AGGEREM
ActiveAGGEREM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €49k. Its solvency ranks better than 25% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability97
Solvency59
Growth-
Track record79
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.56; short-term debt: 15.6% and cash: 45.7% of total assets), but 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.9%
Return on assets
22.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k
Total assets
€218k
Net result
€49k
Working capital
€121k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €218k
Fixed assets
€63k
Current assets
€155k
Equity and liabilities €218k
Equity
€74k
Debt
€144k
Debt finances 66.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€104k
Cash flow
€79k
Solvency
33.9%
Current ratio
4.56
Quick ratio
4.41
Debt / equity
1.95
ROE
66.1%
ROA
22.4%
Interest coverage
13.63
Debt
€144k
Debt ≤ 1 year
€34k
Debt > 1 year
€107k
Income taxes
€17k
Staff costs
€17k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€218k
Fixed assets21/28€63k
Tangible fixed assets22/27€63k
Furniture and vehicles24€63k
Current assets29/58€155k
Stocks and contracts in progress3€5k
Stocks30/36€5k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Other amounts receivable41€54
Cash at bank and in hand54/58€99k
Deferred charges and accrued income490/1€38k
Equity and liabilities
Total equity and liabilities10/49€218k
Equity10/15€74k
Contributions10/11€25k
Reserves13€40k
Distributable reserves133€40k
Profit (loss) carried forward14€9k
Amounts payable17/49€144k
Amounts payable after more than one year17€107k
Financial debts170/4€107k
Amounts payable within one year42/48€34k
Current portion of amounts payable after more than one year42€4k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€25k
Taxes450/3€23k
Remuneration and social security454/9€2k
Accrued charges and deferred income492/3€3k
Income statement
Code2024
Remuneration, social security and pensions62€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k
Other operating charges640/8€765
Gross operating margin9900€122k
Operating profit (loss)9901€74k
Financial income75/76B€176
Recurring financial income75€176
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€66k
Income taxes67/77€17k
Profit (loss) for the period9904€49k
Profit (loss) for the period to be appropriated9905€49k
Appropriation of the result
Profit (loss) to be appropriated9906€49k
Transfer to equity691/2€40k
To other reserves6921€40k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schansvijverstraat 683581 BeringenGround area
1,752 m²
Building footprint
409 m²
Volume, LiDAR
2,986 m³
2 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
AGGEREM
since 20232.341.501.014
AGGEREM
since 20242.359.812.238
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C0634/00D003 | Flanders | 1,527 m² | 1 · 183 m² | 8.2 m · 2 fl. |
| 71005C0938/00W003 | Flanders | 225 m² | 1 · 225 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,560 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
47410Retail trade
47910Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.