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AGL

Active
Private limited companyfounded 20242 yrs activeWilderenlaan 56, 3803 Sint-Truiden, BelgiumKBO/BCE: BE 1009.191.463

AGL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €26k. Its solvency ranks better than 34% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.49; short-term debt: 18.8% and cash: 45.5% of total assets), but 69.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.3%
Return on assets
29.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€27k
Total assets
€90k
Net result
€26k
Working capital
€25k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €90k
Fixed assets €48k
Current assets €42k
Equity and liabilities €90k
Equity €27k
Debt €63k
Debt finances 69.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€66k
Cash flow
€52k
Solvency
30.3%
Current ratio
2.49
Quick ratio
2.49
Debt / equity
2.30
ROE
96.3%
ROA
29.2%
Interest coverage
22.46
Debt
€63k
Debt ≤ 1 year
€17k
Debt > 1 year
€46k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€90k
Fixed assets21/28€48k
Intangible fixed assets21€1k
Tangible fixed assets22/27€47k
Plant, machinery and equipment23€854
Furniture and vehicles24€3k
Leasing and similar rights25€43k
Current assets29/58€42k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Cash at bank and in hand54/58€41k
Equity and liabilities
Total equity and liabilities10/49€90k
Equity10/15€27k
Contributions10/11€1k
Reserves13€26k
Distributable reserves133€26k
Amounts payable17/49€63k
Amounts payable after more than one year17€46k
Financial debts170/4€46k
Amounts payable within one year42/48€17k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k
Other operating charges640/8€4k
Gross operating margin9900€70k
Operating profit (loss)9901€40k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€37k
Income taxes67/77€11k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wilderenlaan 563803 Sint-Truiden
Ground area
1,197 m²
Building footprint
151 m²
Volume, LiDAR
1,217 m³
Parcel 71061B0222/00F002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wilderenlaan 56, 3803 Sint-Truiden
Office administrative, office support and other business support activities
since 20242.359.771.161
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71061B0222/00F002 Flanders 1,197 m² 1 · 151 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,390 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-05-2024
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:laurent@aglbv.be
Establishment Sint-Truiden 2.359.771.161
Phone:+32475847640
Establishment Sint-Truiden 2.359.771.161