AGRO CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of AGRO CONSTRUCT is 1.7% (moderate). The 2025 annual accounts show negative equity (-€11,574) and a net result of €5,346. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 7% of 28051 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+61
Solvency6▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.78 in 2024; short-term debt: 118.7% and cash: 30% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.7%
Return on assets
8.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 28051 sector peers (2025).
NBB · sector comparisonPosition among 28051 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
62 d early
2023
79 d early
2022
31 d early
2021
83 d early
2020
89 d early
2019
65 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 69 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5,346
2024 · -€611
Working capital
-€23,900▼ 33.8%
2024 · -€17,867
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,769▲ 33.6%-€384▲ 91.9%€2,611-€292€5,836
Net result-€5,143▲ 31.3%-€739▲ 85.6%€2,142-€611€5,346
Equity-€17,712▼ 40.9%-€18,451▼ 4.2%-€16,309▲ 11.6%-€16,920▼ 3.7%-€11,574▲ 31.6%
Total assets€60,008▲ 2.6%€65,822▲ 9.7%€63,105▼ 4.1%€63,746▲ 1.0%€61,859▼ 3.0%
Debt€77,720▲ 9.3%€84,273▲ 8.4%€79,414▼ 5.8%€80,666▲ 1.6%€73,433▼ 9.0%
Working capital-€17,887▼ 40.4%-€19,172▼ 7.2%-€17,219▲ 10.2%-€17,867▼ 3.8%-€23,900▼ 33.8%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5,836 after a loss of €292 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61,859
Fixed assets
€12,326 ▲ 1,202%
Current assets
€49,533 ▼ 21.1%
Key figures and ratios
EBITDA
€7,737▲
2024 · €39
Cash flow
€7,247▲
2024 · -€280
Solvency
-18.7%▲
2024 · -26.5%
Current ratio
0.67▼
2024 · 0.78
Debt to equity
-6.34▼
2024 · -4.77
ROA
8.6%▲
2024 · -1.0%
Interest coverage
21.49▲
2024 · 0.20
Debt ≤ 1 year
€73,433▼
2024 · €80,666
Income taxes
€225▲
2024 · €219
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €202 | €461 | €331 | €1,901 | ▲ 474% |
| Other operating charges640/8 | €2,976 | €641 | €2,690 | €3,340 | €872 | ▼ 73.9% |
| Gross operating margin9900 | -€1,793 | €459 | €5,762 | €3,379 | €8,609 | ▲ 155% |
| Operating profit (loss)9901 | -€4,769 | -€384 | €2,611 | -€292 | €5,836 | ▲ 2,099% |
| Financial income75/76B | - | €1 | - | €91 | €95 | ▲ 4.4% |
| Recurring financial income75 | - | €1 | - | €91 | €95 | ▲ 4.4% |
| Financial charges65/66B | €206 | €161 | €259 | €191 | €360 | ▲ 88.5% |
| Recurring financial charges65 | €206 | €161 | €259 | €191 | €360 | ▲ 88.5% |
| Profit (loss) for the period before taxes9903 | -€4,975 | -€544 | €2,352 | -€392 | €5,571 | ▲ 1,521% |
| Income taxes67/77 | €168 | €195 | €210 | €219 | €225 | ▲ 2.7% |
| Profit (loss) for the period9904 | -€5,143 | -€739 | €2,142 | -€611 | €5,346 | ▲ 975% |
| Profit (loss) for the period to be appropriated9905 | -€5,143 | -€739 | €2,142 | -€611 | €5,346 | ▲ 975% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €60,008 | €65,822 | €63,105 | €63,746 | €61,859 | ▼ 3.0% |
| Fixed assets21/28 | €175 | €721 | €910 | €947 | €12,326 | ▲ 1,202% |
| Tangible fixed assets22/27 | - | €546 | €735 | €772 | €12,094 | ▲ 1,467% |
| Furniture and vehicles24 | - | €546 | €735 | €772 | €12,094 | ▲ 1,467% |
| Financial fixed assets28 | €175 | €175 | €175 | €175 | €232 | ▲ 32.6% |
| Current assets29/58 | €59,833 | €65,101 | €62,195 | €62,799 | €49,533 | ▼ 21.1% |
| Amounts receivable within one year40/41 | €39,526 | €33,271 | €43,173 | €45,092 | €30,954 | ▼ 31.4% |
| Trade receivables40 | €38,941 | €33,010 | €41,513 | €45,092 | €29,878 | ▼ 33.7% |
| Other amounts receivable41 | €585 | €261 | €1,660 | - | €1,076 | - |
| Cash at bank and in hand54/58 | €19,940 | €31,830 | €19,022 | €16,292 | €18,579 | ▲ 14.0% |
| Deferred charges and accrued income490/1 | €367 | - | - | €1,415 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €60,008 | €65,822 | €63,105 | €63,746 | €61,859 | ▼ 3.0% |
| Equity10/15 | -€17,712 | -€18,451 | -€16,309 | -€16,920 | -€11,574 | ▲ 31.6% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €298 | €298 | €298 | €298 | €298 | = |
| Non-distributable reserves130/1 | €298 | €298 | €298 | €298 | €298 | = |
| Reserves not available under the articles1311 | €298 | €298 | €298 | €298 | €298 | = |
| Profit (loss) carried forward14 | -€30,410 | -€31,149 | -€29,007 | -€29,618 | -€24,272 | ▲ 18.0% |
| Amounts payable17/49 | €77,720 | €84,273 | €79,414 | €80,666 | €73,433 | ▼ 9.0% |
| Amounts payable within one year42/48 | €77,720 | €84,273 | €79,414 | €80,666 | €73,433 | ▼ 9.0% |
| Trade debts44 | €1,054 | €2,380 | €2,027 | €6,190 | €18 | ▼ 99.7% |
| Suppliers440/4 | €1,054 | €2,380 | €2,027 | €6,190 | €18 | ▼ 99.7% |
| Taxes, remuneration and social security45 | €25,732 | €37,598 | €39,666 | €38,224 | €31,892 | ▼ 16.6% |
| Taxes450/3 | €387 | €254 | €6,729 | - | €444 | - |
| Remuneration and social security454/9 | €25,345 | €37,344 | €32,937 | €38,224 | €31,448 | ▼ 17.7% |
| Other amounts payable47/48 | €50,934 | €44,295 | €37,721 | €36,252 | €41,523 | ▲ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,143 | -€739 | €2,142 | -€611 | €5,346 | ▲ 975% |
| + Depreciation and write-downs630 | - | €202 | €461 | €331 | €1,901 | ▲ 474% |
| Operating cash flow (approximation) | -€5,143 | -€537 | €2,603 | -€280 | €7,247 | ▲ 2,688% |
| Investment in fixed assets (approximation) | - | -€748 | -€650 | -€368 | -€13,280 | ▼ 3,509% |
| Change in cash | - | €11,890 | -€12,808 | -€2,730 | €2,287 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5,346
Net result €5,346 after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2,142
Net result €2,142 after 5 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet -€11,179
Net result drops to -€11,179, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2002
Ground area
412 m²
Building footprint
195 m²
Volume, LiDAR
2,014 m³
2 parcels, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
G. Van Haelenlaan, 1190 Vorst
since 20022.098.949.148
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0055/00K007indicative | Brussels | 236 m² | 1 · 105 m² | 16.2 m · 3 fl. |
| 21007A0114/00S004 | Brussels | 176 m² | 1 · 90 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. 3,521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2002
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476626821
Also
9925:BE0476626821
Registered
17-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.