AGRICOUR
ActiveAGRICOUR has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324k and a net result of €-15k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 475 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 7.73 against 10.48 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
30 d late
2023
31 d late
2022
4 d early
2021
127 d late
2020
20 d late
2019
192 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-15k▼ 135%
2024 · €-6k
2018: €-22k
2019: €-10k
2020: €-31k
2021: €12k
2022: €-19k
2023: €-24k
2024: €-6k
2018 → 2025
Working capital
€191k▲ 2.8%
2024 · €186k
2018: €323k
2019: €296k
2020: €138k
2021: €181k
2022: €186k
2023: €176k
2024: €186k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€389k-€369k▼ 5.0%€346k▼ 6.5%€339k▼ 1.9%€324k▼ 4.4%
Operating result€12k-€-17k€-27k▼ 61.8%€-6k▲ 77.3%€-14k▼ 120%
Net result€12k-€-19k€-24k▼ 24.0%€-6k▲ 73.2%€-15k▼ 135%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €6k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€133k▼ 13.3%
Current assets
€220k▲ 6.8%
Equity and liabilities €353k
Equity
€324k▼ 4.4%
Debt
€28k▲ 44.8%
The debt ratio rises from 5.5% to 8.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€17k▲
2024 · €16k
Cash flow
€15k▼
2024 · €16k
Solvency
91.9%▼
2024 · 94.5%
Current ratio
7.73▼
2024 · 10.48
Quick ratio
7.73▼
2024 · 10.48
Debt / equity
0.09▲
2024 · 0.06
ROE
-4.6%▼
2024 · -1.9%
ROA
-4.3%▼
2024 · -1.8%
Interest coverage
38.99▼
2024 · 45.86
Debt
€28k▲
2024 · €20k
Debt ≤ 1 year
€28k▲
2024 · €20k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€353k▼
Fixed assets21/28€153k€133k▼
Tangible fixed assets22/27€150k€130k▼
Land and buildings22€27k€34k▲
Plant, machinery and equipment23€117k€92k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€3k€3k=
Current assets29/58€206k€220k▲
Amounts receivable within one year40/41€55k€53k▼
Trade receivables40€55k€52k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€141k€167k▲
Deferred charges and accrued income490/1€10k€48▼
Equity and liabilities
Total equity and liabilities10/49€359k€353k▼
Equity10/15€339k€324k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€4k€4k=
Reserves13€17k€17k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€989€989=
Profit (loss) carried forward14€256k€241k▼
Amounts payable17/49€20k€28k▲
Amounts payable within one year42/48€20k€28k▲
Current portion of amounts payable after more than one year42€19k€18k▼
Trade debts44€578€10k▲
Suppliers440/4€578€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€30k▲
Other operating charges640/8€8k€2k▼
Gross operating margin9900€24k€18k▼
Operating profit (loss)9901€-6k€-14k▼
Financial income75/76B€165€25▼
Recurring financial income75€165€25▼
Financial charges65/66B€359€426▲
Recurring financial charges65€359€426▲
Profit (loss) for the period before taxes9903€-6k€-14k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€-6k€-15k▼
Profit (loss) for the period to be appropriated9905€-6k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€256k€241k▼
Profit (loss) brought forward from the previous period14P€262k€256k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 22 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 127 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 20.34
Current ratio from 6.11 to 20.34; short-term debt falls from €27k to €9k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 192 days late
2020
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Jean(CSH) 816120 Ham-sur-Heure-NalinnesGround area
1,809 m²
Building footprint
325 m²
Volume, LiDAR
2,765 m³
Parcel 56017B0242/00E000, Wallonia · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Jean(CSH) 81, 6120 Ham-sur-Heure-Nalinnes
since 19792.015.595.959
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56017B0242/00E000 | Wallonia | 1,809 m² | 1 · 325 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHam-sur-Heure-Nalinnes2.015.595.959
Similar companies · same sector, comparable size
LANDBOUW- EN VEEBEDRIJF FORDEYN KURT EN KOEN
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BEKAERT MAX
BE 0462.828.273
Dour · Eq €325k
AGRO GEER
BE 0843.767.168
Geer · Eq €323k
Stal Wauters
BE 0768.709.756
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THE ORIGINAL
BE 0466.651.954
Tessenderlo-Ham · Eq €328k
Of 20,585 companies in sector 01500 we hold annual accounts for 1,144. 928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-12-1978
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.