AGOYAN
ActiveThe annual accounts of AGOYAN for fiscal year 2024 show a net loss of 120% of total assets and of 59% of the equity at the start of that year. The 2024 annual accounts show equity of €15k and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 20785 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-73
Solvency100▲+18
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.99 against 2.13 in 2023; short-term debt: 16.9% and cash: 0.4% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.1%
Return on assets
-119.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
60 d late
2022
28 d early
2021
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k▼ 59.0%
2023 · €36k
2021: €7k
2022: €33k
2023: €36k
2021 → 2024
Total assets
€18k▼ 72.0%
2023 · €63k
2021: €18k
2022: €58k
2023: €63k
2021 → 2024
Net result
€-21k
2023 · €2k
2021: €1k
2022: €26k
2023: €2k
2021 → 2024
Working capital
€12k▼ 61.4%
2023 · €31k
2021: €5k
2022: €29k
2023: €31k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€7k-€33k▲ 363%€36k▲ 7.1%€15k▼ 59.0%
Operating result€1k-€33k▲ 2,330%€4k▼ 88.3%€-22k
Net result€1k-€26k▲ 2,077%€2k▼ 91.0%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €22k after €4k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €17k
Fixed assets
€2k▼ 46.6%
Current assets
€15k▼ 74.4%
Equity and liabilities €18k
Equity
€15k▼ 59.0%
Debt
€3k▼ 89.1%
The debt ratio falls from 43.3% to 16.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2023 · €6k
Cash flow
€-19k▼
2023 · €4k
Solvency
83.1%▲
2023 · 56.7%
Current ratio
4.99▲
2023 · 2.13
Quick ratio
4.99▲
2023 · 2.13
Debt / equity
0.20▼
2023 · 0.76
ROE
-143.8%▼
2023 · 6.6%
ROA
-119.5%▼
2023 · 3.7%
Interest coverage
-26.77▼
2023 · 98.06
Debt
€3k▼
2023 · €27k
Debt ≤ 1 year
€3k▼
2023 · €27k
Income taxes
€27▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€63k€18k▼
Formation expenses20€1k€735▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€1k€816▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€58k€15k▼
Amounts receivable within one year40/41€41k€15k▼
Trade receivables40€17k-
Other amounts receivable41€24k€15k▼
Cash at bank and in hand54/58€17k€73▼
Deferred charges and accrued income490/1-€263
Equity and liabilities
Total equity and liabilities10/49€63k€18k▼
Equity10/15€36k€15k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€30k€9k▼
Amounts payable17/49€27k€3k▼
Amounts payable within one year42/48€27k€3k▼
Trade debts44€2k€570▼
Suppliers440/4€2k€570▼
Taxes, remuneration and social security45€25k€2k▼
Taxes450/3€19k€2k▼
Remuneration and social security454/9€7k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€500€340▼
Gross operating margin9900€6k€-19k▼
Operating profit (loss)9901€4k€-22k▼
Financial income75/76B€926€1k▲
Recurring financial income75€926€1k▲
Financial charges65/66B€58€722▲
Recurring financial charges65€58€722▲
Profit (loss) for the period before taxes9903€5k€-21k▼
Income taxes67/77€2k€27▼
Profit (loss) for the period9904€2k€-21k▼
Profit (loss) for the period to be appropriated9905€2k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€9k▼
Profit (loss) brought forward from the previous period14P€27k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-21k ▼995%
Net result drops to €-21k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.99
Current ratio from 2.13 to 4.99; short-term debt falls from €27k to €3k.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €26k ▲2077%
Operating result €33k, net result €26k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geer · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Romaine(OM) 844252 GeerGround area
2,525 m²
Building footprint
177 m²
Volume, LiDAR
929 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AGOYAN
since 20212.320.615.429
Les halles de Hesbaye
since 20262.387.374.193
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64015B0169/00M004 | Wallonia | 1,316 m² | 1 · 177 m² | 7.1 m · 2 fl. |
| 64055A0252/00V000indicative | Wallonia | 1,209 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBraives2.387.374.193
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47120Other non-specialised retail sale
47252Retail sale of beverages, general range
56210Event catering
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.