AGRA COPPENS
ActiveAGRA COPPENS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.59M and a net result of €439k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 19.23 against 5.6 in 2024; short-term debt: 2.8% and cash: 42.2% of total assets), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
26.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1920212222232425
2019 to 2025 · latest year €1.59M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
14 d early
2023
5 d late
2022
17 d early
2022
29 d late
2021
19 d late
2020
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.59M▲ 38.1%
2024 · €1.15M
2019: €1.15M
2020: €1.17M
2021: €1.15M
2022: €1.08M
2022: €1.07M
2023: €1.10M
2024: €1.15M
2019 → 2025
Total assets
€1.64M▲ 34.8%
2024 · €1.22M
2019: €1.20M
2020: €1.21M
2021: €1.20M
2022: €1.12M
2022: €1.11M
2023: €1.14M
2024: €1.22M
2019 → 2025
Net result
€439k▲ 791%
2024 · €49k
2019: €20k
2020: €16k
2021: €-18k
2022: €-71k
2022: €-6k
2023: €31k
2024: €49k
2019 → 2025
Working capital
€853k▲ 178%
2024 · €307k
2019: €332k
2020: €348k
2021: €353k
2022: €277k
2022: €278k
2023: €286k
2024: €307k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222022202320242025Trend
Equity€1.08M-€1.07M▼ 0.6%€1.10M▲ 2.9%€1.15M▲ 4.5%€1.59M▲ 38.1%
Operating result€-1k-€-5k▼ 247%€42k€69k▲ 65.7%€590k▲ 756%
Net result€-71k-€-6k▲ 91.3%€31k€49k▲ 57.1%€439k▲ 791%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.64M
Fixed assets
€743k▼ 12.1%
Current assets
€900k▲ 141%
Equity and liabilities €1.64M
Equity
€1.59M▲ 38.1%
Debt
€51k▼ 23.0%
The debt ratio falls from 5.5% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€610k▲
2024 · €89k
Cash flow
€459k▲
2024 · €70k
Solvency
96.9%▲
2024 · 94.5%
Current ratio
19.23▲
2024 · 5.60
Quick ratio
19.11▲
2024 · 5.51
Debt / equity
0.03▼
2024 · 0.06
ROE
27.6%▲
2024 · 4.3%
ROA
26.7%▲
2024 · 4.0%
Interest coverage
206.16▲
2024 · 27.90
Debt
€51k▼
2024 · €67k
Debt ≤ 1 year
€47k▼
2024 · €67k
Income taxes
€148k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.64M▲
Fixed assets21/28€845k€743k▼
Tangible fixed assets22/27€845k€743k▼
Land and buildings22€779k€686k▼
Plant, machinery and equipment23€66k€57k▼
Financial fixed assets28€124€124=
Current assets29/58€374k€900k▲
Amounts receivable after more than one year29€114k€114k=
Other amounts receivable291€114k€114k=
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€60k€73k▲
Trade receivables40€9k€28k▲
Other amounts receivable41€52k€44k▼
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€165k€693k▲
Deferred charges and accrued income490/1€24k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.64M▲
Equity10/15€1.15M€1.59M▲
Contributions10/11€218k€218k=
Reserves13€934k€1.37M▲
Distributable reserves133€934k€1.37M▲
Amounts payable17/49€67k€51k▼
Amounts payable within one year42/48€67k€47k▼
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Advances received on contracts in progress46€18k€0▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€37k€36k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Non-recurring operating income76A-€539k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€92k€612k▲
Operating profit (loss)9901€69k€590k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€66k€587k▲
Income taxes67/77€16k€148k▲
Profit (loss) for the period9904€49k€439k▲
Profit (loss) for the period to be appropriated9905€49k€439k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€439k▲
Transfer to equity691/2€49k€439k▲
To other reserves6921€49k€439k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €439k ▲791%
Operating result €590k, net result €439k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 19.23
Current ratio from 5.60 to 19.23; short-term debt falls from €67k to €47k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after 3 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
31-03
Financial
Weakest financial yearnet €-71k
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Mertensstraat 1311702 DilbeekGround area
7,952 m²
Building footprint
380 m²
Volume, LiDAR
2,469 m³
Parcel 23026C0011/00F000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jozef Mertensstraat 131, 1702 Dilbeek
since 19972.075.859.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026C0011/00F000 | Flanders | 7,952 m² | 1 · 380 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilbeek2.075.859.188
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Of 7,637 companies in sector 01410 we hold annual accounts for 1,849. 1,093 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-1996
Fiscal year end31-12
Activities, NACEBEL
01210
01410Raising of dairy cattle
47221Retail sale of meat and meat products, excluding game and poultry
52220
74872
81300Landscape service activities
82300Organisation of conventions and trade shows
92613
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.