AGIFLY
ActiveAGIFLY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €4k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 12% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
68
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-4
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.9 in 2024), but 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16941 sector peers (2025).
NBB · sector comparisonPosition among 16941 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
59 d late
2022
29 d late
2021
30 d late
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2021: €0
2021 → 2022
Total assets
€295k▼ 29.8%
2024 · €420k
2020: €102k
2021: €178k
2022: €258k
2023: €309k
2024: €420k
2020 → 2025
Net result
€4k▼ 95.1%
2024 · €91k
2020: €4k
2021: €11k
2022: €2k
2023: €-97k
2024: €91k
2020 → 2025
Working capital
€117k▼ 41.3%
2024 · €199k
2020: €48k
2021: €108k
2022: €71k
2023: €170k
2024: €199k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€15k-€17k▲ 13.1%€-80k€11k€15k▲ 40.4%
Operating result€22k-€14k▼ 34.6%€-78k€111k€12k▼ 89.1%
Net result€11k-€2k▼ 81.1%€-97k€91k€4k▼ 95.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295k
Fixed assets
€400▼ 45.0%
Current assets
€294k▼ 29.8%
Equity and liabilities €295k
Equity
€15k▲ 40.4%
Debt
€279k▼ 31.7%
The debt ratio falls from 97.4% to 94.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€12k▼
2024 · €111k
Cash flow
€5k▼
2024 · €91k
Solvency
5.2%▲
2024 · 2.6%
Current ratio
1.66▼
2024 · 1.90
Quick ratio
1.66▼
2024 · 1.90
Debt / equity
18.07▼
2024 · 37.15
ROE
28.8%▼
2024 · 827.4%
ROA
1.5%▼
2024 · 21.7%
Interest coverage
2.75▼
2024 · 4.55
Debt
€279k▼
2024 · €409k
Debt ≤ 1 year
€177k▼
2024 · €220k
Debt > 1 year
€100k▼
2024 · €189k
Income taxes
€4k▼
2024 · €6k
Staff costs
€127k▼
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€420k€295k▼
Fixed assets21/28€727€400▼
Tangible fixed assets22/27€727€400▼
Furniture and vehicles24€727€400▼
Current assets29/58€419k€294k▼
Amounts receivable within one year40/41€351k€210k▼
Trade receivables40€342k€194k▼
Other amounts receivable41€9k€16k▲
Cash at bank and in hand54/58€67k€22k▼
Deferred charges and accrued income490/1€1k€62k▲
Equity and liabilities
Total equity and liabilities10/49€420k€295k▼
Equity10/15€11k€15k▲
Contributions10/11€300€300=
Profit (loss) carried forward14€11k€15k▲
Amounts payable17/49€409k€279k▼
Amounts payable after more than one year17€189k€100k▼
Financial debts170/4€189k€100k▼
Amounts payable within one year42/48€220k€177k▼
Current portion of amounts payable after more than one year42€94k€69k▼
Trade debts44€37k€30k▼
Suppliers440/4€37k€30k▼
Taxes, remuneration and social security45€89k€79k▼
Taxes450/3€63k€57k▼
Remuneration and social security454/9€26k€22k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€150k€127k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€255€327▲
Other operating charges640/8€384€475▲
Gross operating margin9900€261k€140k▼
Operating profit (loss)9901€111k€12k▼
Financial income75/76B€10k€691▼
Recurring financial income75€10k€691▼
Financial charges65/66B€24k€5k▼
Recurring financial charges65€24k€5k▼
Profit (loss) for the period before taxes9903€97k€8k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€91k€4k▼
Profit (loss) for the period to be appropriated9905€91k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€15k▲
Profit (loss) brought forward from the previous period14P€-80k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
31-12
Financial
Weakest financial yearnet €-97k ▼4954%
Net result drops to €-97k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron Albert d'Huartlaan 71150 Sint-Pieters-WoluweGround area
8,388 m²
Building footprint
5,954 m²
Volume, LiDAR
61,734 m³
2 parcels, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
AGIFLY
since 20192.289.370.739
Dieudonné Lefèvrestraat 17, 1020 Brussel
since 20202.308.901.391
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0297/00G004 | Brussels | 8,221 m² | 1 · 5,857 m² | 15.0 m · 3 fl. |
| 21683D0237/00E004 | Brussels | 166 m² | 1 · 97 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2023 · 3 entries · 253,528 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2023 | 3 | 253,528 EUR |
Projects
101123324 - GINNGER - REGENERATION OF NEIGHBOURHOODS THROUGH PLACE-BASED APPROACHES
101123324 - GINNGER - REGENERATION OF NEIGHBOURHOODS THROUGH PLACE-BASED APPROACHES
101123324 - GINNGER - REGENERATION OF NEIGHBOURHOODS THROUGH PLACE-BASED APPROACHES
European research
1 project · 253,528 EUR EU contributionProgrammes
HORIZON
Projects
ReGeneratIoN of NeiGhbourhoods through placE-based appRoaches
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,747. 5,290 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.