AGRICO
ActiveAGRICO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 3098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency25▲+15
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.21 in 2024), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
22 d late
2021
1 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 60.4%
2024 · €16k
2019: €18k
2020: €24k
2021: €55k
2022: €60k
2023: €37k
2024: €16k
2019 → 2025
Total assets
€106k▲ 3.2%
2024 · €103k
2019: €111k
2020: €96k
2021: €230k
2022: €148k
2023: €122k
2024: €103k
2019 → 2025
Net result
€10k
2024 · €-21k
2019: €13k
2020: €6k
2021: €32k
2022: €5k
2023: €-23k
2024: €-21k
2019 → 2025
Working capital
€-45k▲ 31.1%
2024 · €-65k
2019: €-44k
2020: €-54k
2021: €-56k
2022: €-60k
2023: €-63k
2024: €-65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€60k▲ 9.0%€37k▼ 38.2%€16k▼ 56.7%€26k▲ 60.4%
Operating result€44k-€7k▼ 83.6%€-23k€-21k▲ 8.2%€9k
Net result€32k-€5k▼ 84.3%€-23k€-21k▲ 8.2%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€72k▼ 15.8%
Current assets
€34k▲ 99.8%
Equity and liabilities €106k
Equity
€26k▲ 60.4%
Debt
€80k▼ 7.5%
The debt ratio falls from 84.3% to 75.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€23k▲
2024 · €-5k
Cash flow
€23k▲
2024 · €-5k
Solvency
24.4%▲
2024 · 15.7%
Current ratio
0.43▲
2024 · 0.21
Quick ratio
0.43▲
2024 · 0.21
Debt / equity
3.10▼
2024 · 5.38
ROE
37.7%▲
2024 · -130.8%
ROA
9.2%▲
2024 · -20.5%
Interest coverage
333.27▲
2024 · -82.32
Debt
€80k▼
2024 · €87k
Debt ≤ 1 year
€78k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€106k▲
Fixed assets21/28€86k€72k▼
Tangible fixed assets22/27€84k€70k▼
Land and buildings22€52k€52k▼
Plant, machinery and equipment23€14k€6k▼
Furniture and vehicles24€18k€12k▼
Financial fixed assets28€2k€2k=
Current assets29/58€17k€34k▲
Amounts receivable within one year40/41€4k€1k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€12k€32k▲
Deferred charges and accrued income490/1€583€486▼
Equity and liabilities
Total equity and liabilities10/49€103k€106k▲
Equity10/15€16k€26k▲
Contributions10/11€19k€19k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-44k€-34k▲
Amounts payable17/49€87k€80k▼
Amounts payable within one year42/48€82k€78k▼
Trade debts44€4k€248▼
Suppliers440/4€4k€248▼
Advances received on contracts in progress46€129-
Other amounts payable47/48€78k€78k▲
Accrued charges and deferred income492/3€5k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€14k▼
Other operating charges640/8€843€630▼
Gross operating margin9900€-4k€24k▲
Operating profit (loss)9901€-21k€9k▲
Financial income75/76B-€371
Recurring financial income75-€371
Financial charges65/66B€65€69▲
Recurring financial charges65€65€69▲
Profit (loss) for the period before taxes9903€-21k€10k▲
Profit (loss) for the period9904€-21k€10k▲
Profit (loss) for the period to be appropriated9905€-21k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-34k▲
Profit (loss) brought forward from the previous period14P€-23k€-44k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-23k ▼563%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Highest result since 2019net €32k ▲469%
Operating result €44k, net result €32k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
14-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
CHAMPAGNE Raf
CurrentDirector · since 20-12-2023
20-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tramstraat 1003800 Sint-TruidenGround area
2,346 m²
Building footprint
232 m²
Volume, LiDAR
732 m³
Parcel 71353F0273/00N000, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Agrico BV
since 20042.137.404.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353F0273/00N000 | Flanders | 2,346 m² | 1 · 232 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.137.404.205
Similar companies · same sector, comparable size
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PERMA-PROJECTS
BE 0721.491.542
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a.sierplant.be
BE 0778.764.203
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FUTURAGRI
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Mont-Saint-Guibert · Eq €25k
Of 3,615 companies in sector 01130 we hold annual accounts for 783. 297 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2004
Fiscal year end30-06
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.