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AGM PLAFONNAGE

Active
Private limited companyfounded 2022active for 4 yearsRue Grande Pierrère(FAL) 20, 5060 Sambreville, BelgiumKBO/BCE: BE 0786.202.519
Summary

The computed 12-month bankruptcy probability of AGM PLAFONNAGE is 4.4% (elevated). The 2025 annual accounts show negative equity (-€7,796) and a net result of €7,474. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-05-2022 Normal situation
Activity
Plastering work NACE 43310
Establishment unit
2.331.347.290 5060 Sambreville, since 13-05-2022
Financial year end
31 December
Peppol
Reachable since 06-03-2026

Board and ownership

Board

Financial position

38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.4%
Annual accounts 2025
Gross margin
€20,169
▲ 17×
Turnover
≈ €200,000
estimated
Profit
€7,474
Equity
-€7,796
▲ 48.9%
Total assets
€16,066
▲ 9.5%
Staff
≈ 0 FTE
estimated
  • Negative equity on 31-12-2025
Score breakdownraises riskLiquidity: current ratio 0.36, cash €26, halvedFounded in 2022lowers riskFigures for financial year 2025 (filed on 01-08-2026)Size: total assets €16,066Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -48.5% of total assets
Liquidity 0-25
short-term debt 148.5% · cash 0.2%
Profitability 95+95
return on assets 46.5%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 3.1% 01-2025: 3.0%▼ -0.1 percentage points vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.1%▲ +0.1 percentage points vs 03-2025 05-2025: 3.1%● unchanged vs 04-2025 06-2025: 3.1%● unchanged vs 05-2025 07-2025: 3.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.7%▲ +0.5 percentage points vs 07-2025 09-2025: 4.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%▼ -1.3 percentage points vs 09-2025lowest value 11-2025: 2.7%● unchanged vs 10-2025lowest value 12-2025: 2.7%● unchanged vs 11-2025lowest value 01-2026: 3.4%▲ +0.7 percentage points vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 3.3%▼ -0.1 percentage points vs 02-2026 04-2026: 3.8%▲ +0.5 percentage points vs 03-2026 05-2026: 4.0%▲ +0.2 percentage points vs 04-2026 06-2026: 4.0%● unchanged vs 05-2026 07-2026: 4.1%▲ +0.1 percentage points vs 06-2026 08-2026: 4.4%▲ +0.3 percentage points vs 07-2026 09-2026: 4.4%● unchanged vs 08-2026highest value 10-2026: 4.4%● unchanged vs 09-2026highest value 11-2026: 4.4%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (0.36 in 2024), below 1. Short-term debt is 148.5% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 2% on liquidity, 81% on profitability and 83% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.36, cash €26, halved
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 01-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €16,066
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34954 sector peers (2025).
NBB · sector comparison
Position among 34954 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
60 days late
2023
27 days late
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 30 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€7,796 View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 46.7% · 34,954 companies -48.5% View

Recent changes

  1. · Gazette deed Registered office moved from Tamines to FalisolleNew seat: rue Grande Pierrère, 20 à 5060 Falisolle · Previous seat: Rue Sous la Ville, 2/4 - 5060 Tamines
  2. · Gazette deed IncorporationStarting capital €3,000 · Appointment: ALDIYEV Gelani Makcharipovitch (director) · Permanent representative: ALDIYEV Gelani Makcharipovitch
All 8 events

Comparable companies

These companies have the same main activity as AGM PLAFONNAGE: plastering work (NACE 43310). They are comparable in size and age: total assets between €14,600 and €25,700, founded between 2021 and 2023.

CompanyTotal assetsGross margin
AGM PLAFONNAGE Sambreville€16,066€20,169
KJ Pleisterwerken Wervik€14,563€19,765
HIDA CONSTRUCT Dilbeek€17,442€14,931
BCRB Drogenbos€18,105€13,715
Van der Borght Jasper Begijnendijk€20,576€15,217
Vochtweringswerken Moerman Nazareth-De Pinte€22,587€25,863
VANBEUREN pleisterwerken Zonhoven€25,681€19,260
Full comparison

Key facts about AGM PLAFONNAGE

What is the company number of AGM PLAFONNAGE?
The company number of AGM PLAFONNAGE is 0786.202.519. The VAT number is the same number with BE in front: BE 0786.202.519.
Where is AGM PLAFONNAGE based?
The registered office is at Rue Grande Pierrère(FAL) 20, 5060 Sambreville.Company details
What does AGM PLAFONNAGE do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of AGM PLAFONNAGE?
The legal form of AGM PLAFONNAGE is Private limited company (BV).
When was AGM PLAFONNAGE founded?
AGM PLAFONNAGE was founded on 13-05-2022.
Is AGM PLAFONNAGE still active?
Yes, AGM PLAFONNAGE is an active enterprise in the KBO register.
What is the turnover of AGM PLAFONNAGE?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €20,169 and 162 comparable companies (NACE 433). It probably lies between €120,000 and €430,000. It is a rough estimate.Financials
Is AGM PLAFONNAGE profitable?
In financial year 2025, AGM PLAFONNAGE made a profit of €7,474.
Where can I find the annual accounts of AGM PLAFONNAGE?
AGM PLAFONNAGE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGM PLAFONNAGE due?
AGM PLAFONNAGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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