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Zorgpraktijk 't Pincetje Martens Ellen

Active
Private limited companyfounded 20214 yrs activeGorsemweg 188, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0778.361.949
Summary

The computed 12-month bankruptcy probability of Zorgpraktijk 't Pincetje Martens Ellen is 2.4% (moderate). The 2025 annual accounts show equity of €2,277 and a net result of €5,777. Equity is shrinking by ~44.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 17% of 28374 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Zorgpraktijk 't Pincetje Martens EllenActiveChecked score 60/100

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency40▼-39
Growth32=
Track record94
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 28374 sector peers (2025).
NBB · sector comparison
Position among 28374 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 d early
2024
6 d early
2023
29 d late
2022
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 2021, Zorgpraktijk 't Pincetje Martens Ellen was incorporated as a Private limited company.1 In 2026 the company took the name Zorgpraktijk 't Pincetje Martens Ellen.2 The registered office was moved to Sint-Truiden in 2026.2 MARTENS Ellen has served as non-statutory director of the company since 2026.2 Total assets went from EUR 25,098 in 2022 to EUR 15,680 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 17-09-2026
  3. 3National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,277▼ 75.2%
2024 · €9,200
Total assets
€15,680▼ 8.0%
2024 · €17,037
Net result
€5,777
2024 · -€16,054
Working capital
€2,277▼ 85.6%
2024 · €15,804
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€13,390-€6,049▼ 54.8%-€15,898€5,917
Net result€13,355within the sector's middle half-€5,898within the sector's middle half▼ 55.8%-€16,054below the sector's middle half€5,777within the sector's middle half
Equity€19,355below the sector's middle half-€25,254within the sector's middle half▲ 30.5%€9,200below the sector's middle half▼ 63.6%€2,277below the sector's middle half▼ 75.2%
Total assets€25,098below the sector's middle half-€26,611below the sector's middle half▲ 6.0%€17,037below the sector's middle half▼ 36.0%€15,680below the sector's middle half▼ 8.0%
Debt€5,743-€1,357▼ 76.4%€7,838▲ 477%€13,403▲ 71.0%
Working capital€19,355within the sector's middle half-€25,254within the sector's middle half▲ 30.5%€15,804within the sector's middle half▼ 37.4%€2,277below the sector's middle half▼ 85.6%
Solvency77.1%above the sector's middle half-94.9%above the sector's middle half▲ 17.8pp54.0%within the sector's middle half▼ 40.9pp14.5%below the sector's middle half▼ 39.5pp
Current ratio4.37above the sector's middle half-19.61above the sector's middle half▲ 15.2413.81above the sector's middle half▼ 5.801.17within the sector's middle half▼ 12.64
Return on assets (ROA)53.2%above the sector's middle half-22.2%above the sector's middle half▼ 31.0pp-94.2%below the sector's middle half▼ 116.4pp36.8%above the sector's middle half▲ 131.1pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2022: €13,390€13,390Net result 2022: €13,355€13,355Operating result 2023: €6,049€6,049Net result 2023: €5,898€5,898Operating result 2024: -€15,898-€15,898Net result 2024: -€16,054-€16,054Operating result 2025: €5,917€5,917Net result 2025: €5,777€5,7772022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €6,049€6,050Net result 2023: €5,898€5,900Operating result 2024: -€15,898-€15,900Net result 2024: -€16,054-€16,100Operating result 2025: €5,917€5,920Net result 2025: €5,777€5,780202320242025
The operating result returns to profit in 2025: €5,917 after a loss of €15,898 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €15,680
Equity €2,277 ▼ 75.2%
Debt €13,403 ▲ 71.0%
Debt's share of the balance-sheet total rises from 46.0% to 85.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
5.89▲
2024 · 0.85
ROE
253.7%▲
2024 · -174.5%
Debt ≤ 1 year
€13,403▲
2024 · €1,234
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€17,037€15,680▼
Current assets29/58€17,037€15,680▼
Amounts receivable within one year40/41€2,388€85▼
Other amounts receivable41€2,388€85▼
Cash at bank and in hand54/58€14,649€15,595▲
Equity and liabilities
Total equity and liabilities10/49€17,037€15,680▼
Equity10/15€9,200€2,277▼
Contributions10/11€6,000€6,000=
Outside capital11€6,000-
Other1109/19€6,000-
Profit (loss) carried forward14€3,200-€3,723▼
Amounts payable17/49€7,838€13,403▲
Amounts payable within one year42/48€1,234€13,403▲
Financial debts43€223€17▼
Credit institutions430/8€223€17▼
Trade debts44€1,010€686▼
Suppliers440/4€1,010€686▼
Other amounts payable47/48-€12,700
Accrued charges and deferred income492/3€6,604€0▼
Income statement Code20242025
Other operating charges640/8€457€470▲
Gross operating margin9900-€15,441€6,386▲
Operating profit (loss)9901-€15,898€5,917▲
Financial charges65/66B€156€139▼
Recurring financial charges65€156€139▼
Profit (loss) for the period before taxes9903-€16,054€5,777▲
Profit (loss) for the period9904-€16,054€5,777▲
Profit (loss) for the period to be appropriated9905-€16,054€5,777▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,200€8,977▲
Profit (loss) brought forward from the previous period14P€19,254€3,200▼
Profit to be distributed694/7-€12,700
Return on contributions (dividend)694-€12,700

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62-€59---
Other operating charges640/8€1,144€510€457€470▲ 2.8%
Gross operating margin9900€14,534€6,618-€15,441€6,386▲ 141%
Operating profit (loss)9901€13,390€6,049-€15,898€5,917▲ 137%
Financial charges65/66B€35€151€156€139▼ 11.1%
Recurring financial charges65€35€151€156€139▼ 11.1%
Profit (loss) for the period before taxes9903€13,355€5,898-€16,054€5,777▲ 136%
Profit (loss) for the period9904€13,355€5,898-€16,054€5,777▲ 136%
Profit (loss) for the period to be appropriated9905€13,355€5,898-€16,054€5,777▲ 136%
Line2022202320242025Change
Assets
Total assets20/58€25,098€26,611€17,037€15,680▼ 8.0%
Current assets29/58€25,098€26,611€17,037€15,680▼ 8.0%
Amounts receivable within one year40/41€1,552€1,559€2,388€85▼ 96.5%
Other amounts receivable41€1,552€1,559€2,388€85▼ 96.5%
Cash at bank and in hand54/58€23,546€25,052€14,649€15,595▲ 6.5%
Equity and liabilities
Total equity and liabilities10/49€25,098€26,611€17,037€15,680▼ 8.0%
Equity10/15€19,355€25,254€9,200€2,277▼ 75.2%
Contributions10/11€6,000€6,000€6,000€6,000=
Outside capital11€6,000€6,000€6,000--
Other1109/19€6,000€6,000€6,000--
Profit (loss) carried forward14€13,355€19,254€3,200-€3,723▼ 216%
Amounts payable17/49€5,743€1,357€7,838€13,403▲ 71.0%
Amounts payable within one year42/48€5,743€1,357€1,234€13,403▲ 986%
Financial debts43€300€97€223€17▼ 92.5%
Credit institutions430/8€300€97€223€17▼ 92.5%
Trade debts44€5,443€1,261€1,010€686▼ 32.1%
Suppliers440/4€5,443€1,261€1,010€686▼ 32.1%
Other amounts payable47/48---€12,700-
Accrued charges and deferred income492/3--€6,604€0▼ 100%
Line2022202320242025Change
Profit (loss) for the period9904€13,355€5,898-€16,054€5,777▲ 136%
Operating cash flow (approximation)€13,355€5,898-€16,054€5,777▲ 136%
Change in cash-€1,505-€10,403€946▲ 109%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-09
State Gazette act Incorporation · Name change
Resignations: ACHTEN Sam (director) and BAKKERS Gert-Jan (director) · Appointment: MARTENS Ellen (non-statutory director) · Director discharge11 facts ▸
  • Incorporation, 06-12-2021
  • Name change, Zorgpraktijk 't Pincetje Martens Ellen
  • Director resignation, ACHTEN Sam (director)
  • Director resignation, BAKKERS Gert-Jan (director)
  • Director discharge, ACHTEN Sam
  • Director discharge, BAKKERS Gert-Jan
  • Director appointment, MARTENS Ellen (non-statutory director)
  • Transfer of a branch of activity or universality, branch of activity, activiteiten van de bestaande eenmanszaak met ondernemingsnummer 0747.580.186
  • Registered-office move, 3800 Sint-Truiden, Gorsemweg 188
  • Power of attorney, Moore Finance & Taks BV
  • Other statement, coördinatie van de statuten op te maken en te ondertekenen, in overeenstemming met de vorige beslissingen, en de neerlegging daarvan op de griffie van de bevoeg…
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €5,777
Net result €5,777 after one loss-making year.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€16,054
Net result drops to -€16,054, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Liquidity quadruplescurrent ratio 19.61
Current ratio from 4.37 to 19.61; short-term debt falls from €5,743 to €1,357.
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
MARTENS Ellen
Non-statutory director · since 17-09-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
262 m²
Building footprint
85 m²
Volume, LiDAR
430 m³
Parcel 71053G0205/00X013, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Zorgpraktijk 't Pincetje Martens Ellen
Gorsemweg 188, 3800 Sint-TruidenNursing and midwifery
since 20212.324.943.510
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053G0205/00X013 Flanders 262 m² 1 · 85 m² 9.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
MARTENS Ellen
  • Non-statutory director, from 17-09-2026 to date
ACHTEN Sam
  • Director, until 17-09-2026
BAKKERS Gert-Jan
  • Director, until 17-09-2026
See the board, name and seat on a given date →

Articles of association

Purpose
Verpleging op consultatie en aan huis van alle mensen die permanente of tijdelijke verzorging nodig hebben, indien wettelijk vereist op voorschrift van daartoe bevoegde personen…
Full purpose (6 activities)
  1. Verpleging op consultatie en aan huis van alle mensen die permanente of tijdelijke verzorging nodig hebben, indien wettelijk vereist op voorschrift van daartoe bevoegde personen
  2. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals huurfinanciering van onroerende goederen aan derde, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van die aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
  3. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse bestaande of nog op te richten rechtspersonen of ondernemingen
  4. Beheer en management van vennootschappen
  5. Waarnemen van bestuurders- of gelijkaardige functies in andere vennootschappen
  6. Nemen en beheren van participaties in andere vennootschappen

Structure & network

Connections & network

1 current director
Depth

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Public money · subsidies and aid

Flemish government

2023 to 2024 · 3 entries · 11,567 EUR awarded · 11,567 EUR paid
Year Entries awardedpaid
2024 2 11,100 EUR11,100 EUR
2023 1 467 EUR467 EUR
Schemes
1 entry · 9,000 EUR · 9,000 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen
2 entries · 2,567 EUR · 2,567 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 22,827 companies in sector 43211 we hold annual accounts for 10,338. 2,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43990Other specialised construction activities
58290Other software publishing
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
Contact
E-mail info@agrippa-cleantech.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778361949
Also 9925:BE0778361949
Registered 13-01-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.