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AGORAZ

Active
Private limited companyfounded 2016active for 10 yearsRue de la Digue 18, 6000 Charleroi, BelgiumKBO/BCE: BE 0652.860.775
Summary

The computed 12-month bankruptcy probability of AGORAZ is 2.1% (moderate). The 2025 annual accounts show equity of €41,060 and a net result of €35,237. Equity has been growing by about 5.1% per year since 2018. Its solvency ranks better than 13% of 10,818 sector peers (NACE 70, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-04-2016 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.253.031.272 6000 Charleroi, since 26-04-2016
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€425,862
▲ 26.1%
Turnover
≈ €650,000
estimated
Profit
€35,237
Equity
€41,060
▼ 38.0%
Total assets
€586,078
▼ 13.2%
Employees on 31-12-2025
4
▼ 33.3%
  • 2025 accounts filed 70 days after the deadline
Score breakdownraises riskLast filed accounts filed 70 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthsLiquidity: current ratio 0.96, cash €13,260, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 32-3
equity 7.0% of total assets
Liquidity 15-7
short-term debt 70.2% · cash 2.3%
Profitability 57+51
return on assets 6.0%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.9 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 2.4%▲ +1.0 percentage point vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.2%▼ -0.2 percentage points vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.4%▲ +0.2 percentage points vs 06-2026 08-2026: 3.0%▲ +0.6 percentage points vs 07-2026 09-2026: 3.7%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 2.1%▼ -1.6 percentage points vs 09-2026 11-2026: 2.1%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (1.0 in 2024), below 1. Short-term debt is 70.2% and cash 2.3% of total assets. 93% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 15% of them on solvency, 6% on liquidity, 26% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 70 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 0.96, cash €13,260, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 10818 sector peers (2025).
NBB · sector comparison
Position among 10818 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 70 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-10-2026, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
70 days late
2024
24 days early
2023
61 days late
2022
31 days late
2021
31 days late
2020
89 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €66,912 in 2024 €35,237 View
  • Caution: Lower solvency than 86% of companies in head offices and management consultancysector median 52.4% · 10,818 companies 7.0% View

Recent changes

  1. · Gazette deed Registered office moved within Charleroi en
  2. · Gazette deed Reappointment: Amraoua ZIDANI (director)Resignation: Amraoua ZIDANI (manager) · Permanent representative: Amraoua ZIDANI
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as AGORAZ: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €452,000 and €841,000, founded between 2014 and 2017.

CompanyTotal assetsGross margin
AGORAZ Charleroi€586,078€425,862
VISIAX Schoten€651,819€331,087
EXPERTYM Waterloo€451,808€359,185
Escapade Eupen€499,091€579,229
ROAMLER BELUX Antwerpen€452,949€384,465
Follow and Optimize Havelange€840,788€477,612
C&C Welkenraedt€580,464€357,058
Full comparison

Key facts about AGORAZ

What is the company number of AGORAZ?
The company number of AGORAZ is 0652.860.775. The VAT number is the same number with BE in front: BE 0652.860.775.
Where is AGORAZ based?
The registered office is at Rue de la Digue 18, 6000 Charleroi.Company details
What does AGORAZ do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of AGORAZ?
The legal form of AGORAZ is Private limited company (BV).
When was AGORAZ founded?
AGORAZ was founded on 26-04-2016.
Is AGORAZ still active?
Yes, AGORAZ is an active enterprise in the KBO register.
How many employees does AGORAZ have?
AGORAZ had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AGORAZ fall under?
In its 2025 annual accounts, AGORAZ states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of AGORAZ?
The turnover in financial year 2025 is ≈ €650,000. This figure is estimated from the gross margin of €425,862 and 74 comparable companies (NACE 70200). It probably lies between €500,000 and €1.2m.
Is AGORAZ profitable?
In financial year 2025, AGORAZ made a profit of €35,237.
Where can I find the annual accounts of AGORAZ?
AGORAZ filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGORAZ due?
AGORAZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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