Agirimmo
ActiveThe computed 12-month bankruptcy probability of Agirimmo is 4.3% (elevated). The 2025 annual accounts show equity of €69k and a net result of €7k. Equity is growing by ~7.1% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+5
Solvency46▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 0.03 in 2024; short-term debt: 12.1% of total assets), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
6 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 10.6%
2024 · €62k
2022: €56k
2023: €60k
2024: €62k
2022 → 2025
Total assets
€331k▼ 3.0%
2024 · €341k
2022: €367k
2023: €354k
2024: €341k
2022 → 2025
Net result
€7k▲ 191%
2024 · €2k
2022: €-1k
2023: €4k
2024: €2k
2022 → 2025
Working capital
€-38k▼ 10.2%
2024 · €-34k
2022: €-22k
2023: €-27k
2024: €-34k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€56k-€60k▲ 7.3%€62k▲ 3.8%€69k▲ 10.6%
Operating result€4k-€8k▲ 97.1%€6k▼ 26.4%€13k▲ 105%
Net result€-1k-€4k€2k▼ 44.8%€7k▲ 191%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 105% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€329k▼ 3.4%
Current assets
€2k▲ 117%
Equity and liabilities €331k
Equity
€69k▲ 10.6%
Debt
€262k▼ 6.0%
The debt ratio falls from 81.8% to 79.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €18k
Cash flow
€18k▲
2024 · €14k
Solvency
20.7%▲
2024 · 18.2%
Current ratio
0.06▲
2024 · 0.03
Quick ratio
0.06▲
2024 · 0.03
Debt / equity
3.83▼
2024 · 4.50
ROE
9.6%▲
2024 · 3.6%
ROA
2.0%▲
2024 · 0.7%
Interest coverage
5.61▲
2024 · 5.27
Debt
€262k▼
2024 · €279k
Debt ≤ 1 year
€40k▲
2024 · €35k
Debt > 1 year
€221k▼
2024 · €242k
Income taxes
€2k▲
2024 · €552
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€341k€331k▼
Fixed assets21/28€340k€329k▼
Tangible fixed assets22/27€340k€329k▼
Land and buildings22€340k€329k▼
Current assets29/58€1k€2k▲
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€417-
Deferred charges and accrued income490/1€642€751▲
Equity and liabilities
Total equity and liabilities10/49€341k€331k▼
Equity10/15€62k€69k▲
Contributions10/11€57k€57k=
Profit (loss) carried forward14€5k€12k▲
Amounts payable17/49€279k€262k▼
Amounts payable after more than one year17€242k€221k▼
Financial debts170/4€240k€219k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€35k€40k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44-€845
Suppliers440/4-€845
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€13k€16k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€22k€29k▲
Operating profit (loss)9901€6k€13k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€3k€8k▲
Income taxes67/77€552€2k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€12k▲
Profit (loss) brought forward from the previous period14P€3k€5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €7k ▲191%
Operating result €13k, net result €7k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korporaaldreef 5A1180 UkkelGround area
107 m²
Building footprint
106 m²
Volume, LiDAR
925 m³
Parcel 21614H0032/00E012, Brussels · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Agirimmo
since 20212.319.238.227
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0032/00E012 | Brussels | 107 m² | 1 · 106 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:riga.michael@gmail.com
Phone:+32471093405
Phone:0471093405