AGRANDI
ActiveAGRANDI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €85k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+8
Solvency64▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 1.94 in 2024; short-term debt: 9.9% and cash: 13.9% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
15%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
28 d early
2023
7 d early
2022
1 d early
2021
48 d early
2020
9 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 63.7%
2024 · €134k
2019: €72k
2020: €75k
2021: €84k
2022: €76k
2023: €86k
2024: €134k
2019 → 2025
Total assets
€566k▲ 8.9%
2024 · €520k
2019: €116k
2020: €124k
2021: €140k
2022: €152k
2023: €528k
2024: €520k
2019 → 2025
Net result
€85k▲ 79.8%
2024 · €47k
2019: €9k
2020: €3k
2021: €8k
2022: €30k
2023: €10k
2024: €47k
2019 → 2025
Working capital
€102k▲ 91.9%
2024 · €53k
2019: €62k
2020: €50k
2021: €71k
2022: €69k
2023: €25k
2024: €53k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€76k▼ 9.2%€86k▲ 13.7%€134k▲ 54.8%€219k▲ 63.7%
Operating result€15k-€44k▲ 200%€14k▼ 67.8%€76k▲ 435%€124k▲ 63.5%
Net result€8k-€30k▲ 270%€10k▼ 65.6%€47k▲ 354%€85k▲ 79.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €566k
Fixed assets
€408k▼ 0.6%
Current assets
€158k▲ 44.0%
Equity and liabilities €566k
Equity
€219k▲ 63.7%
Debt
€348k▼ 10.1%
The debt ratio falls from 74.3% to 61.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€154k▲
2024 · €103k
Cash flow
€116k▲
2024 · €75k
Solvency
38.6%▲
2024 · 25.7%
Current ratio
2.83▲
2024 · 1.94
Quick ratio
2.83▲
2024 · 1.94
Debt / equity
1.59▼
2024 · 2.89
ROE
38.9%▲
2024 · 35.4%
ROA
15.0%▲
2024 · 9.1%
Interest coverage
11.08▲
2024 · 6.83
Debt
€348k▼
2024 · €387k
Debt ≤ 1 year
€56k▼
2024 · €57k
Debt > 1 year
€292k▼
2024 · €330k
Income taxes
€25k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€520k€566k▲
Fixed assets21/28€410k€408k▼
Tangible fixed assets22/27€410k€408k▼
Land and buildings22€355k€364k▲
Plant, machinery and equipment23€291€47▼
Furniture and vehicles24€55k€43k▼
Current assets29/58€110k€158k▲
Current investments50/53€28k€78k▲
Cash at bank and in hand54/58€80k€79k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€520k€566k▲
Equity10/15€134k€219k▲
Contributions10/11€20k€20k=
Reserves13€114k€199k▲
Distributable reserves133€114k€199k▲
Amounts payable17/49€387k€348k▼
Amounts payable after more than one year17€330k€292k▼
Financial debts170/4€330k€292k▼
Amounts payable within one year42/48€57k€56k▼
Current portion of amounts payable after more than one year42€37k€38k▲
Trade debts44€1k€68▼
Suppliers440/4€1k€68▼
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€10k€16k▲
Other amounts payable47/48€9k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€31k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€108k€157k▲
Operating profit (loss)9901€76k€124k▲
Financial income75/76B€191€264▲
Recurring financial income75€191€264▲
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€61k€110k▲
Income taxes67/77€14k€25k▲
Profit (loss) for the period9904€47k€85k▲
Profit (loss) for the period to be appropriated9905€47k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€85k▲
Transfer to equity691/2€47k€85k▲
To the legal reserve6920-€85k
To other reserves6921€47k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €85k ▲79.8%
Operating result €124k, net result €85k, both a record.
30-06
Financial
Equity above €200kEq €219k ▲63.7%
7 profitable years in a row build equity to €219k.
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €134k ▲54.8%
6 profitable years in a row build equity to €134k.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Weakest financial yearnet €3k ▼60.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Het Getske 203650 Dilsen-StokkemGround area
1,439 m²
Building footprint
178 m²
Volume, LiDAR
1,562 m³
Parcel 72005B0516/00G000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Agrandi
since 20142.230.462.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B0516/00G000 | Flanders | 1,439 m² | 1 · 178 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,240 EUR awarded · 3,240 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,240 EUR | 3,240 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,476 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2014
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.