AGRACO

Active

Cooperative companyfounded 2005active for 21 yearsElshoven 4, 3950 Bocholt, BelgiumKBO/BCE: BE 0874.722.442

Summary

AGRACO has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,607 and a net result of €422. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 44% of 5,645 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

AGRACOActiveChecked score 88/100

Risk analysis Report Compare

Activity

Landscape service activities

NACE 81300

1 site

Size

≈ €110,000turnover 2025, estimated

Equity: €55,607
Profit: €422

Turnover estimated from the gross margin

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Board: 6 members

2025 accounts 4 days early2 of 8 deeds summarised

Why 88raises riskSector: Services to buildings and landscape activities (NACE 81)Legal form: cooperative companylowers riskFounded in 2005Liquidity: current ratio 2.90, cash €44,275Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 81, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 60-37

equity 34.6% of total assets

Liquidity 83-17

short-term debt 13.1% · cash 27.6%

Profitability 69-8

return on assets 0.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,702 companies, NACE 81, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.3 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.2 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity ample (current ratio 2.9, compared with 12.22 in 2024, above the usual 1.5; short-term debt: 13.1% and cash: 27.6% of total assets), but 65.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 42% on solvency, 84% on liquidity, 34% on profitability and 36% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Services to buildings and landscape activities (NACE 81)

KBO

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.90, cash €44,275

NBB · annual accounts

Legal form: cooperative company

KBO

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €55,607

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

4 days early

2024

37 days early

2023

13 days early

2022

26 days early

2021

22 days late

2020

30 days late

2019

180 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-07-2026 Annual accounts filedfinancial year 2025 · micro…
24-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €5,022 ▲129%

Key points

Positive: 5 profitable years in a rowprofit 2025: €422 5 years View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Board6 directors in office 6 View

By topic

Financials

Financial year: 2025
Total assets: €160,526
Profit: €422
Solvency: 34.6%

Total assets▲ 110%

Net result

20182025

Go to Financials

Board & ownership

Board: 6 members

Corstjens WillyDirector
Damen GuntherDirector
Keppens BertDirector
Vangerven GerardDirector
Vanhove BennyDirector

and 1 other director

Go to Board & ownership

Timeline

Events: 26
Since: 2007
Next accounts: by 31-07-2027

31-12-2024Liquidity doubles
18-07-2024Annual accounts filed
16-01-2024Registered office · Capital & shares ·…

Go to Timeline

Company details

Sites: 1

Legal form: Cooperative company
Activity: Landscape service activitiesNACE 81300
Founded: 28-06-2005
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Articles of association

Provisions read: 20

Annual meeting: First Tuesday of March at 20:00
Purpose: “De vennootschap heeft tot voorwerp de economische activiteiten van haar…” (deed in Dutch)

Go to Articles of association

Key facts about AGRACO

What is the company number of AGRACO?: 0874.722.442. In Belgium the VAT number is the company number with BE in front: BE 0874.722.442.
Where is AGRACO based?: The registered office is at Elshoven 4, 3950 Bocholt.Company details
What does AGRACO do?: According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of AGRACO?: Cooperative company (CV).
When was AGRACO founded?: On 28-06-2005.
Is AGRACO still active?: Yes, AGRACO is an active enterprise in the KBO register.
What is the turnover of AGRACO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is AGRACO profitable?: In financial year 2025, AGRACO made a profit of €422.
Where can I find the annual accounts of AGRACO?: AGRACO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGRACO due?: By 31-07-2027, for financial year 2026.Timeline