AGO CONSULTING
ActiveSummary
AGO CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €456k and a net result of €64k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability85▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 18.72 against 9.53 in 2023; short-term debt: 5.3% and cash: 93.8% of total assets), and 5.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.7%
Return on assets
13.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
29 d early
2022
2 d late
2021
18 d late
2020
1 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€456k▲ 16.1%
2023 · €393k
2018: €235klowest in 7 years
2019: €280k▲ +18.9% vs 2018
2020: €286k▲ +2.3% vs 2019
2021: €308k▲ +7.5% vs 2020
2022: €342k▲ +11.2% vs 2021
2023: €393k▲ +14.9% vs 2022
2024: €456k▲ +16.1% vs 2023highest in 7 years
2018 → 2024
Total assets
€482k▲ 9.9%
2023 · €439k
2018: €295k
2019: €281k▼ -4.9% vs 2018lowest in 7 years
2020: €308k▲ +9.7% vs 2019
2021: €356k▲ +15.7% vs 2020
2022: €368k▲ +3.3% vs 2021
2023: €439k▲ +19.2% vs 2022
2024: €482k▲ +9.9% vs 2023highest in 7 years
2018 → 2024
Net result
€64k▼ 13.7%
2023 · €74k
2018: €49k
2019: €45k▼ -9.1% vs 2018
2020: €7k▼ -83.2% vs 2019lowest in 7 years
2021: €45k▲ +499% vs 2020
2022: €35k▼ -21.6% vs 2021
2023: €74k▲ +111% vs 2022highest in 7 years
2024: €64k▼ -13.7% vs 2023
2018 → 2024
Working capital
€453k▲ 16.6%
2023 · €388k
2018: €230klowest in 7 years
2019: €276k▲ +19.7% vs 2018
2020: €284k▲ +3.0% vs 2019
2021: €306k▲ +7.7% vs 2020
2022: €340k▲ +11.1% vs 2021
2023: €388k▲ +14.2% vs 2022
2024: €453k▲ +16.6% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€286k-€308k▲ 7.5%€342k▲ 11.2%€393k▲ 14.9%€456k▲ 16.1%
2020: €286klowest in 5 years
2021: €308k▲ +7.5% vs 2020
2022: €342k▲ +11.2% vs 2021
2023: €393k▲ +14.9% vs 2022
2024: €456k▲ +16.1% vs 2023highest in 5 years
Operating result€11k-€62k▲ 479%€49k▼ 20.8%€105k▲ 113%€84k▼ 20.2%
2020: €11klowest in 5 years
2021: €62k▲ +479% vs 2020
2022: €49k▼ -20.8% vs 2021
2023: €105k▲ +113% vs 2022highest in 5 years
2024: €84k▼ -20.2% vs 2023
Net result€7k-€45k▲ 499%€35k▼ 21.6%€74k▲ 111%€64k▼ 13.7%
2020: €7klowest in 5 years
2021: €45k▲ +499% vs 2020
2022: €35k▼ -21.6% vs 2021
2023: €74k▲ +111% vs 2022highest in 5 years
2024: €64k▼ -13.7% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €482k
Fixed assets
€4k ▼ 11.9%
Current assets
€478k ▲ 10.3%
Equity and liabilities €482k
Equity
€456k ▲ 16.1%
Debt
€26k ▼ 43.9%
Debt's share of the balance-sheet total falls from 10.4% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▼
2023 · €107k
Cash flow
€67k▼
2023 · €76k
Current ratio
18.72▲
2023 · 9.53
Debt to equity
0.06▼
2023 · 0.12
ROE
14.0%▼
2023 · 18.9%
ROA
13.3%▼
2023 · 16.9%
Interest coverage
48.37▼
2023 · 56.77
Debt ≤ 1 year
€26k▼
2023 · €46k
Income taxes
€25k▼
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€439k€482k▲
Formation expenses20€780-
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€434k€478k▲
Amounts receivable within one year40/41€107k€25k▼
Trade receivables40€107k€25k▼
Current investments50/53€100k-
Cash at bank and in hand54/58€226k€452k▲
Deferred charges and accrued income490/1€143€1k▲
Equity and liabilities
Total equity and liabilities10/49€439k€482k▲
Equity10/15€393k€456k▲
Contributions10/11€8k€8k=
Reserves13€282k€346k▲
Tax-exempt reserves132€145€145=
Distributable reserves133€282k€346k▲
Profit (loss) carried forward14€103k€102k▼
Amounts payable17/49€46k€26k▼
Amounts payable within one year42/48€46k€26k▼
Trade debts44€1k€688▼
Suppliers440/4€1k€688▼
Taxes, remuneration and social security45€44k€25k▼
Taxes450/3€44k€25k▼
Other amounts payable47/48€388€329▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€454€459▲
Gross operating margin9900€107k€87k▼
Operating profit (loss)9901€105k€84k▼
Financial income75/76B€381€7k▲
Recurring financial income75€381€7k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€104k€89k▼
Income taxes67/77€29k€25k▼
Profit (loss) for the period9904€74k€64k▼
Profit (loss) for the period to be appropriated9905€74k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€178k€167k▼
Profit (loss) brought forward from the previous period14P€103k€103k▼
Transfer from equity791/2€23k-
Transfer to equity691/2€74k€64k▼
To other reserves6921€74k€64k▼
Profit to be distributed694/7€23k€833▼
Return on contributions (dividend)694€23k€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €887 | €2k | €2k | ▲ 55.5% |
| Other operating charges640/8 | - | €408 | €413 | €454 | €459 | ▲ 1.1% |
| Gross operating margin9900 | €13k | €64k | €51k | €107k | €87k | ▼ 19.0% |
| Operating profit (loss)9901 | €11k | €62k | €49k | €105k | €84k | ▼ 20.2% |
| Financial income75/76B | - | - | - | €381 | €7k | ▲ 1,771% |
| Recurring financial income75 | - | - | - | €381 | €7k | ▲ 1,771% |
| Financial charges65/66B | - | €120 | €342 | €2k | €2k | ▼ 5.1% |
| Recurring financial charges65 | €109 | €120 | €342 | €2k | €2k | ▼ 5.1% |
| Profit (loss) for the period before taxes9903 | €11k | €62k | €49k | €104k | €89k | ▼ 13.9% |
| Income taxes67/77 | €3k | €17k | €14k | €29k | €25k | ▼ 14.4% |
| Profit (loss) for the period9904 | €7k | €45k | €35k | €74k | €64k | ▼ 13.7% |
| Profit (loss) for the period to be appropriated9905 | €7k | €45k | €35k | €74k | €64k | ▼ 13.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €308k | €356k | €368k | €439k | €482k | ▲ 9.9% |
| Formation expenses20 | - | - | - | €780 | - | - |
| Fixed assets21/28 | €2k | €2k | €2k | €4k | €4k | ▼ 11.9% |
| Tangible fixed assets22/27 | €2k | €2k | €2k | €4k | €4k | ▼ 11.9% |
| Furniture and vehicles24 | - | €1k | €2k | €4k | €4k | ▼ 11.9% |
| Other tangible fixed assets26 | - | €317 | - | - | - | - |
| Current assets29/58 | €306k | €354k | €366k | €434k | €478k | ▲ 10.3% |
| Amounts receivable within one year40/41 | €30k | €22k | €24k | €107k | €25k | ▼ 76.6% |
| Trade receivables40 | - | €22k | €23k | €107k | €25k | ▼ 76.6% |
| Other amounts receivable41 | - | - | €1k | - | - | - |
| Current investments50/53 | - | - | - | €100k | - | - |
| Cash at bank and in hand54/58 | €276k | €330k | €340k | €226k | €452k | ▲ 99.7% |
| Deferred charges and accrued income490/1 | - | €2k | €1k | €143 | €1k | ▲ 664% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €308k | €356k | €368k | €439k | €482k | ▲ 9.9% |
| Equity10/15 | €286k | €308k | €342k | €393k | €456k | ▲ 16.1% |
| Contributions10/11 | - | €6k | €6k | €8k | €8k | = |
| Reserves13 | €176k | €198k | €233k | €282k | €346k | ▲ 22.7% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €145 | €145 | €145 | €145 | = |
| Distributable reserves133 | - | €196k | €231k | €282k | €346k | ▲ 22.7% |
| Profit (loss) carried forward14 | €104k | €104k | €103k | €103k | €102k | ▼ 0.8% |
| Amounts payable17/49 | €22k | €48k | €26k | €46k | €26k | ▼ 43.9% |
| Amounts payable within one year42/48 | €22k | €48k | €26k | €46k | €26k | ▼ 43.9% |
| Trade debts44 | €5k | €2k | €4k | €1k | €688 | ▼ 53.9% |
| Suppliers440/4 | - | €2k | €4k | €1k | €688 | ▼ 53.9% |
| Taxes, remuneration and social security45 | - | €24k | €21k | €44k | €25k | ▼ 43.8% |
| Taxes450/3 | - | €24k | €21k | €44k | €25k | ▼ 43.8% |
| Other amounts payable47/48 | - | €22k | €560 | €388 | €329 | ▼ 15.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €45k | €35k | €74k | €64k | ▼ 13.7% |
| + Depreciation and write-downs630 | €2k | €2k | €887 | €2k | €2k | ▲ 55.5% |
| Operating cash flow (approximation) | €10k | €47k | €36k | €76k | €67k | ▼ 12.3% |
| Investment in fixed assets (approximation) | - | €-1k | €-1k | €-3k | €-2k | ▲ 42.0% |
| Change in cash | - | €54k | €10k | €-114k | €226k | ▲ 298% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €74k ▲111%
Operating result €105k, net result €74k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €7k ▼83.2%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Liquidity times 19current ratio 398.41
Current ratio from 21.00 to 398.41; short-term debt falls from €12k to €694.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2011
Ground area
1,699 m²
Building footprint
130 m²
Volume, LiDAR
791 m³
Parcel 25023B0267/00H003, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rue de Beaurieux 4, 1490 Court-Saint-Etienne
since 20112.200.504.683
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023B0267/00H003 | Wallonia | 1,699 m² | 1 · 130 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.