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AGRE-IMMO

Active Risk: not assessed
Private limited companyfounded 2008active for 17 yearsOudenaardsesteenweg 253, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0807.904.585

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-07-2026 at the NBB all 17 filings

Equity
€950,479▲ 11.0%
2024 · €856,442
Net result
€94,037
2024 · -€38,256
Total assets
€2.4m▲ 20.5%
2024 · €2.0m
Solvency
39.9%▼ 3.4pp
2024 · 43.4%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a profit of €152,414, after a loss of €3,652 in 2024. It is the highest result since 2021.

Turnover€0.2m 2024 Operating result€0.2m 2025 Net result€0.09m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€0.2m€0.2m▼ 10.4%
Operating result€0.01m-€0.007m▼ 26.9%€0.004m▼ 46.6%€0.008m▲ 93.0%€0.06m▲ 634%€0.05m▼ 2.1%-€0.004m€0.2m
Net result-€0.05m--€0.01m▲ 69.1%-€0.009mbelow the sector's middle half▲ 38.8%€0.01mwithin the sector's middle half€0.03mwithin the sector's middle half▲ 156%€0.03mwithin the sector's middle half▼ 25.9%-€0.04mbelow the sector's middle half€0.09mabove the sector's middle half
Equity€0.05m-€0.03m▼ 30.5%€0.02mbelow the sector's middle half▼ 26.9%€0.04mbelow the sector's middle half▲ 55.7%€0.07mwithin the sector's middle half▲ 91.4%€0.9mabove the sector's middle half▲ 13×€0.9mabove the sector's middle half▼ 4.3%€1.0mabove the sector's middle half▲ 11.0%
Total assets€1.1m-€1.1m▼ 0.5%€1.1mabove the sector's middle half▲ 0.4%€1.1mabove the sector's middle half=€1.2mabove the sector's middle half▲ 11.4%€1.6mabove the sector's middle half▲ 33.2%€2.0mabove the sector's middle half▲ 23.5%€2.4mabove the sector's middle half▲ 20.5%
Debt€1.0m-€1.0m▲ 0.9%€1.1m▲ 1.1%€1.0m▼ 1.2%€1.1m▲ 8.5%€0.7m▼ 37.5%€1.1m▲ 58.6%€1.4m▲ 27.8%
Working capital-€0.05m--€0.1m▼ 109%-€0.1mbelow the sector's middle half▼ 10.0%-€0.03mbelow the sector's middle half▲ 71.7%€0.09mwithin the sector's middle half€0.4mabove the sector's middle half▲ 314%€0.03mwithin the sector's middle half▼ 92.7%-€0.1mbelow the sector's middle half
Solvency4.4%-3.1%▼ 1.3pp2.2%below the sector's middle half▼ 0.8pp3.5%below the sector's middle half▲ 1.2pp5.9%below the sector's middle half▲ 2.5pp55.9%within the sector's middle half▲ 50.0pp43.4%within the sector's middle half▼ 12.6pp39.9%within the sector's middle half▼ 3.4pp
Current ratio0.11-0.01▼ 0.100.01below the sector's middle half=0.06below the sector's middle half▲ 0.053.33within the sector's middle half▲ 3.2713.64above the sector's middle half▲ 10.311.25within the sector's middle half▼ 12.390.38below the sector's middle half▼ 0.87
Return on assets (ROA)-4.3%--1.3%▲ 3.0pp-0.8%below the sector's middle half▲ 0.5pp1.2%within the sector's middle half▲ 2.1pp2.8%within the sector's middle half▲ 1.6pp1.6%within the sector's middle half▼ 1.3pp-1.9%below the sector's middle half▼ 3.5pp4.0%within the sector's middle half▲ 5.9pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets €2.3m ▲ 26.0%
Current assets €59,231 ▼ 55.7%
Equity and liabilities €2.4m
Equity €950,479 ▲ 11.0%
Debt €1.4m ▲ 27.8%
Debt's share of the balance-sheet total rises from 56.6% to 60.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
9.9%▲
2024 · -4.5%
Debt ≤ 1 year
€156,766▲
2024 · €107,254
Debt > 1 year
€1.3m▲
2024 · €1.0m
Income taxes
€15,000▲
2024 · -€1,521
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Mortgages, amount registered€1.3m€1.3m€1.3m€1.3m€1.3m
Carrying value of the mortgaged assets€992,861€992,861€1.1m€1.8m€2.1m

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€132,900€678,204€520,842
Financial fixed assets€365----
Depreciation and write-downs of the year€940€940€940€44,165€41,130

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as AGRE-IMMO: other financial services (NACE 64999). They are comparable in size and age: total assets between €1.6m and €4.3m, founded between 2008 and 2015.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
AGRE-IMMO Erpe-Mere2008€2.4m€1.0m€0.2m€0.09m-2025
B-expert Venture Lubbeek2010€2.7m€2.0m€0.2m€0.04m-2025
Jan Marius Laarne2010€2.1m€0.7m€0.3m€0.09m-2025
NEDERLANDSE PARTICIPATIE MAATSCHAPPIJ(BELGIE) Gent2008€2.4m€1.1m€0.4m€0.1m12025
GRAMLITH Gent2013€4.3m€2.4m€0.3m€0.3m02025
LIBERCO Oosterzele2015€1.7m€1.1m€0.2m€0.3m-2025
QUANTRIX CAPITAL Brasschaat2013€1.6m€0.2m€0.2m€1.8m-2025

They were chosen from the 492 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€2.0m€2.4m▲
Fixed assets21/28€1.8m€2.3m▲
Tangible fixed assets22/27€1.8m€2.2m▲
Land and buildings22€0.9m€2.2m▲
Plant, machinery and equipment23€454-
Other tangible fixed assets26€0.006m€0.04m▲
Assets under construction and advance payments27€0.9m-
Financial fixed assets28€0.08m€0.08m=
Current assets29/58€0.1m€0.06m▼
Amounts receivable within one year40/41€0.1m€0.04m▼
Trade receivables40€0.1m€0.04m▼
Other amounts receivable41€0.003m€0.003m▲
Cash at bank and in hand54/58€0.03m€0.01m▼
Deferred charges and accrued income490/1€0.002m€0.002m▲
Equity and liabilities
Total equity and liabilities10/49€2.0m€2.4m▲
Equity10/15€0.9m€1.0m▲
Contributions10/11€0.9m€0.9m=
Reserves13€0.01m€0.01m=
Non-distributable reserves130/1€0.01m€0.01m=
Other1319€0.01m€0.01m=
Profit (loss) carried forward14-€0.05m€0.04m▲
Amounts payable17/49€1.1m€1.4m▲
Amounts payable after more than one year17€1.0m€1.3m▲
Financial debts170/4€1.0m€1.3m▲
Amounts payable within one year42/48€0.1m€0.2m▲
Current portion of amounts payable after more than one year42-€0.06m
Trade debts44€0.02m€0.03m▲
Suppliers440/4€0.02m€0.03m▲
Taxes, remuneration and social security45€0.09m€0.06m▼
Taxes450/3€0.09m€0.06m▼
Accrued charges and deferred income492/3€391-
Income statement Code20242025
Turnover70€0.2m-
Goods, raw materials, services and sundry goods60/61€0.1m-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.04m€0.04m▼
Other operating charges640/8€0.008m€0.008m▲
Gross operating margin9900€0.05m€0.2m▲
Operating profit (loss)9901-€0.004m€0.2m▲
Financial income75/76B€0.006m€0.005m▼
Recurring financial income75€0.006m€0.005m▼
Financial charges65/66B€0.04m€0.05m▲
Recurring financial charges65€0.04m€0.05m▲
Profit (loss) for the period before taxes9903-€0.04m€0.1m▲
Income taxes67/77-€0.002m€0.02m▲
Profit (loss) for the period9904-€0.04m€0.09m▲
Profit (loss) for the period to be appropriated9905-€0.04m€0.09m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.05m€0.04m▲
Profit (loss) brought forward from the previous period14P-€0.01m-€0.05m▼

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Turnover70-----€201,000€180,000--
Goods, raw materials, services and sundry goods60/61-----€113,329€131,185--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€486€940€940€940€44,165€41,130▼ 6.9%
Provisions for liabilities and charges: additions (uses and reversals)635/8------€1,800---
Other operating charges640/8---€7,606€7,168€34,405€8,302€8,310▲ 0.1%
Gross operating margin9900€16,934€14,360€13,890€16,077€63,374€87,671€48,815€201,854▲ 314%
Operating profit (loss)9901€9,985€7,303€3,903€7,532€55,267€54,126-€3,652€152,414-
Financial income75/76B---€34,686€29,313€10,227€5,757€4,957▼ 13.9%
Recurring financial income75-€0€100€34,686€29,313€10,227€5,757€4,957▼ 13.9%
Financial charges65/66B---€28,876€50,471€35,459€41,882€48,334▲ 15.4%
Recurring financial charges65€56,597€21,721€12,837€28,876€50,471€35,459€41,882€48,334▲ 15.4%
Profit (loss) for the period before taxes9903-€46,744-€14,429-€8,835€13,341€34,108€28,894-€39,777€109,037-
Income taxes67/77€0----€3,612-€1,521€15,000-
Profit (loss) for the period9904-€46,744-€14,429-€8,835€13,341€34,108€25,282-€38,256€94,037-
Profit (loss) for the period to be appropriated9905-€46,744-€14,429-€8,835€13,341€34,108€25,282-€38,256€94,037-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.1m€1.1m€1.1m€1.1m€1.2m€1.6m€2.0m€2.4m▲ 20.5%
Fixed assets21/28€1.1m€1.1m€1.1m€1.1m€1.1m€1.2m€1.8m€2.3m▲ 26.0%
Tangible fixed assets22/27€1.0m€1.0m€1.0m€1.0m€1.0m€1.1m€1.8m€2.2m▲ 27.2%
Land and buildings22---€0.9m€0.9m€0.9m€0.9m€2.2m▲ 145%
Plant, machinery and equipment23---€0.003m€0.002m€0.001m€454--
Other tangible fixed assets26------€0.006m€0.04m▲ 671%
Assets under construction and advance payments27---€0.1m€0.1m€0.2m€0.9m--
Financial fixed assets28€0.08m€0.08m€0.08m€0.08m€0.08m€0.08m€0.08m€0.08m=
Current assets29/58€0.007m€0.001m€0.001m€0.002m€0.1m€0.4m€0.1m€0.06m▼ 55.7%
Amounts receivable within one year40/41----€0.1m€0.3m€0.1m€0.04m▼ 56.2%
Trade receivables40----€0.1m€0.3m€0.1m€0.04m▼ 58.3%
Other amounts receivable41------€0.003m€0.003m▲ 1.8%
Cash at bank and in hand54/58€0.007m€0.001m€0.001m€0.002m€0.004m€0.06m€0.03m€0.01m▼ 58.8%
Deferred charges and accrued income490/1---€137€0.002m€0.03m€0.002m€0.002m▲ 12.2%
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m€1.1m€1.1m€1.2m€1.6m€2.0m€2.4m▲ 20.5%
Equity10/15€0.05m€0.03m€0.02m€0.04m€0.07m€0.9m€0.9m€1.0m▲ 11.0%
Contributions10/11€0.1m€0.1m-€0.1m€0.1m€0.9m€0.9m€0.9m=
Reserves13€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m=
Non-distributable reserves130/1---€0.01m€0.01m€0.01m€0.01m€0.01m=
Other1319---€0.01m€0.01m€0.01m€0.01m€0.01m=
Profit (loss) carried forward14-€0.06m-€0.08m-€0.09m-€0.07m-€0.04m-€0.01m-€0.05m€0.04m-
Provisions and deferred taxes16--€0.002m€0.002m€0.002m----
Provisions for liabilities and charges160/5---€0.002m€0.002m----
Other liabilities and charges164/5---€0.002m€0.002m----
Amounts payable17/49€1.0m€1.0m€1.1m€1.0m€1.1m€0.7m€1.1m€1.4m▲ 27.8%
Amounts payable after more than one year17€1.0m€0.9m€0.9m€1.0m€1.1m€0.7m€1.0m€1.3m▲ 25.9%
Financial debts170/4---€1.0m€1.1m€0.7m€1.0m€1.3m▲ 25.9%
Amounts payable within one year42/48€0.06m€0.1m€0.1m€0.04m€0.04m€0.03m€0.1m€0.2m▲ 46.2%
Current portion of amounts payable after more than one year42---€0.04m€0.04m--€0.06m-
Trade debts44€0.01m€0.003m---€0.001m€0.02m€0.03m▲ 86.6%
Suppliers440/4-----€0.001m€0.02m€0.03m▲ 86.6%
Taxes, remuneration and social security45-----€0.03m€0.09m€0.06m▼ 29.0%
Taxes450/3-----€0.03m€0.09m€0.06m▼ 29.0%
Accrued charges and deferred income492/3---€192-€207€391--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€46,744-€14,429-€8,835€13,341€34,108€25,282-€38,256€94,037-
+ Depreciation and write-downs630--€486€940€940€940€44,165€41,130▼ 6.9%
Operating cash flow (approximation)-€46,744-€14,429-€8,349€14,281€35,048€26,222€5,909€135,167▲ 23×
Investment in fixed assets (approximation)-€0-€5,085-€365€0-€132,900-€678,204-€520,842▲ 23.2%
Change in cash--€5,748€14€1,141€1,681€59,340-€31,138-€18,745▲ 39.8%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 17 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00380671 NBB
31-12-2024 micro format 20-06-2025 2025-00172767 PDF
31-12-2023 micro format 18-11-2024 2024-00601946 PDF
31-12-2022 micro format 30-05-2023 2023-00100653 PDF
31-12-2021 micro format 29-06-2022 2022-20115422 PDF
31-12-2020 micro format 27-07-2021 2021-40500548 PDF
31-12-2019 micro format 06-04-2020 2020-08600152 PDF
31-12-2018 abbreviated format 19-03-2019 2019-07300509 PDF
31-12-2017 abbreviated format 28-06-2018 2018-25000354 PDF
31-12-2016 abbreviated format 17-03-2017 2017-06700180 PDF

Show all 17 filings

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