Age2 yrs
Real estate1 parcel · 1,364 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Agence Eclectic is 1.1% (low). The 2024 annual accounts show negative equity (€-32k) and a net result of €-42k. Its solvency ranks better than 5% of 12427 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.1%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Annual accounts: weaker financial profile
+Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-42k
Working capital€-34k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -322.9% | 60.6% | |
| Net result | €-42k | €31k | |
| Equity | €-32k | €63k | |
| Gross operating margin | €-39k | €52k | |
| Total assets | €10k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-39k
-
far below sector median
€-42k
-
far below sector median
€-41k
-
far below sector median
€10k
-62.8%
-92% vs sector
€-32k
-
far below sector median
€-34k
-
far below sector median
€129
-96.1%
-99% vs sector
€42k
+147.4%
-13% vs sector
€42k
+147.4%
-13% vs sector
0.18
-86.8%
-89% vs sector
0.18
-86.8%
-89% vs sector
-322.9%
-
far below sector median
-1.31
-
far below sector median
130.4%
+45.4%
far above sector median
-421.0%
-
far below sector median
-24.30
-
far below sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-39k |
| Net profit | €-42k |
| Cash flow | €-41k |
| Staff costs | - |
| Income taxes | €129 |
| Dividends | - |
| Total assets | €10k |
| Equity | €-32k |
| Debt | €42k |
| of which ≤ 1y | €42k |
| of which > 1y | - |
| Working capital | €-34k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.18 |
| Quick ratio | 0.18 |
| Working capital ratio | -345.9% |
| Solvency | -322.9% |
| Debt / equity | -1.31 |
| Long-term debt ratio | - |
| Interest coverage | -24.30 |
| Gross margin | - |
| Net margin | - |
| ROA | -421.0% |
| ROE | 130.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €10k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €8k |
| Amounts receivable within one year | 40/41 | €894 |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €10k |
| Equity | 10/15 | €-32k |
| Contributions / capital | 10/11 | €1k |
| Reserves | 13 | €9k |
| Accumulated profits (losses) | 14 | €-42k |
| Amounts payable | 17/49 | €42k |
| Amounts payable within one year | 42/48 | €42k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €-39k |
| Operating result | 9901 | €-40k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-41k |
| Income taxes | 67/77 | €129 |
| Net result for the period | 9904 | €-42k |
| Result to be appropriated | 9905 | €-42k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed7
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationAgence Eclectic
since 20232.350.849.933
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,364 m²
Buildings1
Building footprint218 m²
Volume (LiDAR)1,517 m³
Tallest building23.8 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0123/00H004 | Flanders | 1,364 m² | 1 · 218 m² | 23.8 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes51
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
7
Profitability
100
Solvency
33
Growth
32
Stability
82
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Credit advice
verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameNL | Agence Eclectic |
Registered office
Rijmenamseweg 110
2820 Bonheiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.