AGRICAMP
ActiveSummary
AGRICAMP has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.4m and a net result of €720,794. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 8161 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-2
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €350,000 at 30 days acceptable
Liquidity ample (current ratio 3.76 against 5.16 in 2024; short-term debt: 25.2% and cash: 3% of total assets), and 29% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
11.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
31 d early
2023
61 d early
2022
60 d early
2021
31 d early
2020
61 d early
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 company by equity in Dessel, Wholesale and retail trade sector#6 company by total assets in Dessel, Wholesale and retail trade sector#9 employer in Dessel, Wholesale and retail trade sector
Turnover
€14.2m
EBIT margin
7.2%
Net result
€720,794▲ 21.2%
2024 · €594,781
Working capital
€4.3m▲ 21.5%
2024 · €3.6m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€14.2m
Operating result€407,006▲ 61.0%€729,956▲ 79.3%€1.0m▲ 40.2%€829,410▼ 19.0%€981,785▲ 18.4%
Net result€288,314above the sector's middle half▲ 81.5%€513,902above the sector's middle half▲ 78.2%€732,911above the sector's middle half▲ 42.6%€594,781above the sector's middle half▼ 18.8%€720,794above the sector's middle half▲ 21.2%
EBIT margin7.2%
Equity€1.9mabove the sector's middle half▲ 18.2%€2.4mabove the sector's middle half▲ 27.4%€3.1mwithin the sector's middle half▲ 30.7%€3.7mabove the sector's middle half▲ 19.1%€4.4mabove the sector's middle half▲ 19.4%
Total assets€4.6mabove the sector's middle half▲ 7.2%€4.9mabove the sector's middle half▲ 6.5%€4.2mwithin the sector's middle half▼ 14.3%€4.6mabove the sector's middle half▲ 10.2%€6.2mabove the sector's middle half▲ 35.3%
Debt€2.7m▲ 0.7%€2.5m▼ 7.9%€1.1m▼ 57.2%€902,066▼ 15.6%€1.8m▲ 101%
Working capital€2.1mabove the sector's middle half▲ 26.4%€2.4mabove the sector's middle half▲ 16.3%€3.0mwithin the sector's middle half▲ 24.2%€3.6mabove the sector's middle half▲ 19.5%€4.3mabove the sector's middle half▲ 21.5%
Solvency40.9%within the sector's middle half▲ 3.8pp48.9%within the sector's middle half▲ 8.0pp74.5%above the sector's middle half▲ 25.6pp80.5%above the sector's middle half▲ 6.0pp71.0%above the sector's middle half▼ 9.5pp
Current ratio1.86within the sector's middle half▲ 0.212.01within the sector's middle half▲ 0.153.85above the sector's middle half▲ 1.845.16above the sector's middle half▲ 1.313.76above the sector's middle half▼ 1.40
Return on assets (ROA)6.3%within the sector's middle half▲ 2.6pp10.5%within the sector's middle half▲ 4.2pp17.5%above the sector's middle half▲ 7.0pp12.9%above the sector's middle half▼ 4.6pp11.5%above the sector's middle half▼ 1.3pp
Staff (FTE)7.5within the sector's middle half▼ 1.3%6.7within the sector's middle half▼ 10.7%6.9within the sector's middle half▲ 3.0%7within the sector's middle half▲ 1.4%6.9within the sector's middle half▼ 1.4%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.2m
Fixed assets
€328,423 ▲ 84.2%
Current assets
€5.9m ▲ 33.4%
Equity and liabilities €6.2m
Equity
€4.4m ▲ 19.4%
Debt
€1.8m ▲ 101%
Debt's share of the balance-sheet total rises from 19.5% to 29.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.1m▲
2024 · €886,005
Cash flow
€815,757▲
2024 · €651,376
Quick ratio
2.16▼
2024 · 2.88
Debt to equity
0.41▲
2024 · 0.24
ROE
16.2%▲
2024 · 16.0%
Interest coverage
56.13▲
2024 · 26.50
Debt ≤ 1 year
€1.6m▲
2024 · €860,000
Debt > 1 year
€174,676▲
2024 · €12,066
Income taxes
€242,251▲
2024 · €201,515
Staff costs
€480,078▼
2024 · €494,643
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | €14.3m | - | - | - |
| Turnover70 | - | - | €14.2m | - | - | - |
| Other operating income74 | - | - | €6,575 | - | - | - |
| Non-recurring operating income76A | €746 | €15 | €82,201 | €3,653 | €84,677 | ▲ 2,218% |
| Operating charges60/66A | - | - | €13.3m | - | - | - |
| Goods for resale, raw materials and consumables60 | - | - | €12.0m | - | - | - |
| Purchases600/8 | - | - | €11.5m | - | - | - |
| Change in stocks: decrease (increase)609 | - | - | €529,787 | - | - | - |
| Services and other goods61 | - | - | €679,474 | - | - | - |
| Remuneration, social security and pensions62 | €366,788 | €374,465 | €435,149 | €494,643 | €480,078 | ▼ 2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,594 | €37,718 | €55,589 | €56,595 | €94,963 | ▲ 67.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€1,539 | -€302,098 | €79,458 | €130,130 | €151,533 | ▲ 16.4% |
| Other operating charges640/8 | €3,456 | €3,078 | €8,126 | €6,715 | €4,837 | ▼ 28.0% |
| Non-recurring operating charges66A | - | €12,505 | €0 | - | €5,237 | - |
| Gross operating margin9900 | €822,305 | €855,623 | - | €1.5m | €1.7m | ▲ 13.2% |
| Operating profit (loss)9901 | €407,006 | €729,956 | €1.0m | €829,410 | €981,785 | ▲ 18.4% |
| Financial income75/76B | €21,823 | €220 | €163 | €320 | €445 | ▲ 39.1% |
| Recurring financial income75 | €287 | €220 | €163 | €320 | €445 | ▲ 39.1% |
| Income from current assets751 | - | - | €16 | - | - | - |
| Other financial income752/9 | - | - | €147 | - | - | - |
| Non-recurring financial income76B | €21,536 | €0 | - | - | - | - |
| Financial charges65/66B | €38,062 | €32,592 | €26,314 | €33,434 | €19,185 | ▼ 42.6% |
| Recurring financial charges65 | €38,062 | €32,592 | €26,314 | €33,434 | €19,185 | ▼ 42.6% |
| Debt charges650 | - | - | €24,154 | - | - | - |
| Other financial charges652/9 | - | - | €2,161 | - | - | - |
| Profit (loss) for the period before taxes9903 | €390,767 | €697,584 | €997,274 | €796,296 | €963,045 | ▲ 20.9% |
| Income taxes67/77 | €102,453 | €183,682 | €264,363 | €201,515 | €242,251 | ▲ 20.2% |
| Taxes670/3 | - | - | €264,363 | - | - | - |
| Profit (loss) for the period9904 | €288,314 | €513,902 | €732,911 | €594,781 | €720,794 | ▲ 21.2% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €105,250 | - |
| Profit (loss) for the period to be appropriated9905 | €288,314 | €513,902 | €732,911 | €594,781 | €615,544 | ▲ 3.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.6m | €4.9m | €4.2m | €4.6m | €6.2m | ▲ 35.3% |
| Fixed assets21/28 | €99,586 | €93,804 | €142,202 | €178,284 | €328,423 | ▲ 84.2% |
| Tangible fixed assets22/27 | €99,586 | €93,804 | €142,202 | €178,284 | €328,423 | ▲ 84.2% |
| Plant, machinery and equipment23 | €24,583 | €17,073 | €43,118 | €83,159 | €57,842 | ▼ 30.4% |
| Furniture and vehicles24 | €61,943 | €50,627 | €60,675 | €66,285 | €251,311 | ▲ 279% |
| Leasing and similar rights25 | €13,060 | €6,530 | €22,822 | €17,239 | €11,656 | ▼ 32.4% |
| Other tangible fixed assets26 | - | €19,574 | €15,587 | €11,600 | €7,613 | ▼ 34.4% |
| Current assets29/58 | €4.5m | €4.8m | €4.0m | €4.4m | €5.9m | ▲ 33.4% |
| Stocks and contracts in progress3 | €1.9m | €2.4m | €1.8m | €2.0m | €2.5m | ▲ 28.5% |
| Stocks30/36 | €1.9m | €2.4m | €1.8m | €2.0m | €2.5m | ▲ 28.5% |
| Goods purchased for resale34 | - | - | €1.8m | - | - | - |
| Amounts receivable within one year40/41 | €2.5m | €2.2m | €2.0m | €2.2m | €3.2m | ▲ 48.0% |
| Trade receivables40 | €2.4m | €2.2m | €2.0m | €2.2m | €2.8m | ▲ 28.4% |
| Other amounts receivable41 | €1,796 | €6,966 | €0 | - | €425,380 | - |
| Cash at bank and in hand54/58 | €173,537 | €264,713 | €275,459 | €312,817 | €186,005 | ▼ 40.5% |
| Deferred charges and accrued income490/1 | €537 | €0 | - | - | €9,000 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.6m | €4.9m | €4.2m | €4.6m | €6.2m | ▲ 35.3% |
| Equity10/15 | €1.9m | €2.4m | €3.1m | €3.7m | €4.4m | ▲ 19.4% |
| Contributions10/11 | €79,050 | €79,050 | €79,050 | €79,050 | €79,050 | = |
| Reserves13 | €1.8m | €2.3m | €3.0m | €3.6m | €4.4m | ▲ 19.8% |
| Non-distributable reserves130/1 | €7,905 | €7,905 | €0 | - | - | - |
| Reserves not available under the articles1311 | €7,905 | €7,905 | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | - | €105,250 | - |
| Distributable reserves133 | €1.8m | €2.3m | €3.0m | €3.6m | €4.3m | ▲ 16.9% |
| Amounts payable17/49 | €2.7m | €2.5m | €1.1m | €902,066 | €1.8m | ▲ 101% |
| Amounts payable after more than one year17 | €287,183 | €19,259 | €17,617 | €12,066 | €174,676 | ▲ 1,348% |
| Financial debts170/4 | €287,183 | €19,259 | €17,617 | €12,066 | €174,676 | ▲ 1,348% |
| Subordinated loans170 | - | - | €0 | - | - | - |
| Leasing and similar obligations172 | - | - | €17,617 | - | - | - |
| Amounts payable within one year42/48 | €2.4m | €2.4m | €1.1m | €860,000 | €1.6m | ▲ 83.0% |
| Current portion of amounts payable after more than one year42 | €1.0m | €933,961 | €191,585 | €56,289 | €104,890 | ▲ 86.3% |
| Trade debts44 | €1.1m | €1.0m | €132,976 | €653,350 | €1.2m | ▲ 89.6% |
| Suppliers440/4 | €1.1m | €1.0m | €132,976 | €653,350 | €1.2m | ▲ 89.6% |
| Taxes, remuneration and social security45 | €176,866 | €281,412 | €311,006 | €150,362 | €229,617 | ▲ 52.7% |
| Taxes450/3 | €113,784 | €213,967 | €230,413 | €69,231 | €145,653 | ▲ 110% |
| Remuneration and social security454/9 | €63,081 | €67,445 | €80,593 | €81,131 | €83,964 | ▲ 3.5% |
| Other amounts payable47/48 | €125,000 | €150,000 | €415,000 | €0 | - | - |
| Accrued charges and deferred income492/3 | €14,000 | €100,000 | €0 | €30,000 | €65,000 | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €288,314 | €513,902 | €732,911 | €594,781 | €720,794 | ▲ 21.2% |
| + Depreciation and write-downs630 | €46,594 | €37,718 | €55,589 | €56,595 | €94,963 | ▲ 67.8% |
| Operating cash flow (approximation) | €334,908 | €551,619 | €788,500 | €651,376 | €815,757 | ▲ 25.2% |
| Investment in fixed assets (approximation) | - | -€31,935 | -€103,987 | -€92,676 | -€245,102 | ▼ 164% |
| Change in cash | - | €91,176 | €10,746 | €37,358 | -€126,812 | ▼ 439% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €732,911 ▲42.6%
Operating result €1.0m, net result €732,911, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2mEq €2.4m ▲27.4%
5 profitable years in a row build equity to €2.4m.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €158,866 ▼20.3%
Net result drops to €158,866, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 1992
Ground area
1.6 ha
Building footprint
1,642 m²
Volume, LiDAR
3,993 m³
Parcel 13006C0413/00B000, Flanders · tallest building 12.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
AgriCamp
since 19922.056.995.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006C0413/00B000 | Flanders | 1.6 ha | 1 · 1,642 m² | 12.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- AgroCamp
- AGRICAMP
Highest known parent: AgroCamp. The sources do not say who stands above it.
Owners 1
- AgroCampparentSourceaccounts AgroCamp 2024100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 962 EUR awarded · 962 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 124 EUR | 124 EUR |
| 2023 | 1 | 566 EUR | 566 EUR |
| 2022 | 1 | 272 EUR | 272 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteDessel2.056.995.955
Legal Entity Identifier
967600418TU3K9TMMH45
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Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
70200Business and other management consultancy
46610Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446951254
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.