AGN Construct
ActiveSummary
The computed 12-month bankruptcy probability of AGN Construct is 2.3% (moderate). The 2025 annual accounts show equity of €912 and a net result of €7,423. Its solvency ranks better than 10% of 34,807 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €912
- Profit
- €7,423
Why 51raises riskFounded in 2021No registered site in the KBOlowers riskLegal form: general partnershipFigures for financial year 2025 (filed 28-08-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 9% on solvency, 9% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: CHIGGIO CERUTTI Kleber (director)Appointment: DE OLIVEIRA Alexsandro (director)…
- Registered office · Capital & sharesRegistered-office move · Shareholding
Financials · financial year 2025, micro format
2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00438549.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €1,422 |
| Gross operating margin9900 | €13,785 |
| Operating profit (loss)9901 | €12,364 |
| Financial charges65/66B | €385 |
| Recurring financial charges65 | €385 |
| Profit (loss) for the period before taxes9903 | €11,979 |
| Income taxes67/77 | €4,556 |
| Profit (loss) for the period9904 | €7,423 |
| Profit (loss) for the period to be appropriated9905 | €7,423 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €45,865 | |
| Fixed assets21/28 | €5,356 | |
| Tangible fixed assets22/27 | €5,356 | |
| Furniture and vehicles24 | €5,356 | |
| Current assets29/58 | €40,509 | |
| Amounts receivable within one year40/41 | €34,530 | |
| Trade receivables40 | €33,680 | |
| Other amounts receivable41 | €850 | |
| Cash at bank and in hand54/58 | €5,979 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €45,865 | |
| Equity10/15 | €912 | |
| Profit (loss) carried forward14 | €912 | |
| Amounts payable17/49 | €44,953 | |
| Amounts payable within one year42/48 | €44,953 | |
| Trade debts44 | €36,353 | |
| Suppliers440/4 | €36,353 | |
| Taxes, remuneration and social security45 | €7,492 | |
| Taxes450/3 | €7,492 | |
| Other amounts payable47/48 | €1,107 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €7,423 |
| Operating cash flow (approximation) | €7,423 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-08-2026 | 2026-00438549 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Dhr. DE OLIVEIRA Alexsandro |
|
| CHIGGIO CERUTTI Kleber |
|
| BORGES Alisson |
|
Owners and capital
Capital and shareholders
- CHIGGIO CERUTTI Kleber to DE OLIVEIRA Alexsandro 100%
- CHIGGIO CERUTTI Kleber 75 shares
- DE OLIVEIRA Alexsandro 5 shares
- MARTINS GOMES Arsenio 5 shares
- VIEIRA DIAS Douglas 5 shares
- FERREIRA DO VALE ALMEIDA Danilo 5 shares
- PEREIRA FARIA Mateus 5 shares
- CHIGGIO CERUTTI Kleber 950 shares
- DE OLIVEIRA ALEXSANDRO 50 shares
- BORGES Alisson to CHIGGIO CERUTTI Kleber 100%
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
26-03
Gazette deed
Resignation: CHIGGIO CERUTTI Kleber (director)Appointment: DE OLIVEIRA Alexsandro (director) · Share transfer4 facts ▸
- General meeting, 01-01-2025
- Director resignation, CHIGGIO CERUTTI Kleber (director)
- Director appointment, DE OLIVEIRA Alexsandro (director)
- Share transfer, CHIGGIO CERUTTI Kleber → DE OLIVEIRA Alexsandro
25-11
Gazette deed
Registered office · Capital & sharesRegistered-office move · Shareholding4 facts ▸
- General meeting, 04-11-2024
- Registered-office move, Spoorwegstraat 8 - 9520 Sint-Lievens-Houtem
- Shareholding, “aandelen”, 75 (deed in Dutch)
- Shareholding, “aandelen”, 5 (deed in Dutch) (5 times)
17-11
Gazette deed
Resignation: BORGES Alisson (director)Appointment: CHIGGIO CERUTTI Kleber (director) · Share transfer · Shareholding7 facts ▸
- General meeting, 15-08-2023
- Director resignation, BORGES Alisson (director)
- Share transfer, BORGES Alisson → CHIGGIO CERUTTI Kleber
- Director appointment, CHIGGIO CERUTTI Kleber (director)
- Other provision, “bestuursorgaan, 100% van de aandelen” (deed in Dutch)
- Shareholding, 950
- Shareholding, 50
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0779.423.605
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41072C0045/00D000 | Flanders | 2,729 m² | 1 · 212 m² | 8.3 m · 2 |