AGRAVINO
ActiveSummary
AGRAVINO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €-14k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 85 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+3
Solvency35▼-2
Growth23=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.85 in 2024; short-term debt: 90.2% and cash: 1.6% of total assets), and 90.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-14k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 85 sector peers (2025).
NBB · sector comparisonPosition among 85 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
9 d early
2024
8 d early
2023
30 d early
2022
13 d early
2021
26 d late
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€222k▼ 34.2%
2020 · €337k
2018: €292k
2019: €313k
2020: €337k
2018 → 2021
EBIT margin
-1.8%▼ 6.3pp
2020 · 4.5%
2018: 28.1%
2019: 12.9%
2020: 4.5%
2018 → 2021
Net result
€-14k▲ 30.6%
2024 · €-20k
2018: €65k
2019: €21k
2020: €9k
2021: €-8k
2022: €5k
2023: €-43k
2024: €-20k
2018 → 2025
Working capital
€-225k▲ 0.5%
2024 · €-226k
2018: €-145k
2019: €-137k
2020: €-112k
2021: €-116k
2022: €-118k
2023: €-187k
2024: €-226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€222k-
Equity€256k-€261k▲ 1.9%€218k▼ 16.4%€198k▼ 9.3%€184k▼ 7.1%
Operating result€-4k-€10k€-11k€-7k▲ 39.6%€-727▲ 89.5%
Net result€-8k-€5k€-43k€-20k▲ 52.5%€-14k▲ 30.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €727 in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€409k ▼ 4.0%
Current assets
€1.47M ▲ 17.6%
Equity and liabilities €1.88M
Equity
€184k ▼ 7.1%
Debt
€1.69M ▲ 14.7%
Debt's share of the balance-sheet total rises from 88.2% to 90.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €45k
Cash flow
€45k▲
2024 · €32k
Current ratio
0.87▲
2024 · 0.85
Quick ratio
0.86▲
2024 · 0.84
Debt to equity
9.22▲
2024 · 7.46
ROE
-7.7%▲
2024 · -10.3%
ROA
-0.8%▲
2024 · -1.2%
Interest coverage
4.36▲
2024 · 4.01
Debt ≤ 1 year
€1.69M▲
2024 · €1.47M
Staff costs
€87k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.67M€1.88M▲
Fixed assets21/28€426k€409k▼
Intangible fixed assets21€180k€169k▼
Tangible fixed assets22/27€246k€240k▼
Plant, machinery and equipment23€149k€139k▼
Other tangible fixed assets26€98k€101k▲
Current assets29/58€1.25M€1.47M▲
Amounts receivable after more than one year29€23k€22k▼
Other amounts receivable291€23k€22k▼
Stocks and contracts in progress3€8k€19k▲
Stocks30/36€8k€19k▲
Amounts receivable within one year40/41€1.18M€1.39M▲
Trade receivables40€5k€22k▲
Other amounts receivable41€1.17M€1.37M▲
Current investments50/53€62€62=
Cash at bank and in hand54/58€31k€30k▼
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.67M€1.88M▲
Equity10/15€198k€184k▼
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€-10k€-24k▼
Amounts payable17/49€1.48M€1.69M▲
Amounts payable within one year42/48€1.47M€1.69M▲
Trade debts44€30k€15k▼
Suppliers440/4€30k€15k▼
Taxes, remuneration and social security45€34k€29k▼
Taxes450/3€28k€20k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€1.41M€1.65M▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A-€11
Remuneration, social security and pensions62€79k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€59k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€127k€147k▲
Operating profit (loss)9901€-7k€-727▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€11k€13k▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€-20k€-14k▲
Income taxes67/77€365-
Profit (loss) for the period9904€-20k€-14k▲
Profit (loss) for the period to be appropriated9905€-20k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-24k▼
Profit (loss) brought forward from the previous period14P€10k€-10k▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-43k ▼988%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La-Falize, Rhisnes 15080 La BruyèreGround area
3,731 m²
Building footprint
749 m²
Parcel 92102C0015/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
La-Falize, Rhisnes 1, 5080 La Bruyère
since 20162.259.336.470
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92102C0015/00E000 | Wallonia | 3,731 m² | 1 · 749 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Bruyère2.259.336.470
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Of 187 companies in sector 11020 we hold annual accounts for 73. 53 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
01210Crop and animal production, hunting and related service activities
11020Manufacture of beverages
11040Manufacture of beverages
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.