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AGHILOU

Active
Private limited companyfounded 20242 yrs activeOude Molenstraat 101, 1160 Oudergem, BelgiumKBO/BCE: BE 1011.697.132
Summary

The computed 12-month bankruptcy probability of AGHILOU is 5.8% (elevated). The 2025 annual accounts show equity of €80,079 and a net result of -€19,921. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability21
Solvency52
Growth-
Track record67
Bankruptcy probability, 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
cash: 3.4% of total assets, and 72.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.3%
Return on assets
-6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AGHILOU was incorporated on 17 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€80,079
Total assets
€293,046
Net result
-€19,921
Working capital
Not included in this filing

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €293,046
Equity €80,079
Debt €212,967
Debt finances 72.7% of the balance-sheet total.
Key figures and ratios
2025 value
Debt to equity
2.66
ROE
-24.9%
ROA
-6.8%
Debt > 1 year
€212,967

Peer companies

Historical observation

Of the 1,270 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
3.6% went bankrupt
2.0% stopped otherwise
93% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 20 lines
Balance sheet Code2025
Assets
Total assets20/58€293,046
Current assets29/58€293,046
Current investments50/53€283,017
Cash at bank and in hand54/58€10,029
Equity and liabilities
Total equity and liabilities10/49€293,046
Equity10/15€80,079
Contributions10/11€100,000
Profit (loss) carried forward14-€19,921
Amounts payable17/49€212,967
Amounts payable after more than one year17€212,967
Other amounts payable178/9€212,967
Income statement Code2025
Other operating charges640/8€787
Gross operating margin9900-€18,955
Operating profit (loss)9901-€19,742
Financial charges65/66B€179
Recurring financial charges65€179
Profit (loss) for the period before taxes9903-€19,921
Profit (loss) for the period9904-€19,921
Profit (loss) for the period to be appropriated9905-€19,921
Appropriation of the result
Profit (loss) to be appropriated9906-€19,921

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€787
Gross operating margin9900-€18,955
Operating profit (loss)9901-€19,742
Financial charges65/66B€179
Recurring financial charges65€179
Profit (loss) for the period before taxes9903-€19,921
Profit (loss) for the period9904-€19,921
Profit (loss) for the period to be appropriated9905-€19,921
Line2025
Assets
Total assets20/58€293,046
Current assets29/58€293,046
Current investments50/53€283,017
Cash at bank and in hand54/58€10,029
Equity and liabilities
Total equity and liabilities10/49€293,046
Equity10/15€80,079
Contributions10/11€100,000
Profit (loss) carried forward14-€19,921
Amounts payable17/49€212,967
Amounts payable after more than one year17€212,967
Other amounts payable178/9€212,967
Line2025
Profit (loss) for the period9904-€19,921
Operating cash flow (approximation)-€19,921

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,211 m²
Building footprint
973 m²
Volume, LiDAR
12,091 m³
Parcel 21332B0177/00G000, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
AGHILOU
Oude Molenstraat 101, 1160 OudergemHoldings
since 20242.362.920.295
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21332B0177/00G000 Brussels 3,211 m² 1 · 972 m² 15.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded17-07-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.