AGRA CONSULTING SERVICES
ActiveSummary
AGRA CONSULTING SERVICES has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €446k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 89% of 2934 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.55 against 4.51 in 2023; short-term debt: 9.8% and cash: 2% of total assets), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88%
Return on assets
8.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
70 d late
2022
60 d late
2021
31 d late
2020
60 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€446k▼ 9.9%
2023 · €495k
2018: €403k
2019: €473k
2020: €552k
2021: €524k
2022: €545k
2023: €495k
2018 → 2024
Total assets
€507k▼ 9.8%
2023 · €562k
2018: €698k
2019: €652k
2020: €710k
2021: €621k
2022: €598k
2023: €562k
2018 → 2024
Net result
€42k▼ 36.7%
2023 · €67k
2018: €90k
2019: €70k
2020: €79k
2021: €61k
2022: €70k
2023: €67k
2018 → 2024
Working capital
€177k▼ 8.1%
2023 · €192k
2018: €38k
2019: €117k
2020: €208k
2021: €209k
2022: €246k
2023: €192k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€552k-€524k▼ 5.0%€545k▲ 3.8%€495k▼ 9.0%€446k▼ 9.9%
Operating result€111k-€85k▼ 23.8%€96k▲ 12.6%€92k▼ 4.0%€49k▼ 46.5%
Net result€79k-€61k▼ 23.5%€70k▲ 15.9%€67k▼ 4.4%€42k▼ 36.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €507k
Fixed assets
€281k ▼ 11.0%
Current assets
€226k ▼ 8.3%
Equity and liabilities €507k
Equity
€446k ▼ 9.9%
Provisions
€11k ▼ 7.8%
Debt
€50k ▼ 9.2%
Debt's share of the balance-sheet total rises from 9.7% to 9.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€85k▼
2023 · €127k
Cash flow
€78k▼
2023 · €102k
Current ratio
4.55▲
2023 · 4.51
Debt to equity
0.11▲
2023 · 0.11
ROE
9.5%▼
2023 · 13.5%
ROA
8.4%▼
2023 · 11.9%
Interest coverage
99.01▼
2023 · 267.89
Debt ≤ 1 year
€50k▼
2023 · €55k
Income taxes
€17k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€562k€507k▼
Fixed assets21/28€315k€281k▼
Tangible fixed assets22/27€315k€281k▼
Land and buildings22€263k€242k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€41k€31k▼
Current assets29/58€247k€226k▼
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€16k€16k=
Other amounts receivable41€970-
Current investments50/53€75k€200k▲
Cash at bank and in hand54/58€155k€10k▼
Equity and liabilities
Total equity and liabilities10/49€562k€507k▼
Equity10/15€495k€446k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€474k€424k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€24k€22k▼
Distributable reserves133€447k€400k▼
Profit (loss) carried forward14€3k€3k▲
Provisions and deferred taxes16€12k€11k▼
Deferred taxes168€12k€11k▼
Amounts payable17/49€55k€50k▼
Amounts payable within one year42/48€55k€50k▼
Trade debts44€30k€19k▼
Suppliers440/4€30k€19k▼
Taxes, remuneration and social security45€25k€26k▲
Taxes450/3€25k€26k▲
Other amounts payable47/48-€5k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€130k€88k▼
Operating profit (loss)9901€92k€49k▼
Financial income75/76B€2k€10k▲
Recurring financial income75€2k€10k▲
Financial charges65/66B€473€853▲
Recurring financial charges65€473€853▲
Profit (loss) for the period before taxes9903€94k€58k▼
Transfer from deferred taxes780€953€953=
Income taxes67/77€28k€17k▼
Profit (loss) for the period9904€67k€42k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€69k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€47k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer from equity791/2€116k€92k▼
Transfer to equity691/2€69k€44k▼
To other reserves6921€69k€44k▼
Profit to be distributed694/7€116k€92k▼
Return on contributions (dividend)694€116k€92k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 55 days late
2024
31-12
Financial
Weakest financial yearnet €42k ▼36.7%
Net result drops to €42k, the lowest in the series.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 70 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 7.11
Current ratio from 3.52 to 7.11; short-term debt falls from €83k to €40k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
31-12
Financial
Equity above €500kEq €552k ▲16.7%
3 profitable years in a row build equity to €552k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 91 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonzichtlaan 13020 HerentGround area
1,461 m²
Building footprint
135 m²
Volume, LiDAR
946 m³
Parcel 24127D0037/00G000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schoonzichtlaan 1, 3020 Herent
since 20032.191.514.367
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24127D0037/00G000 | Flanders | 1,461 m² | 1 · 135 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
69940049NVF1ERKRHG10
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ADB Adviesverlening
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BE 0460.905.990
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DECOCK GEERT - BOEKHOUDINGSKANTOOR
BE 0454.200.025
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ATSS BC
BE 0874.018.894
Destelbergen · Eq €445,499
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-1991
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.