AGRIM
ActiveSummary
AGRIM has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €450k and a net result of €12k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 52% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+59
Solvency57▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 15.66 in 2024; short-term debt: 12.1% and cash: 26.6% of total assets), but 67.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
132 d early
2023
68 d early
2022
18 d early
2021
6 d late
2020
18 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€450k▲ 2.7%
2024 · €438k
2018: €426k
2019: €430k
2020: €467k
2021: €485k
2022: €775k
2023: €496k
2024: €438k
2018 → 2025
Total assets
€1.40M▲ 52.0%
2024 · €924k
2018: €1.55M
2019: €1.64M
2020: €1.65M
2021: €1.52M
2022: €1.29M
2023: €1.02M
2024: €924k
2018 → 2025
Net result
€12k
2024 · €-58k
2018: €128k
2019: €4k
2020: €37k
2021: €18k
2022: €290k
2023: €-125k
2024: €-58k
2018 → 2025
Working capital
€665k▲ 25.5%
2024 · €530k
2018: €388k
2019: €295k
2020: €429k
2021: €402k
2022: €701k
2023: €573k
2024: €530k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€485k-€775k▲ 59.7%€496k▼ 35.9%€438k▼ 11.8%€450k▲ 2.7%
Operating result€61k-€416k▲ 582%€-106k€-54k▲ 48.7%€16k
Net result€18k-€290k▲ 1,506%€-125k€-58k▲ 53.3%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €54k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€570k ▲ 59.1%
Current assets
€834k ▲ 47.4%
Equity and liabilities €1.40M
Equity
€450k ▲ 2.7%
Provisions
€39k ▼ 0.4%
Debt
€915k ▲ 105%
Debt's share of the balance-sheet total rises from 48.3% to 65.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €-17k
Cash flow
€46k▲
2024 · €-21k
Current ratio
4.92▼
2024 · 15.66
Quick ratio
3.56▼
2024 · 5.67
Debt to equity
2.03▲
2024 · 1.02
ROE
2.6%▲
2024 · -13.3%
ROA
0.8%▲
2024 · -6.3%
Interest coverage
10.86▲
2024 · -3.99
Debt ≤ 1 year
€169k▲
2024 · €36k
Debt > 1 year
€742k▲
2024 · €408k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€924k€1.40M▲
Fixed assets21/28€358k€570k▲
Tangible fixed assets22/27€355k€569k▲
Land and buildings22€268k€518k▲
Plant, machinery and equipment23€54k€43k▼
Furniture and vehicles24€15k€8k▼
Other tangible fixed assets26€18k€0▼
Financial fixed assets28€3k€1k▼
Current assets29/58€566k€834k▲
Stocks and contracts in progress3€361k€232k▼
Stocks30/36€361k€232k▼
Amounts receivable within one year40/41€149k€224k▲
Trade receivables40€242€54k▲
Other amounts receivable41€149k€170k▲
Cash at bank and in hand54/58€50k€374k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€924k€1.40M▲
Equity10/15€438k€450k▲
Contributions10/11€127k€127k=
Reserves13€494k€494k▼
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Tax-exempt reserves132€119k€118k▼
Distributable reserves133€363k€363k=
Profit (loss) carried forward14€-182k€-170k▲
Provisions and deferred taxes16€40k€39k▼
Deferred taxes168€40k€39k▼
Amounts payable17/49€446k€915k▲
Amounts payable after more than one year17€408k€742k▲
Financial debts170/4€94k€361k▲
Other amounts payable178/9€314k€381k▲
Amounts payable within one year42/48€36k€169k▲
Current portion of amounts payable after more than one year42€21k€33k▲
Trade debts44€6k€133k▲
Suppliers440/4€6k€133k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€8k€0▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€36k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€34k▼
Other operating charges640/8€22k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€5k€59k▲
Operating profit (loss)9901€-54k€16k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-58k€12k▲
Transfer from deferred taxes780€145€145=
Profit (loss) for the period9904€-58k€12k▲
Transfer from tax-exempt reserves789€434€434=
Profit (loss) for the period to be appropriated9905€-58k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-182k€-170k▲
Profit (loss) brought forward from the previous period14P€-124k€-182k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-125k ▼143%
Net result drops to €-125k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 17.08
Current ratio from 5.42 to 17.08; short-term debt falls from €159k to €36k.
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €290k ▲1506%
Operating result €416k, net result €290k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 5.42
Current ratio from 1.55 to 5.42; short-term debt falls from €734k to €159k.
30-09
Financial
Equity above €500kEq €775k ▲59.7%
5 profitable years in a row build equity to €775k.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekstraat 128908 IeperGround area
2.0 ha
Building footprint
210 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Kriekstraat 12, 8902 Ieper
since 20022.096.107.840
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33026D0492/00E000 | Flanders | 1.9 ha | 1 · 209 m² | - |
| 33027A0084/00P000 | Flanders | 1,225 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUREAU KEUL
BE 0454.054.525
Sankt Vith · Eq €450,634
PIRON PROPERTIES
BE 0722.685.830
Aalter · Eq €450,936
REMAC
BE 0446.242.164
Manhay · Eq €450,963
TIBO CONSULT
BE 0508.889.813
Hoegaarden · Eq €450,982
CODABEL MANAGEMENT
BE 0635.829.753
Brussel · Eq €448,886
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2001
Fiscal year end30-09
Activities, NACEBEL 2025
68310Real estate agency activities
01430Raising of horses and other equines
46231Wholesale of live animals
68110Buying and selling of own real estate
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.