Equity
-€938,579
Debts exceed assets in financial year 2025.
AGRIPOLDERS
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €1.4m (2022)
€528,540▼ 52.9%
lowest -€619,935 (2025)
-€619,935▼ €684,718
peak €84,411 (2022)
-€938,579▼ €619,935
€8.5m▲ 5.9%
peak 8.4 FTE (2022)
0 FTE▼ 100%
Board3 names since 2021
2 directorsBEN SIMONS and 1 other
Owners
Documentsfilings and deeds
27-08-202627 days late
2025abbreviated format
Gross margin from €1.1m to €528,540Loss of €619,935Staff from 4.2 FTE to 0 FTECompany renamed from AGRO-DESSIM to AGRIPOLDERS 16-12Equity from -€318,644 to -€938,579
Key points
from the 2025 annual accountsDebts
€8.5m 112% of the balance sheet
Financial debts 2%Suppliers 8%Taxes and wages 0%Other 89%
Of this, €8.0m falls due within a year.
Staff
0 FTE ▼ 100%
Fewer staff in 2025 from 4.2 FTE to 0 FTE.
Liquidity
0.66 was 7.33 in 2024
Short-term debts rose from €655,739 to €8.0m.
Board
2 joined · 1 left
Board changed. Latest change 16-12-2025 · 2 in office.
Position in the sector
-€619,935
Lower net result than 95% of companies in crop and animal production. Sector median €50,835 · 2,074 companies.
2025 accounts filed 27 days after the deadline
Checked score
53
Fair
Financially stronger than 8% of small companies in crop and animal production (NACE 01)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 911 companies (NACE 01, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.3%▲ +0.1 percentage points vs 05-2025
07-2025: 1.4%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.8%▼ -0.6 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026
09-2026: 0.4%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€938,579
Liquidity: current ratio 0.66, cash €44,072
Loss of €619,935 (financial year 2025)
lowers risk
Size: total assets €7.6m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, small). It does better than 3% of them on solvency, 2% on liquidity, 25% on profitability and 1% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 139 companies had the same profile as AGRIPOLDERS has now. Each dot is one company, two years later.
95.7%
were still trading
2.2%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of AGRIPOLDERS itself is lower: 0.4% within 12 months. It rests on far more data about AGRIPOLDERS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 139 companies, not a prediction for AGRIPOLDERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.66 (7.33 in 2024), below 1. Short-term debt is 105.6% and cash 0.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€938,579
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
on the day
2023
29 days late
2022
6 days early
2021
29 days late
2020
31 days late
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- POLDERS INVESTERINGSFONDS 100%equity €44.9m (2025) · 2025 annual accounts of POLDERS INVESTERINGSFONDS
Recent changes
Capital increase of €4,800,000
Gazette deed
Company renamed from AGRO-DESSIM to AGRIPOLDERS
Resignation: SIMONS Benjamin Petrus Elisabeth (statutory director) · Appointments: BEN SIMONS (director) and CENTENARY (director) · Permanent representatives: SIMONS Benjamin Petrus Elisabeth and LEYSEN Ivo · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0471257870
First establishment
Monnikenhofstraat 6, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AGRIPOLDERS Antwerp | €7.6m | €528,540 | -12.4% | 0 |
| Vanbesien Zuienkerke | €6.1m | €889,797 | 8.9% | 0 |
| Apers Agro Beveren-Kruibeke-Zwijndrecht | €6.9m | €843,178 | 9.9% | 0 |
| MARREEL Pittem | €3.1m | €284,643 | 14.4% | 0 |
| VERRETH PKD Bonheiden | €2.2m | €685,788 | 31.0% | 0.3 |
| FERME DE GODIASSAU Gerpinnes | €2.5m | €695,938 | 50.9% | 0 |
| LOONSPROEIER DE KIMPE Torhout | €2.2m | €642,024 | 22.7% | 0 |
These companies have the same main activity as AGRIPOLDERS: support activities for crop production (NACE 01610). They are comparable in size and age: total assets between €2.2m and €6.9m, founded between 1995 and 2010.
Official details
Source: KBO- Status
- Active since 25-02-2000Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 7 November 2026.
- Activity
- Support activities for crop productionNACE 01610
- Establishment unit
- 2.115.772.8092040 Antwerp, since 06-04-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 10-04-2025
Annual accounts 2025
- ≈ €1.3mestimated
- €7.6m▼ 1.9%
- Employeeson 31-12-2025
- 7▲ 75.0%
- Filing
- Filed on 27-08-2026
Insights on AGRIPOLDERS
AGRIPOLDERS files the abbreviated format. That format states no turnover. The gross margin rose from -€3,058 in 2006 to €528,540 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets.
POLDERS INVESTERINGSFONDS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AGRIPOLDERS
- What is the company number of AGRIPOLDERS?
- The company number of AGRIPOLDERS is 0471.257.870. The VAT number is the same number with BE in front: BE 0471.257.870.
- Where is AGRIPOLDERS based?
- The registered office is at Monnikenhofstraat 6, 2040 Antwerp.Company details
- What does AGRIPOLDERS do?
- According to the KBO register, the main activity is support activities for crop production (NACE 01610).
- What is the legal form of AGRIPOLDERS?
- AGRIPOLDERS is a private limited company (BV).
- When was AGRIPOLDERS founded?
- AGRIPOLDERS was founded on 25-02-2000.
- Is AGRIPOLDERS still active?
- Yes, AGRIPOLDERS is an active enterprise in the KBO register.
- How many employees does AGRIPOLDERS have?
- AGRIPOLDERS had an average of 4.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of AGRIPOLDERS?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €528,540 and 39 comparable companies (NACE 01). It probably lies between €980,000 and €1.6m.
- Is AGRIPOLDERS profitable?
- In financial year 2025, AGRIPOLDERS made a loss of €619,935.
- Where can I find the annual accounts of AGRIPOLDERS?
- AGRIPOLDERS filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AGRIPOLDERS due?
- AGRIPOLDERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See the other companies in the same group.POLDERS INVESTERINGSFONDS · 21 companies
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