AGINSO
ActiveThe computed 12-month bankruptcy probability of AGINSO is 1.5% (moderate). The 2025 annual accounts show equity of €3k and a net result of €84k. Equity is shrinking by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 969 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency9▼-90
Growth58▲+6
Stability94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 2.22 in 2024), and 99.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
25.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 969 sector peers (2025).
NBB · sector comparisonPosition among 969 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
29 d early
2023
33 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 96.4%
2024 · €83k
2022: €59k
2023: €55k
2024: €83k
2022 → 2025
Total assets
€327k▲ 146%
2024 · €133k
2022: €117k
2023: €111k
2024: €133k
2022 → 2025
Net result
€84k▲ 186%
2024 · €29k
2022: €57k
2023: €-5k
2024: €29k
2022 → 2025
Working capital
€-31k
2024 · €58k
2022: €50k
2023: €9k
2024: €58k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€59k-€55k▼ 8.1%€83k▲ 52.3%€3k▼ 96.4%
Operating result€74k-€-2k€41k€109k▲ 167%
Net result€57k-€-5k€29k€84k▲ 186%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 167% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€144k▲ 444%
Current assets
€183k▲ 72.1%
Equity and liabilities €327k
Equity
€3k▼ 96.4%
Debt
€324k▲ 554%
The debt ratio rises from 37.3% to 99.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€125k▲
2024 · €48k
Cash flow
€100k▲
2024 · €36k
Solvency
0.9%▼
2024 · 62.7%
Current ratio
0.86▼
2024 · 2.22
Quick ratio
0.86▼
2024 · 2.22
ROA
25.7%▲
2024 · 22.2%
Interest coverage
31.19▲
2024 · 22.14
Debt
€324k▲
2024 · €50k
Debt ≤ 1 year
€213k▲
2024 · €48k
Debt > 1 year
€110k▲
2024 · €0
Income taxes
€21k▲
2024 · €10k
A ratio outside any meaningful range has been withheld (balance sheet total €327k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€327k▲
Fixed assets21/28€26k€144k▲
Intangible fixed assets21€701€234▼
Tangible fixed assets22/27€26k€144k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€126k▲
Leasing and similar rights25€0-
Other tangible fixed assets26€20k€17k▼
Current assets29/58€106k€183k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Amounts receivable within one year40/41€56k€59k▲
Trade receivables40€52k€30k▼
Other amounts receivable41€3k€29k▲
Cash at bank and in hand54/58€23k€98k▲
Deferred charges and accrued income490/1€3k€820▼
Equity and liabilities
Total equity and liabilities10/49€133k€327k▲
Equity10/15€83k€3k▼
Contributions10/11€3k€3k=
Reserves13€80k€0▼
Distributable reserves133€80k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€50k€324k▲
Amounts payable after more than one year17€0€110k▲
Financial debts170/4€0€110k▲
Amounts payable within one year42/48€48k€213k▲
Current portion of amounts payable after more than one year42€0€19k▲
Trade debts44€18k€8k▼
Suppliers440/4€18k€8k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€29k€17k▼
Taxes450/3€24k€15k▼
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€583€164k▲
Accrued charges and deferred income492/3€2k€304▼
Income statement
Code20242025
Non-recurring operating income76A-€61k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€16k▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€54k€126k▲
Operating profit (loss)9901€41k€109k▲
Financial income75/76B€868€230▼
Recurring financial income75€868€230▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€40k€105k▲
Income taxes67/77€10k€21k▲
Profit (loss) for the period9904€29k€84k▲
Profit (loss) for the period to be appropriated9905€29k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€84k▲
Transfer from equity791/2€0€80k▲
Transfer to equity691/2€29k€0▼
To other reserves6921€29k€0▼
Profit to be distributed694/7€833€164k▲
Return on contributions (dividend)694€833€164k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €84k ▲186%
Operating result €109k, net result €84k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼108%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtduifstraat 219100 Sint-NiklaasGround area
344 m²
Building footprint
124 m²
Volume, LiDAR
4 m³
Parcel 46021A0246/00T002, Flanders · tallest building 1.0 m. Linked by address, not a title deed.
1 establishment unit
AGINSO
since 20222.326.197.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0246/00T002 | Flanders | 344 m² | 1 · 124 m² | 1.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
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Of 1,805 companies in sector 42220 we hold annual accounts for 948. 260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2021
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43130Specialised construction activities
43240Other construction installation
43299Specialised construction activities
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.