Agrer
ActiveAgrer has been active since 1959 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.76M and a net result of €820k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 30% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-2
Solvency55▼-1
Growth56▲+1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.81 in 2024; short-term debt: 51.9% and cash: 11.2% of total assets), but 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
115 d early
2023
112 d early
2022
102 d early
2021
81 d early
2020
95 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.06M▲ 0.9%
2024 · €7.00M
2018: €11.03M
2019: €9.37M
2020: €10.02M
2021: €10.37M
2022: €11.88M
2023: €10.81M
2024: €7.00M
2018 → 2025
EBIT margin
14.2%▼ 1.2pp
2024 · 15.4%
2018: 7.2%
2019: 5.8%
2020: 7.3%
2021: 7.3%
2022: 6.6%
2023: 14.5%
2024: 15.4%
2018 → 2025
Net result
€820k▼ 0.4%
2024 · €824k
2018: €641k
2019: €257k
2020: €445k
2021: €597k
2022: €459k
2023: €972k
2024: €824k
2018 → 2025
Working capital
€6.01M▲ 10.2%
2024 · €5.45M
2018: €8.62M
2019: €8.36M
2020: €8.97M
2021: €6.70M
2022: €5.67M
2023: €5.73M
2024: €5.45M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€10.37M-€11.88M▲ 14.5%€10.81M▼ 9.0%€7.00M▼ 35.3%€7.06M▲ 0.9%
Equity€3.58M-€3.64M▲ 1.6%€3.73M▲ 2.4%€3.74M▲ 0.5%€3.76M▲ 0.4%
Operating result€762k-€782k▲ 2.5%€1.56M▲ 100.0%€1.08M▼ 31.0%€1.00M▼ 7.2%
Net result€597k-€459k▼ 23.1%€972k▲ 112%€824k▼ 15.3%€820k▼ 0.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.60M
Fixed assets
€44k▲ 48.7%
Current assets
€12.55M▲ 2.9%
Equity and liabilities €12.60M
Equity
€3.76M▲ 0.4%
Provisions
€331k▲ 65.7%
Debt
€8.51M▲ 2.6%
The debt ratio falls from 67.7% to 67.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.02M▼
2024 · €1.10M
Cash flow
€837k▼
2024 · €842k
Solvency
29.8%▼
2024 · 30.6%
Current ratio
1.92▲
2024 · 1.81
Quick ratio
1.91▲
2024 · 1.78
Debt / equity
2.26▲
2024 · 2.21
ROE
21.8%▼
2024 · 22.0%
ROA
6.5%▼
2024 · 6.7%
Interest coverage
10.02▼
2024 · 22.95
Debt
€8.51M▲
2024 · €8.29M
Debt ≤ 1 year
€6.54M▼
2024 · €6.75M
Debt > 1 year
€1.96M▲
2024 · €1.54M
Income taxes
€179k▼
2024 · €371k
Staff costs
€1.29M▲
2024 · €1.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12.23M€12.60M▲
Fixed assets21/28€30k€44k▲
Tangible fixed assets22/27€30k€44k▲
Furniture and vehicles24€30k€44k▲
Current assets29/58€12.20M€12.55M▲
Stocks and contracts in progress3€217k€34k▼
Contracts in progress37€217k€34k▼
Amounts receivable within one year40/41€4.72M€5.26M▲
Trade receivables40€3.84M€4.16M▲
Other amounts receivable41€874k€1.09M▲
Current investments50/53€5.15M€5.75M▲
Own shares50€140k€140k=
Other investments51/53€5.01M€5.61M▲
Cash at bank and in hand54/58€1.89M€1.41M▼
Deferred charges and accrued income490/1€230k€98k▼
Equity and liabilities
Total equity and liabilities10/49€12.23M€12.60M▲
Equity10/15€3.74M€3.76M▲
Contributions10/11€966k€966k=
Capital10€966k€966k=
Issued capital100€966k€966k=
Reserves13€236k€236k=
Non-distributable reserves130/1€236k€236k=
Legal reserve130€97k€97k=
Own shares acquired1312€140k€140k=
Profit (loss) carried forward14€2.54M€2.56M▲
Provisions and deferred taxes16€200k€331k▲
Provisions for liabilities and charges160/5€200k€331k▲
Other liabilities and charges164/5€200k€331k▲
Amounts payable17/49€8.29M€8.51M▲
Amounts payable after more than one year17€1.54M€1.96M▲
Advances received on contracts in progress176€1.54M€1.96M▲
Amounts payable within one year42/48€6.75M€6.54M▼
Financial debts43€41k€6k▼
Credit institutions430/8€41k€6k▼
Trade debts44€3.07M€3.41M▲
Suppliers440/4€3.07M€3.41M▲
Advances received on contracts in progress46€3.29M€2.78M▼
Taxes, remuneration and social security45€347k€355k▲
Taxes450/3€42k€39k▼
Remuneration and social security454/9€305k€316k▲
Income statement
Code20242025
Operating income70/76A€7.49M€8.61M▲
Turnover70€7.00M€7.06M▲
Change in stocks of work in progress, finished goods and contracts in progress71€-48k€640k▲
Other operating income74€544k€914k▲
Operating charges60/66A€6.41M€7.61M▲
Goods for resale, raw materials and consumables60€392k€81k▼
Purchases600/8€392k€81k▼
Services and other goods61€4.21M€5.36M▲
Remuneration, social security and pensions62€1.26M€1.29M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€104k
Provisions for liabilities and charges: additions (uses and reversals)635/8-€131k
Other operating charges640/8€526k€623k▲
Non-recurring operating charges66A€3k-
Operating profit (loss)9901€1.08M€1.00M▼
Financial income75/76B€163k€100k▼
Recurring financial income75€163k€100k▼
Income from current assets751€116k€96k▼
Other financial income752/9€47k€4k▼
Financial charges65/66B€48k€102k▲
Recurring financial charges65€48k€102k▲
Other financial charges652/9€48k€102k▲
Profit (loss) for the period before taxes9903€1.19M€999k▼
Income taxes67/77€371k€179k▼
Taxes670/3€371k€246k▼
Tax adjustments and reversals of tax provisions77-€67k
Profit (loss) for the period9904€824k€820k▼
Profit (loss) for the period to be appropriated9905€824k€820k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.35M€3.36M▲
Profit (loss) brought forward from the previous period14P€2.52M€2.54M▲
Profit to be distributed694/7€805k€805k=
Return on contributions (dividend)694€805k€805k=
Social balance
Average headcount (FTE)908712.814.2▲
The notes to these accounts (38 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €972k ▲112%
Operating result €1.56M, net result €972k, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €257k ▼59.9%
Net result drops to €257k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-05-2022
Maria ROZPIDE SAN JUAN: Resigned as Director
03-06-2019
Antonio RODRIGUEZ CASTELLANOS: Resigned as Director
03-06-2019
Frank FEYS: Resigned as Director
15-06-2017
Luis MORENO NIEVES: Resigned as Director
07-01-2014
Luis MORENO NIEVES: Resigned as Director
07-01-2014
Luis Maria NAVARRO GIL: Resigned as Director
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1959
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2511050 ElseneGround area
1,574 m²
Building footprint
1,579 m²
Volume, LiDAR
46,471 m³
Parcel 21807G0135/00T003, Brussels · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 251, 1050 Elsene
since 19592.005.494.202
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0135/00T003 | Brussels | 1,574 m² | 1 · 1,579 m² | 46.6 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2021 to 2024 · 102 entries · 7,610,870 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2024 | 12 | 60,940 EUR |
| 2023 | 35 | 7,549,930 EUR |
| 2022 | 30 | 0 EUR |
| 2021 | 25 | 0 EUR |
Projects
SUPPORT TO PRESERVATION, RESTORATION AND REGENERATION OF MALAWIS NATURAL RESOURCE BASE AND DIVERSE ECOSYSTEM
SERVICES D'ASSISTANCE TECHNIQUE LONG TERME AU PROGRAMME SAN 11ÈME FED À PORT-DE-PAIX, HAUT ARTIBONITE ET PORT-AU-PRINCE, HAÏTI
AGRER - TECHNICAL ASSISTANCE TO THE GCCA+ CLIMATE RESILIENT COASTAL AND MARINE ZONE PROJECT FOR THE GAMBIA
TECHNICAL ASSISTANCE FOR RESILIENT ROAD ASSET MANAGEMENT (RRAM) IN AFRICA, SSATP PILLAR 4
TECHNICAL ASSISTANCE FOR RESILIENT ROAD ASSET MANAGEMENT (RRAM) IN AFRICA, SSATP PILLAR 4
Show 35 more projects
TECHNICAL ASSISTANCE FOR RESILIENT ROAD ASSET MANAGEMENT (RRAM) IN AFRICA, SSATP PILLAR 4
OACPS TECHNICAL ASSISTANCE
TECHNICAL ASSISTANCE FOR RESILIENT ROAD ASSET MANAGEMENT (RRAM) IN AFRICA, SSATP PILLAR 4
TECHNICAL ASSISTANCE FOR RESILIENT ROAD ASSET MANAGEMENT (RRAM) IN AFRICA, SSATP PILLAR 4
TECHNICAL ASSISTANCE FOR RESILIENT ROAD ASSET MANAGEMENT (RRAM) IN AFRICA, SSATP PILLAR 4
MODERNISATION OF THE ADVISORY SERVICES FOR OPERATORS IN THE AGRICULTURE FIELD IN NORTH MACEDONIA
STUDY ON CORRUPTION AS AN OBSTACLE TO ECONOMIC DEVELOPMENT IN ENLARGEMENT COUNTRIES
EVENTS CONTRACT 2023/2024
EU PUBLIC DIPLOMACY IN UZBEKISTAN IN 2024
ASSISTANCE TECHNIQUE PROGRAMME CPBEV - PHASE 2
UNDERSTANDING RELIGIOUS ACTORS AND FAITH-BASED ORGANISATIONS
SCHUMAN SECURITY AND DEFENCE FORUM 2024
STUDY AND SEMINAR ON THE CONTEXTUAL SUCCESS FACTORS OF PROTECTED AND CONSERVED AREAS GOVERNANCE MODELS
STRENGTHENED CAPACITIES OF THE CONSTITUTIONAL COURT TO ASSESS THE CONSTITUTIONALITY AND LEGALITY OF ADOPTED NORMATIVE ACTS AND PROTECT FUNDAMENTAL RIGHTS
AU MEDIA FELLOWSHIP
SUPPORT TO DEVELOPMENT PARTNERS GROUPS AND NATIONAL TEAM EUROPE INITIATIVES (TEIS)
SECURITY SUPPORT MEASSURES TECHNICAL ASSISTANCE ECUADOR
AU MEDIA FELLOWSHIP
SUPPORT TO THE EU-CARIBBEAN COOPERATION ON MARINE RESEARCH UNDER THE HORIZON EUROPE RESEARCH PROGRAMME
FORMULATION OF A VALUE CHAINS AND LANDSCAPES PROGRAMME IN MOZAMBIQUE
DATA ANALYSIS CONSULTANCY FOR JOINT SYNTHESIS REPORT - EXTENSION
MID TERM REVIEW OF PROMOVE AGRIBIZ
IMPLEMENTATION OF THE EU COMMUNICATION STRATEGY
SUPPORT TO THE EU-CARIBBEAN COOPERATION ON MARINE RESEARCH UNDER THE HORIZON EUROPE RESEARCH PROGRAMME
FWC SIEA 2018 HUMAN RIGHTS AND DEMOCRACY SUPPORT MEASURES FOR UZBEKISTAN
FINAL EVALUATION OF THE INTEGRATED RURAL DEVELOPMENT PROGRAMME IN THE KYRGYZ REPUBLIC (IRDP)
FWC SIEA 2018 HUMAN RIGHTS AND DEMOCRACY SUPPORT MEASURES FOR UZBEKISTAN
AU MEDIA FELLOWSHIP
MAURITIUS RIDGE TO REEF - SUPPORT TO 1)ASSESS INVASIVE ALIEN PLANT SPECIES MANAGEMENT; AND 2) DESIGN AND FORMULATE A BIODIVERSITY STEWARDSHIP PROGRAMME THROUGH INCENTIVE TOOL BOX
IMPLEMENTATION OF THE EU COMMUNICATION STRATEGY
VISIBILITY AND PUBLIC DIPLOMACY IN THE REPUBLIC OF MOLDOVA 2024
EVENTS CONTRACT 2023/2024
EXPERTISE ELECTORALE AU MALI 2024
STUDY ON CORRUPTION AS AN OBSTACLE TO ECONOMIC DEVELOPMENT IN ENLARGEMENT COUNTRIES
IMPLEMENTATION OF THE EU GUEST OF HONOUR AT THE INTERNATIONAL BOOK FAIR OF GUADALAJARA ACTIVITIES.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 13,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-05-1959
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74131
74203
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:agrer@agrer.com
Phone:02-640-63-10
Fax:02-648-75-38