AGM GENERAL BATIMENT

Active

Private limited companyfounded 200521 yrs activeRoemeniëstraat 10, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0875.323.248

The computed 12-month bankruptcy probability of AGM GENERAL BATIMENT is 2.1% (moderate). The 2024 annual accounts show equity of €3k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 3571 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

45 / 100

Fair▼ -31 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-100

Solvency13▼-3

Growth52=

Stability100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.02 against 1.09 in 2023), and 98.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

1.9%

Return on assets

-2.6%

Age of the figures

20 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3571 sector peers (2024).

NBB · sector comparison

Position among 3571 sector peers

Solvency

better than 9%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-07-2026, 340 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

340 d late

2023

48 d late

2022

31 d late

2020

208 d late

2018

on the day

2017

55 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-5k

2023 · €8k

2018: €14k 2020: €8k 2022: €2k 2023: €8k

2018 → 2024

Working capital

€4k▼ 71.2%

2023 · €14k

2018: €-11k 2020: €59 2022: €2k 2023: €14k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20182020202220232024Trend

Equity€-11k-€3k€-282€8k€3k▼ 58.4%

Operating result€14k-€9k▼ 40.2%€3k▼ 66.4%€-1k€-919▲ 37.1%

Net result€14k-€8k▼ 37.6%€2k▼ 76.0%€8k▲ 318%€-5k

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €919 in 2024 against €1k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €183k

92.7%

Fixed assets €13k▼ 32.8%

Current assets €169k▲ 3.0%

Equity and liabilities €183k

90.5%

Equity €3k▼ 58.4%

Provisions €14k▼ 45.6%

Debt €165k▲ 9.9%

The debt ratio rises from 81.6% to 90.5%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€7k▲

2023 · €6k

Cash flow

€4k▼

2023 · €16k

Solvency

1.9%▼

2023 · 4.4%

Current ratio

1.02▼

2023 · 1.09

Quick ratio

1.02▼

2023 · 1.09

Debt / equity

48.54▲

2023 · 18.38

ROE

-140.2%▼

2023 · 103.4%

ROA

-2.6%▼

2023 · 4.6%

Interest coverage

12.90▼

2023 · 21.08

Debt

€165k▲

2023 · €150k

Debt ≤ 1 year

€165k▲

2023 · €150k

Income taxes

€5k▲

2023 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€184k€183k▼

Fixed assets21/28€20k€13k▼

Tangible fixed assets22/27€20k€13k▼

Furniture and vehicles24€20k€13k▼

Financial fixed assets28€181€181=

Current assets29/58€164k€169k▲

Amounts receivable within one year40/41€155k€100k▼

Trade receivables40€144k€87k▼

Other amounts receivable41€11k€13k▲

Cash at bank and in hand54/58€9k€23k▲

Deferred charges and accrued income490/1€664€46k▲

Equity and liabilities

Total equity and liabilities10/49€184k€183k▼

Equity10/15€8k€3k▼

Contributions10/11€7k€7k=

Capital10€7k€7k=

Issued capital100€19k€19k=

Uncalled capital101€12k€12k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Legal reserve130€2k€2k=

Profit (loss) carried forward14€-626€-5k▼

Provisions and deferred taxes16€26k€14k▼

Provisions for liabilities and charges160/5€26k€14k▼

Other liabilities and charges164/5€26k€14k▼

Amounts payable17/49€150k€165k▲

Amounts payable within one year42/48€150k€165k▲

Trade debts44€134k€158k▲

Suppliers440/4€134k€158k▲

Advances received on contracts in progress46€4k€4k=

Taxes, remuneration and social security45-€4k

Taxes450/3-€4k

Other amounts payable47/48€13k-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-

Provisions for liabilities and charges: additions (uses and reversals)635/8€14k€-12k▼

Other operating charges640/8€3k€1k▼

Non-recurring operating charges66A-€7k

Gross operating margin9900€24k€4k▼

Operating profit (loss)9901€-1k€-919▲

Financial income75/76B€12k€2k▼

Recurring financial income75€7€2k▲

Non-recurring financial income76B€12k-

Financial charges65/66B€265€578▲

Recurring financial charges65€265€578▲

Profit (loss) for the period before taxes9903€10k€366▼

Income taxes67/77€2k€5k▲

Profit (loss) for the period9904€8k€-5k▼

Profit (loss) for the period to be appropriated9905€8k€-5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-626€-5k▼

Profit (loss) brought forward from the previous period14P€-9k€-626▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

2026

06-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 340 days late

2024

31-12

Financial Weakest financial yearnet €-5k ▼156%

Net result drops to €-5k, the lowest in the series.

17-09

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 48 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 31 days late

2022

24-02

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 208 days late

2019

31-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

24-09

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 55 days late

2017

18-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 18 days late

2016

22-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 22 days late

11-02

NBB filing Annual accounts filed

fiscal year 2014 · full schema · 195 days late

2015

29-05

NBB filing Annual accounts filed

fiscal year 2013 · full schema · 302 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2005

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Roemeniëstraat 101060 Sint-Gillis (bij-Brussel)

Ground area

203 m²

Building footprint

161 m²

Volume, LiDAR

2,454 m³

2 parcels, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

AGM GENERAL BATIMENT

Polenstraat 9, 1060 Sint-Gillis (bij-Brussel)NACE 2875504

since 20052.148.711.336

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21013B0339/00M006	Brussels	114 m²	1 · 91 m²	17.3 m · 5 fl.
21013B0321/00B005	Brussels	89 m²	1 · 70 m²	18.8 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Saint-Nicolas · Eq €3k

Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 2,301 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-07-2005

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

45421

Sources

Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.