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AGM DYNAMIC

Active
Private limited companyfounded 2022active for 3 yearsLange Eikstraat 46, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0795.561.435
Summary

AGM DYNAMIC has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,615) and a net result of €3,831. Equity has been shrinking by about 15% per year since 2023. Its solvency ranks better than 13% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 30-12-2022 Normal situation
Registered office
609 active companies are registered at this address 97 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 3 others
Establishment unit
2.342.104.590 4020 Liège, since 30-12-2022
Financial year end
31 December
Peppol
Reachable since 24-10-2025

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€7,281
Turnover
≈ €75,000
estimated
Profit
€3,831
Equity
-€5,615
▲ 40.6%
Total assets
€26,131
▲ 93.4%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 10 days after the deadline
Filed on 10-08-2026
Score breakdownraises riskCapped at 59: negative equityNegative equity -€5,615Founded in 2022lowers riskLiquidity: current ratio 0.58, cash €10,006Figures for financial year 2025 (filed on 14-08-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 53% of micro companies in repair of computers and personal goods (NACE 95)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 4+4
equity -21.5% of total assets
Liquidity 48+13
short-term debt 115.6% · cash 38.3%
Profitability 87+87
return on assets 14.7%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.0%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025 08-2025: 2.9%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 1.4%▼ -1.5 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.7 percentage points vs 07-2026 09-2026: 1.1%▼ -1.1 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026lowest value 11-2026: 1.1%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.58 (0.27 in 2024), below 1. Short-term debt is 115.6% and cash 38.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 12% of them on solvency, 42% on liquidity, 76% on profitability and 82% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 0.58, cash €10,006
NBB · annual accounts
raises risk · Negative equity -€5,615
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 14-08-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3298 sector peers (2025).
NBB · sector comparison
Position among 3298 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 10 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
10 days late
2024
on the day
2023
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 10 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€5,615 View
  • Caution: Lower solvency than 87% of companies in repair of computers and personal goodssector median 37.8% · 3,298 companies -21.5% View
  • New directorlatest change 29-05-2026 · 2 in office 1 joined View

Comparable companies

These companies have the same main activity as AGM DYNAMIC: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €25,500 and €40,700, founded between 2022 and 2023.

CompanyTotal assetsGross margin
AGM DYNAMIC Wezembeek-Oppem€26,131€7,281
EZZA CARS Zaventem€25,505€7,759
NYN CARWASH Genk€28,540€7,421
AYAZ AUTO Kraainem€36,594€4,760
GARAGE PM. CARS Drogenbos€40,714€8,777
WS Cars Kontich€32,633€8,152
SOLUTION AUTO Schaarbeek€35,284€6,803
Full comparison

Key facts about AGM DYNAMIC

What is the company number of AGM DYNAMIC?
The company number of AGM DYNAMIC is 0795.561.435. The VAT number is the same number with BE in front: BE 0795.561.435.
Where is AGM DYNAMIC based?
The registered office is at Lange Eikstraat 46, 1970 Wezembeek-Oppem.Company details
What does AGM DYNAMIC do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of AGM DYNAMIC?
The legal form of AGM DYNAMIC is Private limited company (BV).
When was AGM DYNAMIC founded?
AGM DYNAMIC was founded on 30-12-2022.
Is AGM DYNAMIC still active?
Yes, AGM DYNAMIC is an active enterprise in the KBO register.
What is the turnover of AGM DYNAMIC?
The turnover in financial year 2025 is ≈ €75,000. This figure is estimated from the gross margin of €7,281 and 36 comparable companies (NACE 95311). It probably lies between €37,000 and €170,000. It is a rough estimate.Financials
Is AGM DYNAMIC profitable?
In financial year 2025, AGM DYNAMIC made a profit of €3,831.
Where can I find the annual accounts of AGM DYNAMIC?
AGM DYNAMIC filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGM DYNAMIC due?
AGM DYNAMIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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