AGRIFINAL
ActiveSummary
AGRIFINAL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20.53M and a net result of €-165k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.45M at 30 days acceptable
short-term debt: 0.1% and cash: 2.9% of total assets, and 0.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
19 d late
2023
7 d late
2022
26 d late
2021
6 d early
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€20.53M▼ 0.8%
2024 · €20.69M
2018: €17.15M
2019: €17.30M
2020: €17.22M
2021: €24.29M
2022: €23.50M
2023: €21.90M
2024: €20.69M
2018 → 2025
Total assets
€20.56M▼ 0.7%
2024 · €20.71M
2018: €17.26M
2019: €17.43M
2020: €17.28M
2021: €24.40M
2022: €23.52M
2023: €21.93M
2024: €20.71M
2018 → 2025
Net result
€-165k▼ 50.3%
2024 · €-110k
2018: €262k
2019: €-110k
2020: €-75k
2021: €-156k
2022: €-87k
2023: €-96k
2024: €-110k
2018 → 2025
Working capital
€3.55M▼ 4.4%
2024 · €3.72M
2018: €196k
2019: €336k
2020: €262k
2021: €7.37M
2022: €6.53M
2023: €4.93M
2024: €3.72M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24.29M-€23.50M▼ 3.2%€21.90M▼ 6.8%€20.69M▼ 5.5%€20.53M▼ 0.8%
Operating result€-97k-€-81k▲ 16.1%€-107k▼ 31.4%€-107k▼ 0.1%€-127k▼ 19.0%
Net result€-156k-€-87k▲ 44.5%€-96k▼ 11.2%€-110k▼ 14.1%€-165k▼ 50.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €127k in 2025 against €107k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.56M
Fixed assets
€16.98M =
Current assets
€3.58M ▼ 4.2%
Equity and liabilities €20.56M
Equity
€20.53M ▼ 0.8%
Debt
€29k ▲ 54.7%
Debt's share of the balance-sheet total rises from 0.1% to 0.1%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.00▲
2024 · 0.00
ROE
-0.8%▼
2024 · -0.5%
ROA
-0.8%▼
2024 · -0.5%
Debt ≤ 1 year
€28k▲
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €20.56M, equity €20.53M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20.71M€20.56M▼
Fixed assets21/28€16.98M€16.98M=
Tangible fixed assets22/27€173k€173k=
Leasing and similar rights25€173k€173k=
Financial fixed assets28€16.80M€16.80M=
Current assets29/58€3.73M€3.58M▼
Amounts receivable after more than one year29€3.42M€2.97M▼
Other amounts receivable291€3.42M€2.97M▼
Amounts receivable within one year40/41€33k€13k▼
Trade receivables40€24k€10k▼
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€282k€596k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€20.71M€20.56M▼
Equity10/15€20.69M€20.53M▼
Contributions10/11€6.49M€6.49M=
Capital10€6.49M€6.49M=
Issued capital100€6.49M€6.49M=
Revaluation surpluses12€7.13M€7.13M=
Reserves13€7.71M€7.71M=
Non-distributable reserves130/1€613k€613k=
Legal reserve130€613k€613k=
Distributable reserves133€7.10M€7.10M=
Profit (loss) carried forward14€-635k€-800k▼
Amounts payable17/49€19k€29k▲
Amounts payable within one year42/48€19k€28k▲
Financial debts43€33-
Credit institutions430/8€33-
Trade debts44€9k€28k▲
Suppliers440/4€9k€28k▲
Other amounts payable47/48€10k-
Accrued charges and deferred income492/3-€856
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-106k€-126k▼
Operating profit (loss)9901€-107k€-127k▼
Financial income75/76B€2k€1▼
Recurring financial income75€2k€1▼
Financial charges65/66B€5k€38k▲
Recurring financial charges65€5k€38k▲
Profit (loss) for the period before taxes9903€-110k€-165k▼
Profit (loss) for the period9904€-110k€-165k▼
Profit (loss) for the period to be appropriated9905€-110k€-165k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-635k€-800k▼
Profit (loss) brought forward from the previous period14P€-525k€-635k▼
Transfer from equity791/2€1.10M-
Profit to be distributed694/7€1.10M-
Return on contributions (dividend)694€1.10M-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
31-12
Financial
Weakest financial yearnet €-165k
Net result drops to €-165k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Liquidity times 5current ratio 683.99
Current ratio from 148.07 to 683.99; short-term debt falls from €50k to €10k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 21current ratio 148.07
Current ratio from 7.20 to 148.07.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsesteenweg 532230 HerseltGround area
993 m²
Building footprint
189 m²
Volume, LiDAR
1,148 m³
Parcel 13013A0108/00Y000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGRIFINAL
since 20072.158.708.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13013A0108/00Y000 | Flanders | 993 m² | 1 · 189 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DE DEURWAERDER-van PUTTEN
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SOGESMA
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:014/545490