AGP

Active

Private limited companyfounded 20205 yrs activeBinnensteenweg 246, 2530 Boechout, BelgiumKBO/BCE: BE 0758.958.781

The computed 12-month bankruptcy probability of AGP is 1.8% (moderate). The 2025 annual accounts show equity of €201k and a net result of €85k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 75% of 4477 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

81 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+25

Solvency90▲+25

Growth78▲+26

Track record94

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €16k at 30 days acceptable

Liquidity ample (current ratio 3.09 against 1.31 in 2024; short-term debt: 26.2% and cash: 67.2% of total assets), and 35% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

65%

Return on assets

27.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

73 d early

2024

139 d early

2023

127 d early

2022

150 d early

2021

100 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€201k▲ 74.0%

2024 · €115k

2021: €36k 2022: €48k 2023: €102k 2024: €115k

2021 → 2025

Total assets

€309k▲ 7.0%

2024 · €289k

2021: €317k 2022: €282k 2023: €314k 2024: €289k

2021 → 2025

Net result

€85k▲ 532%

2024 · €14k

2021: €26k 2022: €12k 2023: €53k 2024: €14k

2021 → 2025

Working capital

€169k▲ 239%

2024 · €50k

2021: €-33k 2022: €-3k 2023: €39k 2024: €50k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€36k-€48k▲ 33.8%€102k▲ 111%€115k▲ 13.3%€201k▲ 74.0%

Operating result€39k-€17k▼ 55.6%€76k▲ 335%€21k▼ 72.4%€122k▲ 484%

Net result€26k-€12k▼ 53.3%€53k▲ 337%€14k▼ 74.7%€85k▲ 532%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 484% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €309k

19.0%

81.0%

Fixed assets €59k▼ 23.9%

Current assets €250k▲ 18.2%

Equity and liabilities €309k

65.0%

35.0%

Equity €201k▲ 74.0%

Debt €108k▼ 37.7%

The debt ratio falls from 60.1% to 35.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€158k▲

2024 · €80k

Cash flow

€121k▲

2024 · €73k

Solvency

65.0%▲

2024 · 39.9%

Current ratio

3.09▲

2024 · 1.31

Quick ratio

2.96▲

2024 · 1.15

Debt / equity

0.54▼

2024 · 1.50

ROE

42.5%▲

2024 · 11.7%

ROA

27.7%▲

2024 · 4.7%

Interest coverage

125.40▲

2024 · 41.25

Debt

€108k▼

2024 · €173k

Debt ≤ 1 year

€81k▼

2024 · €162k

Debt > 1 year

€27k▲

2024 · €12k

Income taxes

€34k▲

2024 · €5k

Staff costs

€126k▼

2024 · €266k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€289k€309k▲

Fixed assets21/28€77k€59k▼

Intangible fixed assets21€27k€3k▼

Tangible fixed assets22/27€44k€50k▲

Plant, machinery and equipment23€5k€2k▼

Furniture and vehicles24€38k€47k▲

Financial fixed assets28€7k€7k=

Current assets29/58€212k€250k▲

Stocks and contracts in progress3€25k€10k▼

Contracts in progress37€25k€10k▼

Amounts receivable within one year40/41€32k€21k▼

Trade receivables40€32k€20k▼

Other amounts receivable41€586€484▼

Cash at bank and in hand54/58€130k€208k▲

Deferred charges and accrued income490/1€24k€12k▼

Equity and liabilities

Total equity and liabilities10/49€289k€309k▲

Equity10/15€115k€201k▲

Contributions10/11€10k€10k=

Reserves13€105k€191k▲

Distributable reserves133€105k€191k▲

Amounts payable17/49€173k€108k▼

Amounts payable after more than one year17€12k€27k▲

Financial debts170/4€12k€27k▲

Amounts payable within one year42/48€162k€81k▼

Current portion of amounts payable after more than one year42€57k€19k▼

Trade debts44€44k€28k▼

Suppliers440/4€44k€28k▼

Taxes, remuneration and social security45€26k€3k▼

Taxes450/3€22k€1k▼

Remuneration and social security454/9€4k€2k▼

Other amounts payable47/48€35k€31k▼

Income statement Code20242025

Non-recurring operating income76A€3k€4k▲

Remuneration, social security and pensions62€266k€126k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€35k▼

Other operating charges640/8€8k€3k▼

Non-recurring operating charges66A€259€0▼

Gross operating margin9900€355k€287k▼

Operating profit (loss)9901€21k€122k▲

Financial income75/76B€0€0▲

Recurring financial income75€0€0▲

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€1k▼

Non-recurring financial charges66B-€1k

Profit (loss) for the period before taxes9903€19k€120k▲

Income taxes67/77€5k€34k▲

Profit (loss) for the period9904€14k€85k▲

Profit (loss) for the period to be appropriated9905€14k€85k▲

Appropriation of the result

Profit (loss) to be appropriated9906€14k€85k▲

Transfer to equity691/2€14k€85k▲

To other reserves6921€14k€85k▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 5Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

19-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2021net €85k ▲532%

Operating result €122k, net result €85k, both a record.

31-12

Financial Liquidity doublescurrent ratio 3.09

Current ratio from 1.31 to 3.09; short-term debt falls from €162k to €81k.

31-12

Financial Equity above €200kEq €201k ▲74%

5 profitable years in a row build equity to €201k.

14-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

26-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €100kEq €102k ▲111%

3 profitable years in a row build equity to €102k.

03-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €12k ▼53.3%

Net result drops to €12k, the lowest in the series; recovery starts the following year.

22-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Boechout · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Binnensteenweg 2462530 Boechout

Ground area

525 m²

Building footprint

118 m²

Volume, LiDAR

658 m³

Parcel 11004D0439/00E003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

AGP

Binnensteenweg 246, 2530 BoechoutPlastering work

since 20202.311.443.880

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11004D0439/00E003	Flanders	525 m²	1 · 118 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 1,284 EUR awarded · 1,284 EUR paid

Year	Entries	awarded	paid
2023	1	454 EUR	454 EUR
2022	1	830 EUR	830 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 1,284 EUR · 1,284 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Recognised contractor

4 categories

AGP BV41301

category D1, class 1 · category D11, class 1 · category D21, class 1 · category D5, class 1

decision 27-08-2026

Similar companies · same sector, comparable size

Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,822 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-12-2020

Fiscal year end31-12

Activities, NACEBEL

43990Other specialised construction activities

43992Specialised construction activities

43999Specialised construction activities

81220Other building cleaning and industrial cleaning

43320Joinery installation

43910Bricklaying and masonry work

43994Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.