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AGEPE

Active
Public limited companyfounded 198541 yrs activeRue de la Fenderie 3, 6000 Charleroi, BelgiumKBO/BCE: BE 0427.542.148
Summary

AGEPE has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €534,163 and a net result of -€14,551. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability65▼-10
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 8.85 against 6.33 in 2024; short-term debt: 2.3% and cash: 14.6% of total assets), and 2.3% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.7%
Return on assets
-2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 d early
2024
71 d early
2023
58 d early
2022
76 d early
2021
75 d early
2020
51 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 63 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AGEPE was incorporated on 13 March 1985.1 Total assets fell from EUR 704,652 in 2018 to EUR 547,014 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€14,551
2024 · €29,802
Working capital
€100,845▼ 57.2%
2024 · €235,562
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€28,896▼ 48.6%€33,136▲ 14.7%€25,207▼ 23.9%€41,011▲ 62.7%-€14,346
Net result€27,074▼ 51.7%€24,736▼ 8.6%€18,867▼ 23.7%€29,802▲ 58.0%-€14,551
Equity€544,987▲ 0.2%€546,223▲ 0.2%€547,906▲ 0.3%€548,714▲ 0.1%€534,163▼ 2.7%
Total assets€577,847▼ 12.7%€554,413▼ 4.1%€572,507▲ 3.3%€596,210▲ 4.1%€547,014▼ 8.3%
Debt€32,860▼ 72.2%€8,190▼ 75.1%€24,601▲ 200%€47,496▲ 93.1%€12,851▼ 72.9%
Working capital€152,748▲ 15.1%€163,630▲ 7.1%€178,460▲ 9.1%€235,562▲ 32.0%€100,845▼ 57.2%
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €28,896€28,896Net result 2021: €27,074€27,074Operating result 2022: €33,136€33,136Net result 2022: €24,736€24,736Operating result 2023: €25,207€25,207Net result 2023: €18,867€18,867Operating result 2024: €41,011€41,011Net result 2024: €29,802€29,802Operating result 2025: -€14,346-€14,346Net result 2025: -€14,551-€14,55120212022202320242025-€20,000€0€20,000€40,000Operating result 2023: €25,207€25,200Net result 2023: €18,867€18,900Operating result 2024: €41,011€41,000Net result 2024: €29,802€29,800Operating result 2025: -€14,346-€14,300Net result 2025: -€14,551-€14,600202320242025
The operating result turns negative in 2025: a loss of €14,346 after €41,011 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €547,014
Fixed assets €433,318 ▲ 36.9%
Current assets €113,696 ▼ 59.4%
Equity and liabilities €547,014
Equity €534,163 ▼ 2.7%
Debt €12,851 ▼ 72.9%
Debt's share of the balance-sheet total falls from 8.0% to 2.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,562▼
2024 · €55,901
Cash flow
€1,357▼
2024 · €44,692
Current ratio
8.85▲
2024 · 6.33
Debt to equity
0.02▼
2024 · 0.09
ROE
-2.7%▼
2024 · 5.4%
ROA
-2.7%▼
2024 · 5.0%
Interest coverage
7.62▼
2024 · 1215.24
Debt ≤ 1 year
€12,851▼
2024 · €44,212
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,612 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,612 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€596,210€547,014▼
Fixed assets21/28€316,436€433,318▲
Tangible fixed assets22/27€316,436€433,318▲
Land and buildings22€258,840€371,915▲
Plant, machinery and equipment23€11,407€9,070▼
Furniture and vehicles24€12,400€11,999▼
Other tangible fixed assets26€33,789€40,334▲
Current assets29/58€279,774€113,696▼
Amounts receivable within one year40/41€79,249€30,381▼
Trade receivables40-€1,650
Other amounts receivable41€79,249€28,731▼
Cash at bank and in hand54/58€196,417€79,632▼
Deferred charges and accrued income490/1€4,108€3,683▼
Equity and liabilities
Total equity and liabilities10/49€596,210€547,014▼
Equity10/15€548,714€534,163▼
Contributions10/11€498,000€498,000=
Capital10€498,000€498,000=
Issued capital100€498,000€498,000=
Reserves13€50,657€50,657=
Non-distributable reserves130/1€49,252€49,252=
Legal reserve130€49,252€49,252=
Tax-exempt reserves132€1,405€1,405=
Profit (loss) carried forward14€57-€14,494▼
Amounts payable17/49€47,496€12,851▼
Amounts payable within one year42/48€44,212€12,851▼
Current portion of amounts payable after more than one year42€2,105€2,105=
Trade debts44€1,122€477▼
Suppliers440/4€1,122€477▼
Taxes, remuneration and social security45€11,198-
Taxes450/3€11,198-
Other amounts payable47/48€29,787€10,269▼
Accrued charges and deferred income492/3€3,284-
Income statement Code20242025
Non-recurring operating income76A€18,832-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,890€15,908▲
Other operating charges640/8€23,060€28,837▲
Non-recurring operating charges66A-€3,580
Gross operating margin9900€78,961€33,979▼
Operating profit (loss)9901€41,011-€14,346▼
Financial charges65/66B€46€205▲
Recurring financial charges65€46€205▲
Profit (loss) for the period before taxes9903€40,965-€14,551▼
Income taxes67/77€11,163-
Profit (loss) for the period9904€29,802-€14,551▼
Profit (loss) for the period to be appropriated9905€29,802-€14,551▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,541-€14,494▼
Profit (loss) brought forward from the previous period14P€739€57▼
Transfer to equity691/2€1,490-
To the legal reserve6920€1,490-
Profit to be distributed694/7€28,994-
Return on contributions (dividend)694€28,994-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€18,832--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,694€17,503€16,588€14,890€15,908▲ 6.8%
Other operating charges640/8€18,047€19,532€21,165€23,060€28,837▲ 25.1%
Non-recurring operating charges66A----€3,580-
Gross operating margin9900€65,637€70,171€62,960€78,961€33,979▼ 57.0%
Operating profit (loss)9901€28,896€33,136€25,207€41,011-€14,346▼ 135%
Financial charges65/66B€63€40€51€46€205▲ 346%
Recurring financial charges65€63€40€51€46€205▲ 346%
Profit (loss) for the period before taxes9903€28,833€33,096€25,156€40,965-€14,551▼ 136%
Income taxes67/77€1,759€8,360€6,289€11,163--
Profit (loss) for the period9904€27,074€24,736€18,867€29,802-€14,551▼ 149%
Profit (loss) for the period to be appropriated9905€27,074€24,736€18,867€29,802-€14,551▼ 149%
Line20212022202320242025Change
Assets
Total assets20/58€577,847€554,413€572,507€596,210€547,014▼ 8.3%
Fixed assets21/28€395,286€385,641€372,493€316,436€433,318▲ 36.9%
Tangible fixed assets22/27€395,286€385,641€372,493€316,436€433,318▲ 36.9%
Land and buildings22€332,873€321,422€309,971€258,840€371,915▲ 43.7%
Plant, machinery and equipment23€18,370€16,560€13,948€11,407€9,070▼ 20.5%
Furniture and vehicles24€13,722€13,282€12,840€12,400€11,999▼ 3.2%
Other tangible fixed assets26€30,321€34,377€35,734€33,789€40,334▲ 19.4%
Current assets29/58€182,561€168,772€200,014€279,774€113,696▼ 59.4%
Amounts receivable within one year40/41€36,319€87,299€98,075€79,249€30,381▼ 61.7%
Trade receivables40----€1,650-
Other amounts receivable41€36,319€87,299€98,075€79,249€28,731▼ 63.7%
Cash at bank and in hand54/58€144,072€79,843€98,724€196,417€79,632▼ 59.5%
Deferred charges and accrued income490/1€2,170€1,630€3,215€4,108€3,683▼ 10.3%
Equity and liabilities
Total equity and liabilities10/49€577,847€554,413€572,507€596,210€547,014▼ 8.3%
Equity10/15€544,987€546,223€547,906€548,714€534,163▼ 2.7%
Contributions10/11€498,000€498,000€498,000€498,000€498,000=
Capital10€498,000€498,000€498,000€498,000€498,000=
Issued capital100€498,000€498,000€498,000€498,000€498,000=
Reserves13€46,987€48,223€49,167€50,657€50,657=
Non-distributable reserves130/1€45,582€46,818€47,762€49,252€49,252=
Legal reserve130€45,582€46,818€47,762€49,252€49,252=
Tax-exempt reserves132€1,405€1,405€1,405€1,405€1,405=
Profit (loss) carried forward14--€739€57-€14,494▼ 25,528%
Amounts payable17/49€32,860€8,190€24,601€47,496€12,851▼ 72.9%
Amounts payable within one year42/48€29,813€5,142€21,554€44,212€12,851▼ 70.9%
Current portion of amounts payable after more than one year42€1,065€1,065€2,065€2,105€2,105=
Trade debts44€629€150€164€1,122€477▼ 57.5%
Suppliers440/4€629€150€164€1,122€477▼ 57.5%
Taxes, remuneration and social security45€1,791€3,147€1,381€11,198--
Taxes450/3€1,791€3,147€1,381€11,198--
Other amounts payable47/48€26,328€780€17,944€29,787€10,269▼ 65.5%
Accrued charges and deferred income492/3€3,047€3,048€3,047€3,284--
Line20212022202320242025Change
Profit (loss) for the period9904€27,074€24,736€18,867€29,802-€14,551▼ 149%
+ Depreciation and write-downs630€18,694€17,503€16,588€14,890€15,908▲ 6.8%
Operating cash flow (approximation)€45,768€42,239€35,455€44,692€1,357▼ 97.0%
Investment in fixed assets (approximation)--€7,858-€3,440€41,167-€132,790▼ 423%
Change in cash--€64,229€18,881€97,693-€116,785▼ 220%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet -€14,551
Net result drops to -€14,551, the lowest in the series.
21-05
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
03-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
16-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Liquidity times 5current ratio 32.82
Current ratio from 6.12 to 32.82; short-term debt falls from €29,813 to €5,142.
17-05
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity triplescurrent ratio 6.12
Current ratio from 2.15 to 6.12; short-term debt falls from €115,117 to €29,813.
10-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Highest result since 2018net €56,006 ▲409%
Operating result €56,233, net result €56,006, both a record.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
07-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
16-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts

We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 13 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
432 m²
Building footprint
287 m²
Volume, LiDAR
5,106 m³
2 parcels, Wallonia · tallest building 22.6 m, ±7 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Rue de la Fenderie 5, 6000 Charleroi
NACE 70201
since 19852.027.510.826
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52011D0268/00E007 Wallonia 275 m² 1 · 171 m² 22.6 m · 7 fl.
52011D0268/00V006 Wallonia 157 m² 1 · 116 m² 20.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. NITAL 99.59%
  2. AGEPE

Highest known parent: NITAL. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPublic limited company
Founded13-03-1985
Fiscal year end31-12
Contact
E-mail info.agepe@gmail.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

General meetings

3 convocations
Ordinary general meeting
on 21-05-2013 at 16u · published 30-04-2013
Agenda
Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC11201795/ 30.04) (15371) ALINKA, naamloze vennootschap, Haachtsesteenweg 322, 1910 KAMPENHOUT Ondernemingsnummer : 0451.506.195 Algemene vergadering ter zetel op 17/05/2013, om 10 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-12-01829/ 30.04) (15372) ATELIER D’ARCHITECTURE DU LANGEVELD, société anonyme, rue Langeveld 51, bte 14, 1180 BRUXELLES Numéro d’entreprise : 0423.341.157 Assemblée ordinaire au siège social le 21/05/2013, à 11 heures. Ordre du jour : Rapport du C.A. Approbation compte ...
Extraordinary general meeting
on 15-05-2012 at 19u · published 25-04-2012
Agenda
Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC-1-12-00217/ 25.04) (14719) A.J. MATTHIJS, naamloze vennootschap, Van Ooststraat 60, 1030 BRUSSEL Ondernemingsnummer 0423.030.064 Algemene vergadering ter zetel op 15/05/2012, om 20 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Divers. (AOPC-1-12-00284/ 25.04) (14720) BELGOTRUST, société anonyme, rue du Midi 165, 1000 BRUXELLES Numéro d’entreprise 0418.809.178 Assemblée ordinaire au siège social le 15/05/2012, à 19 heures. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administr ...
Extraordinary general meeting
on 17-05-2011 at 18u · at the registered office · published 27-04-2011
Agenda
Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC11101405/27.04) (15955) Alu-Lease, naamloze vennootschap, Kleine Eikendreef 29, 2900 Schoten Ondernemingsnummer 0433.546.646 - RPR Antwerpen De gewone algemene vergadering zal gehouden worden op de zetel, op 17 mei 2011, om 18 uur. Dagorde : Jaarverslag van de raad van bestuur; Behandeling van de jaarrekening per 30 november 2010; Kwijting aan de bestuurders voor de uitoefening van hun mandaat; Ontslagen en/of benoemingen; Diversen. De

Scores and ratios are computed by Checked and are not a credit decision.