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AGOR SERVICES

Active
Private limited company (pre-2019)founded 200322 yrs activeKanunnik Peetersstraat 122, 2600 Antwerpen, BelgiumKBO/BCE: BE 0861.561.126
Summary

The annual accounts of AGOR SERVICES for fiscal year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €24,714 and a net result of -€28,625. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 31942 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-75
Solvency63▼-20
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.32 against 0.85 in 2024; short-term debt: 61.9% and cash: 5.1% of total assets), and 61.9% of the assets are financed with debt.
Credit check for your own amount and term

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.1%
Return on assets
-44.1%
Age of the figures
13 mo
neutral · Filed after the deadline
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 08-06-2026, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
69 d late
2024
3 d late
2023
17 d late
2022
8 d early
2021
16 d early
2020
5 d early
2019
74 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 3 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-08-2026 close28-09-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 November 2003, AGOR SERVICES was incorporated.1 Total assets went from EUR 71,914 in 2019 to EUR 64,934 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€24,714▼ 53.7%
2024 · €53,339
Total assets
€64,934▼ 29.9%
2024 · €92,659
Net result
-€28,625
2024 · €4,281
Working capital
-€27,375▼ 368%
2024 · -€5,851
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€18,564▼ 189%-€5,034▲ 72.9%€26,787€4,838▼ 81.9%-€28,080
Net result-€19,147below the sector's middle half▼ 167%-€6,080below the sector's middle half▲ 68.2%€26,076within the sector's middle half€4,281within the sector's middle half▼ 83.6%-€28,625below the sector's middle half
Equity€38,549within the sector's middle half▼ 33.2%€32,469within the sector's middle half▼ 15.8%€58,545within the sector's middle half▲ 80.3%€53,339within the sector's middle half▼ 8.9%€24,714within the sector's middle half▼ 53.7%
Total assets€49,321below the sector's middle half▼ 28.9%€48,827below the sector's middle half▼ 1.0%€70,486below the sector's middle half▲ 44.4%€92,659within the sector's middle half▲ 31.5%€64,934below the sector's middle half▼ 29.9%
Debt€10,772▼ 7.5%€16,357▲ 51.9%€11,941▼ 27.0%€39,320▲ 229%€40,220▲ 2.3%
Working capital€13,549within the sector's middle half▼ 58.6%€7,469within the sector's middle half▼ 44.9%€33,545within the sector's middle half▲ 349%-€5,851below the sector's middle half-€27,375below the sector's middle half▼ 368%
Solvency78.2%above the sector's middle half▼ 5.0pp66.5%within the sector's middle half▼ 11.7pp83.1%above the sector's middle half▲ 16.6pp57.6%within the sector's middle half▼ 25.5pp38.1%within the sector's middle half▼ 19.5pp
Current ratio2.26within the sector's middle half▼ 1.551.46within the sector's middle half▼ 0.803.81within the sector's middle half▲ 2.350.85below the sector's middle half▼ 2.960.32below the sector's middle half▼ 0.53
Return on assets (ROA)-38.8%below the sector's middle half▼ 28.5pp-12.5%below the sector's middle half▲ 26.4pp37.0%above the sector's middle half▲ 49.4pp4.6%within the sector's middle half▼ 32.4pp-44.1%below the sector's middle half▼ 48.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€18,564-€18,564Net result 2021: -€19,147-€19,147Operating result 2022: -€5,034-€5,034Net result 2022: -€6,080-€6,080Operating result 2023: €26,787€26,787Net result 2023: €26,076€26,076Operating result 2024: €4,838€4,838Net result 2024: €4,281€4,281Operating result 2025: -€28,080-€28,080Net result 2025: -€28,625-€28,62520212022202320242025-€40,000-€20,000€0€20,000Operating result 2023: €26,787€26,800Net result 2023: €26,076€26,100Operating result 2024: €4,838€4,840Net result 2024: €4,281€4,280Operating result 2025: -€28,080-€28,100Net result 2025: -€28,625-€28,600202320242025
The operating result turns negative in 2025: a loss of €28,080 after €4,838 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,934
Fixed assets €52,089 ▼ 12.0%
Current assets €12,845 ▼ 61.6%
Equity and liabilities €64,934
Equity €24,714 ▼ 53.7%
Debt €40,220 ▲ 2.3%
Debt's share of the balance-sheet total rises from 42.4% to 61.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€20,979▼
2024 · €7,025
Cash flow
-€21,524▼
2024 · €6,468
Debt to equity
1.63▲
2024 · 0.74
ROE
-115.8%▼
2024 · 8.0%
Interest coverage
-111.12▼
2024 · 19.46
Debt ≤ 1 year
€40,220▲
2024 · €39,320
Income taxes
€370▲
2024 · €203
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.5% went bankrupt
13% stopped otherwise
84% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€92,659€64,934▼
Fixed assets21/28€59,190€52,089▼
Tangible fixed assets22/27€34,190€27,089▼
Furniture and vehicles24€34,190€27,089▼
Financial fixed assets28€25,000€25,000=
Current assets29/58€33,469€12,845▼
Amounts receivable within one year40/41€27,904€9,117▼
Trade receivables40€27,904€9,075▼
Other amounts receivable41-€42
Cash at bank and in hand54/58€5,558€3,290▼
Deferred charges and accrued income490/1€8€438▲
Equity and liabilities
Total equity and liabilities10/49€92,659€64,934▼
Equity10/15€53,339€24,714▼
Contributions10/11€6,200€6,200=
Reserves13€42,858€21,718▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€5,000€5,000=
Distributable reserves133€35,998€14,858▼
Profit (loss) carried forward14€4,281-€3,204▼
Amounts payable17/49€39,320€40,220▲
Amounts payable within one year42/48€39,320€40,220▲
Trade debts44€295€1,934▲
Suppliers440/4€295€1,934▲
Taxes, remuneration and social security45€5,353€360▼
Taxes450/3€5,353€360▼
Other amounts payable47/48€33,672€37,926▲
Income statement Code20242025
Non-recurring operating income76A€9,917-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,187€7,101▲
Other operating charges640/8€423€629▲
Gross operating margin9900€7,448-€20,350▼
Operating profit (loss)9901€4,838-€28,080▼
Financial income75/76B€7€14▲
Recurring financial income75€7€14▲
Financial charges65/66B€361€189▼
Recurring financial charges65€361€189▼
Profit (loss) for the period before taxes9903€4,484-€28,255▼
Income taxes67/77€203€370▲
Profit (loss) for the period9904€4,281-€28,625▼
Profit (loss) for the period to be appropriated9905€4,281-€28,625▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,281-€24,345▼
Profit (loss) brought forward from the previous period14P-€4,281
Transfer from equity791/2€9,487€21,140▲
Profit to be distributed694/7€9,487-
Return on contributions (dividend)694€9,487-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€9,917--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€2,187€7,101▲ 225%
Other operating charges640/8-€1,176€575€423€629▲ 48.6%
Gross operating margin9900-€17,220-€3,858€27,361€7,448-€20,350▼ 373%
Operating profit (loss)9901-€18,564-€5,034€26,787€4,838-€28,080▼ 680%
Financial income75/76B---€7€14▲ 92.2%
Recurring financial income75€0--€7€14▲ 92.2%
Financial charges65/66B-€743€371€361€189▼ 47.7%
Recurring financial charges65€350€743€371€361€189▼ 47.7%
Profit (loss) for the period before taxes9903-€18,914-€5,777€26,415€4,484-€28,255▼ 730%
Income taxes67/77€232€303€339€203€370▲ 82.2%
Profit (loss) for the period9904-€19,147-€6,080€26,076€4,281-€28,625▼ 769%
Profit (loss) for the period to be appropriated9905-€19,147-€6,080€26,076€4,281-€28,625▼ 769%
Line20212022202320242025Change
Assets
Total assets20/58€49,321€48,827€70,486€92,659€64,934▼ 29.9%
Fixed assets21/28€25,000€25,000€25,000€59,190€52,089▼ 12.0%
Tangible fixed assets22/27---€34,190€27,089▼ 20.8%
Furniture and vehicles24---€34,190€27,089▼ 20.8%
Financial fixed assets28€25,000€25,000€25,000€25,000€25,000=
Current assets29/58€24,321€23,827€45,486€33,469€12,845▼ 61.6%
Amounts receivable within one year40/41€15,348€14,520€37,893€27,904€9,117▼ 67.3%
Trade receivables40-€14,520€34,555€27,904€9,075▼ 67.5%
Other amounts receivable41--€3,337-€42-
Cash at bank and in hand54/58€7,998€8,116€6,340€5,558€3,290▼ 40.8%
Deferred charges and accrued income490/1-€1,191€1,254€8€438▲ 5,669%
Equity and liabilities
Total equity and liabilities10/49€49,321€48,827€70,486€92,659€64,934▼ 29.9%
Equity10/15€38,549€32,469€58,545€53,339€24,714▼ 53.7%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€32,349€32,349€52,345€42,858€21,718▼ 49.3%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Tax-exempt reserves132-€5,000€5,000€5,000€5,000=
Distributable reserves133-€25,489€45,485€35,998€14,858▼ 58.7%
Profit (loss) carried forward14--€6,080-€4,281-€3,204▼ 175%
Amounts payable17/49€10,772€16,357€11,941€39,320€40,220▲ 2.3%
Amounts payable within one year42/48€10,772€16,357€11,941€39,320€40,220▲ 2.3%
Trade debts44€457€1,591€63€295€1,934▲ 555%
Suppliers440/4-€1,591€63€295€1,934▲ 555%
Taxes, remuneration and social security45-€3,999€5,244€5,353€360▼ 93.3%
Taxes450/3-€3,999€5,244€5,353€360▼ 93.3%
Other amounts payable47/48-€10,768€6,634€33,672€37,926▲ 12.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€19,147-€6,080€26,076€4,281-€28,625▼ 769%
+ Depreciation and write-downs630---€2,187€7,101▲ 225%
Operating cash flow (approximation)-€19,147-€6,080€26,076€6,468-€21,524▼ 433%
Investment in fixed assets (approximation)-€0€0-€36,377€0▲ 100%
Change in cash-€118-€1,776-€782-€2,268▼ 190%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-03-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 69 days late
2025
31-08
Financial Weakest financial yearnet -€28,625
Net result drops to -€28,625, the lowest in the series.
03-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
17-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-08
Financial Back to profitnet €26,076
Net result €26,076 after 4 loss-making years.
31-08
Financial Liquidity triplescurrent ratio 3.81
Current ratio from 1.46 to 3.81; short-term debt falls from €16,357 to €11,941.
23-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
17-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
342 m²
Building footprint
96 m²
Volume, LiDAR
835 m³
Parcel 11003A0174/00G012, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Agor Services // CREATELLI
Kanunnik Peetersstraat 122, 2600 AntwerpenNACE 7414201
since 20042.134.630.597
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11003A0174/00G012 Flanders 342 m² 1 · 96 m² 10.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-08-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-08-2025 of AGOR SERVICES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 32,826 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-11-2003
Fiscal year end31-08
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Contact
Phone 03/230.35.28Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID 0208:0861561126
Also 9925:BE0861561126
Registered 22-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.