AGRO-GRAIN SERVICES
ActiveAGRO-GRAIN SERVICES has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-36k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 3099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
15
/ 100
Critical▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency7▼-9
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.72 in 2024), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.6%
Return on assets
-9.7%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€36k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
7 d early
2022
3 d early
2021
32 d early
2020
19 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 47.7%
2024 · €76k
2019: €24k
2020: €34k
2021: €61k
2022: €71k
2023: €92k
2024: €76k
2019 → 2025
Total assets
€375k▼ 21.1%
2024 · €475k
2019: €393k
2020: €391k
2021: €375k
2022: €486k
2023: €514k
2024: €475k
2019 → 2025
Net result
€-36k▼ 127%
2024 · €-16k
2019: €5k
2020: €10k
2021: €27k
2022: €10k
2023: €21k
2024: €-16k
2019 → 2025
Working capital
€-74k▼ 49.2%
2024 · €-50k
2019: €-43k
2020: €-45k
2021: €9k
2022: €4k
2023: €12k
2024: €-50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€71k▲ 16.8%€92k▲ 29.7%€76k▼ 17.4%€40k▼ 47.7%
Operating result€43k-€23k▼ 47.0%€34k▲ 46.8%€-6k€-25k▼ 350%
Net result€27k-€10k▼ 62.6%€21k▲ 106%€-16k€-36k▼ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €6k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€304k▼ 12.7%
Current assets
€71k▼ 44.1%
Equity and liabilities €375k
Equity
€40k▼ 47.7%
Debt
€335k▼ 16.0%
The debt ratio rises from 84.0% to 89.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€29k▼
2024 · €44k
Cash flow
€18k▼
2024 · €34k
Solvency
10.6%▼
2024 · 16.0%
Current ratio
0.49▼
2024 · 0.72
Quick ratio
0.49▼
2024 · 0.70
Debt / equity
8.43▲
2024 · 5.25
ROE
-91.3%▼
2024 · -21.0%
ROA
-9.7%▼
2024 · -3.4%
Interest coverage
2.56▼
2024 · 4.05
Debt
€335k▼
2024 · €399k
Debt ≤ 1 year
€145k▼
2024 · €176k
Debt > 1 year
€186k▼
2024 · €219k
Income taxes
€129▲
2024 · €125
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€375k▼
Fixed assets21/28€348k€304k▼
Tangible fixed assets22/27€348k€304k▼
Land and buildings22€277k€249k▼
Plant, machinery and equipment23€72k€46k▼
Furniture and vehicles24-€2k
Leasing and similar rights25-€7k
Current assets29/58€126k€71k▼
Stocks and contracts in progress3€3k€0▼
Stocks30/36€3k€0▼
Amounts receivable within one year40/41€69k€64k▼
Trade receivables40€54k€41k▼
Other amounts receivable41€16k€24k▲
Cash at bank and in hand54/58€53k€4k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€475k€375k▼
Equity10/15€76k€40k▼
Contributions10/11€8k€8k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€67k€31k▼
Amounts payable17/49€399k€335k▼
Amounts payable after more than one year17€219k€186k▼
Financial debts170/4€219k€186k▼
Amounts payable within one year42/48€176k€145k▼
Current portion of amounts payable after more than one year42€66k€71k▲
Financial debts43€20k€6k▼
Credit institutions430/8€20k€6k▼
Trade debts44€73k€45k▼
Suppliers440/4€73k€45k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€2k€604▼
Taxes450/3€2k€604▼
Other amounts payable47/48€15k€22k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A€5k€5k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€54k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€2k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€48k€35k▼
Operating profit (loss)9901€-6k€-25k▼
Financial income75/76B€607€507▼
Recurring financial income75€607€507▼
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€-16k€-36k▼
Income taxes67/77€125€129▲
Profit (loss) for the period9904€-16k€-36k▼
Profit (loss) for the period to be appropriated9905€-16k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€31k▼
Profit (loss) brought forward from the previous period14P€83k€67k▼
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €27k ▲177%
Operating result €43k, net result €27k, both a record.
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2020
VANQUAETHEM Danny Maurice Corneel
CurrentDirector · since 01-01-2020
01-01-2020
Appointed as Director
Location & real-estate footprint
Registered office, Vleteren · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat(West) 28640 VleterenGround area
8,454 m²
Building footprint
232 m²
Volume, LiDAR
1,173 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AGRO-GRAIN SERVICES
since 20152.244.662.944
Sixtusbos
since 20172.302.074.868
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33031C0486/00W000 | Flanders | 7,807 m² | 1 · 131 m² | 8.3 m · 2 fl. |
| 33031C0486/00V000 | Flanders | 647 m² | 1 · 100 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesVleteren2.244.662.944
Vleteren2.302.074.868
Similar companies · same sector, comparable size
AGRI WERKEN
BE 0747.745.581
Sint-Lievens-Houtem · Eq €40k
ASSAINISSEMENT DECOTTIGNIES
BE 0808.950.405
Jurbise · Eq €40k
AGRI-TERRA
BE 0655.668.629
Flémalle · Eq €40k
Den Bart
BE 0756.529.922
Kontich · Eq €39k
VAN EECKE-DEBEER
BE 0692.908.018
Poperinge · Eq €39k
Of 4,668 companies in sector 01610 we hold annual accounts for 1,363. 881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2015
Fiscal year end31-03
Activities, NACEBEL
01610Support activities for crop production
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
43120Site preparation
55300Accommodation
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.