AGILE
ActiveSummary
The annual accounts of AGILE for fiscal year 2024 show a net loss of 85% of total assets and of 58% of the equity at the start of that year. The 2024 annual accounts show equity of €6,371 and a net result of -€8,940. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 20783 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency85▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.09 against 2.78 in 2023; short-term debt: 39.5% and cash: 4.5% of total assets), and 39.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.5%
Return on assets
-84.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€8,940
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-06-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d early
2023
30 d late
2022
34 d early
2021
34 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€6,371▼ 58.4%
2023 · €15,311
Total assets
€10,535▼ 46.0%
2023 · €19,492
Net result
-€8,940▼ 60.4%
2023 · -€5,572
Working capital
€356▼ 95.2%
2023 · €7,431
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€1,462▲ 65.6%€9,414€2,511▼ 73.3%-€4,853-€8,998▼ 85.4%
Net result-€1,711▲ 64.5%€7,785€726▼ 90.7%-€5,572-€8,940▼ 60.4%
Equity€12,345▼ 12.2%€20,129▲ 63.1%€20,884▲ 3.7%€15,311▼ 26.7%€6,371▼ 58.4%
Total assets€34,440▲ 40.9%€25,546▼ 25.8%€31,865▲ 24.7%€19,492▼ 38.8%€10,535▼ 46.0%
Debt€22,096▲ 113%€5,417▼ 75.5%€10,981▲ 103%€4,181▼ 61.9%€4,164▼ 0.4%
Working capital€10,774▼ 23.3%€18,159▲ 68.5%€12,748▼ 29.8%€7,431▼ 41.7%€356▼ 95.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,998 in 2024 against €4,853 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10,535
Fixed assets
€6,016 ▼ 23.7%
Current assets
€4,519 ▼ 61.1%
Equity and liabilities €10,535
Equity
€6,371 ▼ 58.4%
Debt
€4,164 ▼ 0.4%
Debt's share of the balance-sheet total rises from 21.5% to 39.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€7,134▼
2023 · -€2,682
Cash flow
-€7,075▼
2023 · -€3,401
Current ratio
1.09▼
2023 · 2.78
Debt to equity
0.65▲
2023 · 0.27
ROE
-140.3%▼
2023 · -36.4%
ROA
-84.9%▼
2023 · -28.6%
Interest coverage
-29.76▼
2023 · -3.64
Debt ≤ 1 year
€4,164▼
2023 · €4,181
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.9%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2,100 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €231 | €799 | €1,652 | €2,171 | €1,864 | ▼ 14.1% |
| Other operating charges640/8 | - | €1,106 | €758 | €1,118 | €227 | ▼ 79.7% |
| Gross operating margin9900 | -€573 | €11,319 | €4,921 | -€1,563 | -€6,906 | ▼ 342% |
| Operating profit (loss)9901 | -€1,462 | €9,414 | €2,511 | -€4,853 | -€8,998 | ▼ 85.4% |
| Financial income75/76B | - | €220 | €138 | €18 | €298 | ▲ 1,542% |
| Recurring financial income75 | €219 | €220 | €138 | €18 | €298 | ▲ 1,542% |
| Financial charges65/66B | - | €515 | €881 | €738 | €240 | ▼ 67.5% |
| Recurring financial charges65 | €352 | €515 | €881 | €738 | €240 | ▼ 67.5% |
| Profit (loss) for the period before taxes9903 | -€1,595 | €9,119 | €1,768 | -€5,572 | -€8,940 | ▼ 60.4% |
| Income taxes67/77 | €116 | €1,335 | €1,042 | €0 | - | - |
| Profit (loss) for the period9904 | -€1,711 | €7,785 | €726 | -€5,572 | -€8,940 | ▼ 60.4% |
| Profit (loss) for the period to be appropriated9905 | -€1,711 | €7,785 | €726 | -€5,572 | -€8,940 | ▼ 60.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,440 | €25,546 | €31,865 | €19,492 | €10,535 | ▼ 46.0% |
| Fixed assets21/28 | €1,571 | €1,971 | €8,475 | €7,880 | €6,016 | ▼ 23.7% |
| Tangible fixed assets22/27 | €1,571 | €1,971 | €8,475 | €7,880 | €6,016 | ▼ 23.7% |
| Land and buildings22 | - | - | €5,961 | €5,347 | €4,733 | ▼ 11.5% |
| Plant, machinery and equipment23 | - | €876 | €477 | €1,413 | €1,021 | ▼ 27.7% |
| Furniture and vehicles24 | - | €1,094 | €2,037 | €1,120 | €262 | ▼ 76.6% |
| Current assets29/58 | €32,870 | €23,576 | €23,390 | €11,612 | €4,519 | ▼ 61.1% |
| Amounts receivable within one year40/41 | €19,437 | €14,415 | €16,550 | €7,072 | €4,041 | ▼ 42.9% |
| Trade receivables40 | - | €5,763 | €7,898 | €2,066 | €4,041 | ▲ 95.6% |
| Other amounts receivable41 | - | €8,653 | €8,652 | €5,006 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €12,923 | €8,775 | €6,429 | €3,991 | €478 | ▼ 88.0% |
| Deferred charges and accrued income490/1 | - | €385 | €411 | €549 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,440 | €25,546 | €31,865 | €19,492 | €10,535 | ▼ 46.0% |
| Equity10/15 | €12,345 | €20,129 | €20,884 | €15,311 | €6,371 | ▼ 58.4% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €0 | - | - |
| Distributable reserves133 | - | - | - | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | -€8,060 | -€276 | €479 | -€5,094 | -€14,034 | ▼ 176% |
| Amounts payable17/49 | €22,096 | €5,417 | €10,981 | €4,181 | €4,164 | ▼ 0.4% |
| Amounts payable after more than one year17 | - | - | €339 | €0 | - | - |
| Financial debts170/4 | - | - | €339 | €0 | - | - |
| Amounts payable within one year42/48 | €22,096 | €5,417 | €10,642 | €4,181 | €4,164 | ▼ 0.4% |
| Current portion of amounts payable after more than one year42 | - | - | €4,015 | €339 | €0 | ▼ 100% |
| Financial debts43 | - | €158 | - | €670 | €645 | ▼ 3.8% |
| Credit institutions430/8 | - | €158 | - | - | - | - |
| Other loans439 | - | - | - | €670 | €645 | ▼ 3.8% |
| Trade debts44 | €11,250 | €1,987 | €653 | €191 | €1,290 | ▲ 576% |
| Suppliers440/4 | - | €1,987 | €653 | €191 | €1,290 | ▲ 576% |
| Taxes, remuneration and social security45 | - | €3,272 | €5,361 | €2,982 | €656 | ▼ 78.0% |
| Taxes450/3 | - | €3,272 | €5,361 | €2,982 | €656 | ▼ 78.0% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €0 | €614 | €0 | €1,573 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,711 | €7,785 | €726 | -€5,572 | -€8,940 | ▼ 60.4% |
| + Depreciation and write-downs630 | €231 | €799 | €1,652 | €2,171 | €1,864 | ▼ 14.1% |
| Operating cash flow (approximation) | -€1,480 | €8,584 | €2,378 | -€3,401 | -€7,075 | ▼ 108% |
| Investment in fixed assets (approximation) | - | -€1,200 | -€8,156 | -€1,577 | €0 | ▲ 100% |
| Change in cash | - | -€4,148 | -€2,346 | -€2,439 | -€3,513 | ▼ 44.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€8,940
Net result drops to -€8,940, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €7,785
Net result €7,785 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 4.35
Current ratio from 1.49 to 4.35; short-term debt falls from €22,096 to €5,417.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2011
Ground area
564 m²
Building footprint
103 m²
Parcel 41048A0293/00Y002, Flanders. Linked by address, not a title deed.
1 establishment unit
Agile
since 20112.196.709.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41048A0293/00Y002 | Flanders | 564 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALV NETWORKS
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 7,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
93293Sports, amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834185845
Also
9925:BE0834185845
Registered
09-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.