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AGERI

Active
Public limited companyfounded 2005active for 21 yearsGrote Markt(HRT) 46, 2200 Herentals, BelgiumKBO/BCE: BE 0874.474.695
Summary

AGERI has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.9m and a net result of €1.2m. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 93% of 9,536 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
9th largest employer in Herentals, Wholesale and retail trade sector1 site
Size
€7.0mtotal assets 2024
Staff
34.3 FTE
Equity
€5.9m
Profit
€1.2m
Turnover not published (abbreviated format)
Financial health
58 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
AERTS RETAIL · 100%
  • Aerts AnnManaging director
  • Aerts DirkManaging director
  • Aerts Retail bvManaging director · permanent representative Aerts Greet
Accounts 75 days overdue2 of 12 deeds read
Why 58raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 29-08-2025)lowers riskFounded in 2005Liquidity: current ratio 6.17, cash €1.4mEquity €5.9m (84.3% of total assets)Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 90% of its sector peers (NACE 47, small)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 84.3% of total assets
Liquidity 72+3
short-term debt 15.7% · cash 20.6%
Profitability 90+2
return on assets 16.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €340,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 6.17, compared with 4.46 in 2023, above the usual 1.5; short-term debt: 15.7% and cash: 20.6% of total assets), and 15.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 95% on solvency, 90% on liquidity, 92% on profitability and 82% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 29-08-2025)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 6.17, cash €1.4m
NBB · annual accounts
lowers risk · Equity €5.9m (84.3% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €5.9m
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
27 days late
2022
31 days late
2021
58 days late
2020
12 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 38 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Amendment of the articlesPower of attorney
  2. Reappointments: Aerts Ann, Aerts Dirk and…Permanent representative: Aerts Greet ·…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 5% on net resultsector median €44,776 · 9,537 companies €1.2m View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • New directorslatest change 27-10-2025 · 3 in office 3 joined View
  • Controlled by AERTS RETAIL 100% View
  • Positive: 7 profitable years in a rowprofit 2024: €1.2m 7 years View

By topic

Financials

Financial year
2024
Total assets
€7.0m
Profit
€1.2m
Solvency
84.3%
Total assets▲ 16.6%
Net result
20182024
Go to Financials

Board & ownership

Board
3 members
Parent
AERTS RETAIL · 100%
  • Aerts AnnManaging director
  • Aerts DirkManaging director
  • Aerts Retail bvManaging director
Go to Board & ownership

Timeline

Events
24
Since
2007
  1. 31-12-2024Equity above €5m
  2. 27-08-2024Annual accounts filed
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
15-06-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Financial year
From 1 July to 30 June
Annual meeting
First Monday of December at 17:00
Go to Articles of association

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