Debts
€325,360 97% of the balance sheet
Financial debts 83%Suppliers 16%Taxes and wages 0%Other 1%
Of this, €105,360 falls due within a year.
AGRO Goyens
Lifetime
11 annual accounts with figures on one time axispeak €77,695 (2015)
-€7,644▼ €45,572
lowest -€36,777 (2016)
-€18,692▼ €26,716
peak €47,792 (2015)
€8,690▼ 68.3%
€325,360▲ 6.7%
peak 0 FTE (2024)
0 FTE
Board1 name since 2014
1 directorGOYENS Jeroen Mathilde Jacobus
Documentsfilings and deeds
31-12-202531 days before the deadline
2025abbreviated format
Gross margin from €37,928 to -€7,644Loss of €18,692Equity from €27,382 to €8,690Cash from €120,584 to €24,835
Key points
from the 2025 annual accountsFilings
11 annual accounts since 2015
The 2016 accounts came 23 days late. The other nine of the last ten were filed on time.
Position in the sector
€8,690
Less equity than 86% of companies in wholesale trade. Sector median €361,994 · 9,882 companies.
Turnover not published (abbreviated or micro format)
Checked score
54
Fair
Financially stronger than 22% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,900 companies (NACE 46, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.7%▲ +0.3 percentage points vs 01-2025highest value
03-2025: 0.2%▼ -0.5 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.5%▲ +0.3 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €18,692 (financial year 2025)
Equity €8,690 (2.6% of total assets)
lowers risk
Size: total assets €334,051
Founded in 2014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 18% of them on solvency, 45% on liquidity, 18% on profitability and 7% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,037 companies had the same profile as AGRO Goyens has now. Each dot stands for 3 companies, two years later.
93.7%
were still trading
2.9%
stopped another way
2.9%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AGRO Goyens itself is lower: 0.5% within 12 months. It rests on far more data about AGRO Goyens than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,037 companies, not a prediction for AGRO Goyens. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 3.07 (3.76 in 2024), above the usual 1.5. Short-term debt is 31.5% and cash 7.4% of total assets. However, 97.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9886 sector peers (2025).
NBB · sector comparisonPosition among 9886 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
on the day
2023
on the day
2022
62 days early
2021
48 days early
2020
58 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 December (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end06-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0556650633
Change of role: GOYENS Jeroen Mathilde Jacobus, from manager to director
Director discharge: GOYENS Jeroen Mathilde Jacobus · General meeting of 12-12-2023 · Gazette deed
First establishment
Waaierhofstraat 6, Maaseik
Incorporation
published on 18-07-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AGRO Goyens Maaseik | €334,051 | -€7,644 | 2.6% | 0 |
| HIELS Beveren-Kruibeke-Zwijndrecht | €396,699 | €10,025 | 78.7% | 0.1 |
| Belgo-Seeds Kortrijk | €865,167 | -€71,848 | -49.3% | - |
| SEBI FOOD Molenbeek-Saint-Jean | €108,305 | -€190 | 32.2% | - |
| Agro Trade Riemst | €458,291 | €4,596 | 60.8% | - |
| BAECKE Lievegem | €219,678 | €10,369 | 91.2% | - |
| Haesen-Mertens Geel | €518,219 | €88,324 | 76.1% | 0.7 |
These companies have the same main activity as AGRO Goyens: wholesale trade (NACE 46211). They are comparable in size and age: total assets between €108,000 and €865,000, founded between 2006 and 2020.
Official details
Source: KBO- Status
- Active since 16-07-2014Normal situation
- Activity
- Wholesale tradeNACE 46211and 2 others
- Establishment unit
- 2.232.823.7963680 Maaseik, since 24-07-2014
- Financial year end
- 30 June
- Peppol
- Reachable since 22-12-2025
Annual accounts to 30-06-2025
- €334,051▲ 0.6%
- Filing
- Filed on 31-12-2025, 31 days before the end of the filing period
Insights on AGRO Goyens
AGRO Goyens files the abbreviated format. That format states no turnover. The gross margin fell from €77,695 in 2015 to -€7,644 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AGRO Goyens
- What is the company number of AGRO Goyens?
- The company number of AGRO Goyens is 0556.650.633. The VAT number is the same number with BE in front: BE 0556.650.633.
- Where is AGRO Goyens based?
- The registered office is at Waaierhofstraat 6, 3680 Maaseik.Company details
- What does AGRO Goyens do?
- According to the KBO register, the main activity is wholesale trade (NACE 46211).
- What is the legal form of AGRO Goyens?
- AGRO Goyens is a private limited company (BV).
- When was AGRO Goyens founded?
- AGRO Goyens was founded on 16-07-2014.
- Is AGRO Goyens still active?
- Yes, AGRO Goyens is an active enterprise in the KBO register.
- What is the turnover of AGRO Goyens?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is AGRO Goyens profitable?
- In financial year 2025, AGRO Goyens made a loss of €18,692.
- Where can I find the annual accounts of AGRO Goyens?
- AGRO Goyens filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AGRO Goyens due?
- AGRO Goyens must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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