Agri 4 Bio
ActiveAgri 4 Bio has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €67k and a net result of €48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 30 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability94▲+11
Solvency53▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.28 in 2025; short-term debt: 26.5% and cash: 18.8% of total assets), but 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
28.5%
Return on assets
20.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 12-06-2026, 80 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
80 d early
2025
73 d early
2024
71 d early
2023
76 d early
2022
68 d early
2021
60 d early
2020
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€67k▲ 259%
2025 · €19k
2019: €-40k
2020: €-46k
2021: €-23k
2022: €4k
2023: €-17k
2024: €-2k
2025: €19k
2019 → 2026
Total assets
€234k▲ 24.7%
2025 · €187k
2019: €67k
2020: €66k
2021: €144k
2022: €133k
2023: €158k
2024: €183k
2025: €187k
2019 → 2026
Net result
€48k▲ 132%
2025 · €21k
2019: €-46k
2020: €-6k
2021: €23k
2022: €26k
2023: €-21k
2024: €15k
2025: €21k
2019 → 2026
Working capital
€44k▲ 156%
2025 · €17k
2019: €-25k
2020: €-69k
2021: €-97k
2022: €-21k
2023: €-45k
2024: €11k
2025: €17k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€4k-€-17k€-2k▲ 87.9%€19k€67k▲ 259%
Operating result€27k-€-21k€16k€22k▲ 32.8%€49k▲ 127%
Net result€26k-€-21k€15k€21k▲ 35.7%€48k▲ 132%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed three years in a row; 2026 is 127% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €234k
Fixed assets
€128k▲ 16.1%
Current assets
€106k▲ 37.0%
Equity and liabilities €234k
Equity
€67k▲ 259%
Debt
€167k▼ 1.0%
The debt ratio falls from 90.1% to 71.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2025 · €44k
Cash flow
€73k▲
2025 · €43k
Solvency
28.5%▲
2025 · 9.9%
Current ratio
1.71▲
2025 · 1.28
Quick ratio
1.66▲
2025 · 1.15
Debt / equity
2.51▼
2025 · 9.10
ROE
72.1%▼
2025 · 111.3%
ROA
20.5%▲
2025 · 11.0%
Interest coverage
79.67▲
2025 · 49.52
Debt
€167k▼
2025 · €169k
Debt ≤ 1 year
€62k▲
2025 · €60k
Debt > 1 year
€105k▼
2025 · €109k
Staff costs
€102k▲
2025 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€187k€234k▲
Fixed assets21/28€110k€128k▲
Tangible fixed assets22/27€110k€128k▲
Plant, machinery and equipment23€40k€79k▲
Furniture and vehicles24€27k€30k▲
Other tangible fixed assets26€17k€18k▲
Assets under construction and advance payments27€26k-
Financial fixed assets28€363€363=
Current assets29/58€77k€106k▲
Stocks and contracts in progress3€8k€3k▼
Stocks30/36€8k€3k▼
Amounts receivable within one year40/41€21k€57k▲
Trade receivables40€17k€51k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€45k€44k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€187k€234k▲
Equity10/15€19k€67k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€12k€60k▲
Amounts payable17/49€169k€167k▼
Amounts payable after more than one year17€109k€105k▼
Financial debts170/4€109k€105k▼
Amounts payable within one year42/48€60k€62k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€9k€12k▲
Suppliers440/4€9k€12k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3-€647
Remuneration and social security454/9€8k€10k▲
Other amounts payable47/48€38k€36k▼
Income statement
Code20252026
Remuneration, social security and pensions62€78k€102k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Other operating charges640/8€964€1k▲
Gross operating margin9900€123k€178k▲
Operating profit (loss)9901€22k€49k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€888€932▲
Recurring financial charges65€888€932▲
Profit (loss) for the period before taxes9903€21k€48k▲
Profit (loss) for the period9904€21k€48k▲
Profit (loss) for the period to be appropriated9905€21k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€60k▲
Profit (loss) brought forward from the previous period14P€-8k€12k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-01
Financial
Highest result since 2019net €48k ▲132%
Operating result €49k, net result €48k, both a record.
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-01
Financial
Liquidity doublescurrent ratio 1.15
Current ratio from 0.52 to 1.15; short-term debt falls from €93k to €72k.
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Stampiaux 21435 Mont-Saint-GuibertGround area
3,132 m²
Building footprint
984 m²
Volume, LiDAR
6,131 m³
Parcel 25020A0045/00B000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Agri 4 Bio
since 20172.270.394.866
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25020A0045/00B000 | Wallonia | 3,132 m² | 1 · 984 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMont-Saint-Guibert2.270.394.866
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Of 20,591 companies in sector 01500 we hold annual accounts for 1,149. 777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2017
Fiscal year end31-01
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01500Mixed farming
01110Growing of cereals (except rice), leguminous crops and oil seeds
01210Crop and animal production, hunting and related service activities
01280Crop and animal production, hunting and related service activities
02100Forestry and logging
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.