AGRIM
ActiveAGRIM has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €450k and a net result of €12k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 52% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+59
Solvency57▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 15.66 in 2024; short-term debt: 12.1% and cash: 26.6% of total assets), but 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
132 d early
2023
68 d early
2022
18 d early
2021
6 d late
2020
18 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€450k▲ 2.7%
2024 · €438k
2018: €426k
2019: €430k
2020: €467k
2021: €485k
2022: €775k
2023: €496k
2024: €438k
2018 → 2025
Total assets
€1.40M▲ 52.0%
2024 · €924k
2018: €1.55M
2019: €1.64M
2020: €1.65M
2021: €1.52M
2022: €1.29M
2023: €1.02M
2024: €924k
2018 → 2025
Net result
€12k
2024 · €-58k
2018: €128k
2019: €4k
2020: €37k
2021: €18k
2022: €290k
2023: €-125k
2024: €-58k
2018 → 2025
Working capital
€665k▲ 25.5%
2024 · €530k
2018: €388k
2019: €295k
2020: €429k
2021: €402k
2022: €701k
2023: €573k
2024: €530k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€485k-€775k▲ 59.7%€496k▼ 35.9%€438k▼ 11.8%€450k▲ 2.7%
Operating result€61k-€416k▲ 582%€-106k€-54k▲ 48.7%€16k
Net result€18k-€290k▲ 1,506%€-125k€-58k▲ 53.3%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €54k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€570k▲ 59.1%
Current assets
€834k▲ 47.4%
Equity and liabilities €1.40M
Equity
€450k▲ 2.7%
Provisions
€39k▼ 0.4%
Debt
€915k▲ 105%
The debt ratio rises from 48.3% to 65.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €-17k
Cash flow
€46k▲
2024 · €-21k
Solvency
32.1%▼
2024 · 47.4%
Current ratio
4.92▼
2024 · 15.66
Quick ratio
3.56▼
2024 · 5.67
Debt / equity
2.03▲
2024 · 1.02
ROE
2.6%▲
2024 · -13.3%
ROA
0.8%▲
2024 · -6.3%
Interest coverage
10.86▲
2024 · -3.99
Debt
€915k▲
2024 · €446k
Debt ≤ 1 year
€169k▲
2024 · €36k
Debt > 1 year
€742k▲
2024 · €408k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€924k€1.40M▲
Fixed assets21/28€358k€570k▲
Tangible fixed assets22/27€355k€569k▲
Land and buildings22€268k€518k▲
Plant, machinery and equipment23€54k€43k▼
Furniture and vehicles24€15k€8k▼
Other tangible fixed assets26€18k€0▼
Financial fixed assets28€3k€1k▼
Current assets29/58€566k€834k▲
Stocks and contracts in progress3€361k€232k▼
Stocks30/36€361k€232k▼
Amounts receivable within one year40/41€149k€224k▲
Trade receivables40€242€54k▲
Other amounts receivable41€149k€170k▲
Cash at bank and in hand54/58€50k€374k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€924k€1.40M▲
Equity10/15€438k€450k▲
Contributions10/11€127k€127k=
Reserves13€494k€494k▼
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Tax-exempt reserves132€119k€118k▼
Distributable reserves133€363k€363k=
Profit (loss) carried forward14€-182k€-170k▲
Provisions and deferred taxes16€40k€39k▼
Deferred taxes168€40k€39k▼
Amounts payable17/49€446k€915k▲
Amounts payable after more than one year17€408k€742k▲
Financial debts170/4€94k€361k▲
Other amounts payable178/9€314k€381k▲
Amounts payable within one year42/48€36k€169k▲
Current portion of amounts payable after more than one year42€21k€33k▲
Trade debts44€6k€133k▲
Suppliers440/4€6k€133k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€8k€0▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€36k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€34k▼
Other operating charges640/8€22k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€5k€59k▲
Operating profit (loss)9901€-54k€16k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-58k€12k▲
Transfer from deferred taxes780€145€145=
Profit (loss) for the period9904€-58k€12k▲
Transfer from tax-exempt reserves789€434€434=
Profit (loss) for the period to be appropriated9905€-58k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-182k€-170k▲
Profit (loss) brought forward from the previous period14P€-124k€-182k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-125k ▼143%
Net result drops to €-125k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 17.08
Current ratio from 5.42 to 17.08; short-term debt falls from €159k to €36k.
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €290k ▲1506%
Operating result €416k, net result €290k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 5.42
Current ratio from 1.55 to 5.42; short-term debt falls from €734k to €159k.
30-09
Financial
Equity above €500kEq €775k ▲59.7%
5 profitable years in a row build equity to €775k.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekstraat 128908 IeperGround area
2.0 ha
Building footprint
210 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Kriekstraat 12, 8902 Ieper
since 20022.096.107.840
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33026D0492/00E000 | Flanders | 1.9 ha | 1 · 209 m² | - |
| 33027A0084/00P000 | Flanders | 1,225 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUREAU KEUL
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PIRON PROPERTIES
BE 0722.685.830
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REMAC
BE 0446.242.164
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TIBO CONSULT
BE 0508.889.813
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CODABEL MANAGEMENT
BE 0635.829.753
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,690 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2001
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70120
01430Raising of horses and other equines
46231Wholesale of live animals
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.