Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Loss
- -€7,273
- Solvency
- 12.6%
Total assets▲ 29.5%
Net result
20192025
Agence Demanet
ActiveSummary
The computed 12-month bankruptcy probability of Agence Demanet is 2.2% (moderate). The 2025 annual accounts show equity of €143,578 and a net result of -€7,273. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 16076 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€1.1mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €143,578
- Loss
- -€7,273
Turnover not published (abridged schema)
Structure
Accounts filed 84 d late0 of 2 deeds read
Why 52- Liquidity: current ratio 0.95- Latest accounts 84 days late; 1 of the last 3 late+ Size: total assets €1.1m+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
38-4
equity 12.6% of total assets
Liquidity
30-16
short-term debt 65.8%
Profitability
44-44
return on assets -0.6%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● 0.0% vs 11-2024
01-2025: 1.3%▲ +7.0% vs 12-2024
02-2025: 1.3%▼ -0.6% vs 01-2025
03-2025: 1.3%▼ -2.5% vs 02-2025
04-2025: 0.7%▼ -43.0% vs 03-2025
05-2025: 0.8%▲ +1.2% vs 04-2025
06-2025: 0.8%● 0.0% vs 05-2025
07-2025: 0.8%● 0.0% vs 06-2025
08-2025: 0.8%● 0.0% vs 07-2025
09-2025: 0.8%● 0.0% vs 08-2025
10-2025: 0.8%● 0.0% vs 09-2025
11-2025: 0.8%● 0.0% vs 10-2025
12-2025: 0.8%● 0.0% vs 11-2025
01-2026: 0.8%▲ +7.6% vs 12-2025
02-2026: 0.8%▼ -5.9% vs 01-2026
03-2026: 0.7%▼ -4.2% vs 02-2026lowest value
04-2026: 0.8%▲ +12.2% vs 03-2026
05-2026: 1.3%▲ +55.3% vs 04-2026
06-2026: 1.6%▲ +23.8% vs 05-2026
07-2026: 2.8%▲ +78.1% vs 06-2026highest value
08-2026: 2.2%▼ -21.6% vs 07-2026
09-2026: 2.2%▼ -1.1% vs 08-2026
10-2026: 2.2%● 0.0% vs 09-2026
- Liquidity: current ratio 0.95 raises the probability
- Latest accounts 84 days late; 1 of the last 3 late raises the probability
- Size: total assets €1.1m lowers the probability for this profile
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.95 in 2024; short-term debt: 65.8% of total assets), and 87.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 33%, liquidity 23%, profitability 39%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-07-2026, 84 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
84 d late
2024
33 d early
2023
33 d early
2022
39 d early
2021
37 d early
2020
35 d early
2019
185 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€7,273
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2019
- Next accounts
- by 30-04-2027
- 23-07-2026Annual accounts filed
- 30-09-2025Weakest financial year
- 28-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 06-07-2018
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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