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AGG CONSTRUCT

Active
Private limited company·Bouwrijp maken van terreinen· 7 yrs active
Steenhouwersstraat 32 ·9050 Gent, Belgium
Open bankruptcy
BE 0727.617.091
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age7 yrs

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for AGG CONSTRUCT according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €92k and a net result of €49k.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
22-09-2025
Bankruptcy Opening
Date: 16-09-2025 · Ondernemingsrechtbank Gent, afdeling Gent · AGG CONSTRUCT BV STEEN- HOUWERSSTRAAT 32, 9050 GENTBRUGGE · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.

Trust signals

1 signal
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€49k+145.9%
Working capital€-33k+45.2%
Directors1

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 08-02-2024 with the NBB · fiscal year 2023 · micro
€0€20k€40k€60kOperating result 2020: €3k€3kNet result 2020: €2k€2kOperating result 2021: €21k€21kNet result 2021: €19k€19kOperating result 2022: €26k€26kNet result 2022: €20k€20kOperating result 2023: €59k€59kNet result 2023: €49k€49k2020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 11.3% 38.7%
better than 17% of 9035 sector peers
Net result €49k €12k
better than 86% of 9020 sector peers
Equity €92k €30k
better than 84% of 9040 sector peers
Gross operating margin €335k €33k
better than 95% of 9010 sector peers
Staff costs €159k €26k
higher than 91% of 3311 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P17
2020: P28 · n=15162021: P27 · n=34432022: P15 · n=64362023: P17 · n=90352020 2023
Weakening position over 2020-2023 · n=1516-9035
Net result P86
2020: P30 · n=15092021: P62 · n=34352022: P63 · n=64212023: P86 · n=90202020 2023
Improving position over 2020-2023 · n=1509-9020
Equity P84
2020: P16 · n=15172021: P46 · n=34462022: P66 · n=64412023: P84 · n=90402020 2023
Improving position over 2020-2023 · n=1517-9040
Gross operating margin P95
2020: P17 · n=15072021: P77 · n=34352022: P88 · n=64152023: P95 · n=90102020 2023
Improving position over 2020-2023 · n=1507-9010
Describes the position versus peers, not a forecast.
EBITDA
€172k
+201.9% far above sector median
Net profit
€49k
+145.9% far above sector median
Cash flow
€162k
+216.0% far above sector median
Total assets
€813k
+79.0% far above sector median
Equity
€92k
+114.9% +99% vs sector
Working capital
€-33k
+45.2% far below sector median
Employees (FTE)
2
+69.2% +47% vs sector
Staff costs
€159k
+112.4% +84% vs sector
Income taxes
€3k
+74.2% -2% vs sector
Debt
€721k
+75.2% far above sector median
Debt ≤ 1y
€438k
+192.2% far above sector median
Debt > 1y
€283k
+8.2% far above sector median
Current ratio
0.93
+54.1% -45% vs sector
Quick ratio
0.93
+54.1% -45% vs sector
Solvency
11.3%
+20.1% -70% vs sector
Debt / equity
7.85
-18.5% far above sector median
ROE
53.5%
+14.4% far above sector median
ROA
6.0%
+37.4% far above sector median
Interest coverage
13.64
+64.7% +9% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€172k
Net profit€49k
Cash flow€162k
Staff costs€159k
Income taxes-
Dividends-
Total assets€813k
Equity€92k
Debt€721k
of which ≤ 1y€438k
of which > 1y€283k
Working capital€-33k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.93
Quick ratio0.93
Working capital ratio-4.0%
Solvency11.3%
Debt / equity7.85
Long-term debt ratio3.08
Interest coverage13.64
Gross margin-
Net margin-
ROA6.0%
ROE53.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€813k
Fixed assets 21/28€408k
Tangible fixed assets 22/27€404k
Financial fixed assets 28€4k
Current assets 29/58€405k
Amounts receivable within one year 40/41€390k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€813k
Equity 10/15€92k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€88k
Amounts payable 17/49€721k
Amounts payable after one year 17€283k
Amounts payable within one year 42/48€438k
Trade debts payable within one year 44€156k
Income statement
Gross operating margin 9900€335k
Operating result 9901€59k
Financial income 75€3k
Financial charges 65€13k
Result before taxes 9903€49k
Net result for the period 9904€49k
Result to be appropriated 9905€49k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Directors

Directors & mandates

indexing
No directors on record yet

Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator WIM DE SCHUYMER
HEERWEG-ZUID 2/001, 9052 ZWIJNAARDE
16-09-2025 → present Belgian State Gazette

Legal Structure

NACE primary Bouwrijp maken van terreinen(43120)
Legal form Private limited company(610)
Incorporation29-05-2019
StatusActive
Postal code9050
First BS signal 22-09-2025
Latest BS signal 22-09-2025

Structure & network

Company structure: linked entities

1 linked entity
AGG CONSTRUCTBE 0727.617.091WIM DE SCHUYMERReceiver
Mandates

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
AGG CONSTRUCT
Steenhouwersstraat 32, 9050 GentBouwrijp maken van terreinen
since 20192.290.675.388
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area84 m²
Buildings1
Building footprint75 m²
Volume (LiDAR)422 m³
Tallest building9.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44032A0181/00C004 Flanders 84 m² 1 · 75 m² 9.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
22-09-2025
Bankruptcy Opening
Date: 16-09-2025 · Ondernemingsrechtbank Gent, afdeling Gent · AGG CONSTRUCT BV STEEN- HOUWERSSTRAAT 32, 9050 GENTBRUGGE · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

1 acts
Capital history · 1
11-09-2024
Capital change
All acts · 1 updated 1 year ago
2024
11-09-2024 Transaction in capital or shares Capital & shares

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency17Growth78Stability0
39 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 100
Solvency 17
Growth 78
Stability 0

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120
Primary activity highlighted.
Names & trade names
Legal nameNL AGG CONSTRUCT
Trade nameNL AGG CONSTRUCT
Registered office
Steenhouwersstraat 32
9050 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.