AGM PLAFONNAGE

Active

Private limited companyfounded 2022active for 4 yearsRue Grande Pierrère(FAL) 20, 5060 Sambreville, BelgiumKBO/BCE: BE 0786.202.519

Summary

The computed 12-month bankruptcy probability of AGM PLAFONNAGE is 4.4% (elevated). The 2025 annual accounts show negative equity (-€7,796) and a net result of €7,474. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 34,807 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

AGM PLAFONNAGEActiveChecked score 38/100

Risk analysis Report Compare

Activity

Plastering work

NACE 43310

1 site

Size

≈ €200,000turnover 2025, estimated

Staff: ≈ 0 FTE, estimated
Equity: -€7,796
Profit: €7,474

Turnover estimated from the gross margin

Financial health

38 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.4%

Structure

2025 accounts on time1 of 2 deeds summarised

Why 38raises riskLiquidity: current ratio 0.36, cash €26, halvedFounded in 2022lowers riskFigures for financial year 2025 (filed 01-08-2026)Size: total assets €16,066Show the evidence

Checked score

Score 2025

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 42% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -48.5% of total assets

Liquidity 0-25

short-term debt 148.5% · cash 0.2%

Profitability 95+95

return on assets 46.5%

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 11-2024: 3.1% 12-2024: 3.1%● unchanged vs 11-2024 01-2025: 3.0%▼ -0.1 percentage points vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.1%▲ +0.1 percentage points vs 03-2025 05-2025: 3.1%● unchanged vs 04-2025 06-2025: 3.1%● unchanged vs 05-2025 07-2025: 3.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.7%▲ +0.5 percentage points vs 07-2025 09-2025: 4.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%▼ -1.3 percentage points vs 09-2025lowest value 11-2025: 2.7%● unchanged vs 10-2025lowest value 12-2025: 2.7%● unchanged vs 11-2025lowest value 01-2026: 3.4%▲ +0.7 percentage points vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 3.3%▼ -0.1 percentage points vs 02-2026 04-2026: 3.8%▲ +0.5 percentage points vs 03-2026 05-2026: 4.0%▲ +0.2 percentage points vs 04-2026 06-2026: 4.0%● unchanged vs 05-2026 07-2026: 4.1%▲ +0.1 percentage points vs 06-2026 08-2026: 4.4%▲ +0.3 percentage points vs 07-2026 09-2026: 4.4%● unchanged vs 08-2026highest value 10-2026: 4.4%● unchanged vs 09-2026highest value

No credit on open account

Liquidity insufficient (current ratio 0.36, compared with 0.36 in 2024, below 1; short-term debt: 148.5% and cash: 0.2% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 2% on liquidity, 81% on profitability and 83% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.36, cash €26, halved

NBB · annual accounts

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 01-08-2026)

NBB · annual accounts

Size: total assets €16,066

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34807 sector peers (2025).

NBB · sector comparison

Position among 34807 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

60 days late

2023

27 days late

2022

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 30 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €7,474
11-12-2025 Registered officeRegistered-office move

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€7,796 View
Caution: Among the weakest 5% on solvencysector median 46.8% · 34,807 companies -48.5% View
Total assets 20254 financial years filed €16,066 View

By topic

Financials

Financial year: 2025
Total assets: €16,066
Profit: €7,474
Solvency: -48.5%

Total assets▲ 9.5%

Net result

20222025

Go to Financials

Timeline

Events: 7
Since: 2023
Next accounts: by 31-07-2027

29-09-2025Annual accounts filed
27-08-2024Annual accounts filed
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Plastering workNACE 43310
Founded: 13-05-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about AGM PLAFONNAGE

What is the company number of AGM PLAFONNAGE?: 0786.202.519. In Belgium the VAT number is the company number with BE in front: BE 0786.202.519.
Where is AGM PLAFONNAGE based?: The registered office is at Rue Grande Pierrère(FAL) 20, 5060 Sambreville.Company details
What does AGM PLAFONNAGE do?: According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of AGM PLAFONNAGE?: Private limited company (BV).
When was AGM PLAFONNAGE founded?: On 13-05-2022.
Is AGM PLAFONNAGE still active?: Yes, AGM PLAFONNAGE is an active enterprise in the KBO register.
What is the turnover of AGM PLAFONNAGE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is AGM PLAFONNAGE profitable?: In financial year 2025, AGM PLAFONNAGE made a profit of €7,474.
Where can I find the annual accounts of AGM PLAFONNAGE?: AGM PLAFONNAGE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGM PLAFONNAGE due?: By 31-07-2027, for financial year 2026.Timeline