AgEM
ActiveSummary
AgEM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-10k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency78▼-1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.17 in 2024; short-term debt: 47% and cash: 73% of total assets), and 47% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
-19.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
14 d early
2023
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 27.0%
2024 · €39k
2023: €10klowest in 3 years
2024: €39k▲ +292% vs 2023highest in 3 years
2025: €28k▼ -27.0% vs 2024
2023 → 2025
Total assets
€53k▼ 25.4%
2024 · €71k
2023: €19klowest in 3 years
2024: €71k▲ +275% vs 2023highest in 3 years
2025: €53k▼ -25.4% vs 2024
2023 → 2025
Net result
€-10k
2024 · €30k
2023: €8k
2024: €30k▲ +286% vs 2023highest in 3 years
2025: €-10k▼ -135% vs 2024lowest in 3 years
2023 → 2025
Working capital
€27k▼ 29.8%
2024 · €38k
2023: €9klowest in 3 years
2024: €38k▲ +322% vs 2023highest in 3 years
2025: €27k▼ -29.8% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€39k▲ 292%€28k▼ 27.0%
2023: €10klowest in 3 years
2024: €39k▲ +292% vs 2023highest in 3 years
2025: €28k▼ -27.0% vs 2024
Operating result€11k-€40k▲ 246%€-8k
2023: €11k
2024: €40k▲ +246% vs 2023highest in 3 years
2025: €-8k▼ -121% vs 2024lowest in 3 years
Net result€8k-€30k▲ 286%€-10k
2023: €8k
2024: €30k▲ +286% vs 2023highest in 3 years
2025: €-10k▼ -135% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€1k ▲ 178%
Current assets
€52k ▼ 26.9%
Equity and liabilities €53k
Equity
€28k ▼ 27.0%
Debt
€25k ▼ 23.5%
Debt's share of the balance-sheet total rises from 45.8% to 47.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €40k
Cash flow
€-10k▼
2024 · €30k
Current ratio
2.07▼
2024 · 2.17
Debt to equity
0.89▲
2024 · 0.85
ROE
-37.0%▼
2024 · 76.7%
ROA
-19.6%▼
2024 · 41.6%
Interest coverage
-3.92▼
2024 · 17.54
Debt ≤ 1 year
€25k▼
2024 · €33k
Income taxes
€136▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€53k▼
Fixed assets21/28€525€1k▲
Tangible fixed assets22/27€525€1k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€525€222▼
Current assets29/58€71k€52k▼
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€15k€0▼
Other amounts receivable41€271€12k▲
Cash at bank and in hand54/58€55k€39k▼
Deferred charges and accrued income490/1€775€767▼
Equity and liabilities
Total equity and liabilities10/49€71k€53k▼
Equity10/15€39k€28k▼
Contributions10/11€3k€3k=
Reserves13€36k€25k▼
Distributable reserves133€36k€25k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€33k€25k▼
Amounts payable within one year42/48€33k€25k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€10k€0▼
Other amounts payable47/48€20k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€303€550▲
Other operating charges640/8€361€371▲
Gross operating margin9900€40k€-7k▼
Operating profit (loss)9901€40k€-8k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€37k€-10k▼
Income taxes67/77€8k€136▼
Profit (loss) for the period9904€30k€-10k▼
Profit (loss) for the period to be appropriated9905€30k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€-10k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€29k€0▼
To other reserves6921€29k€0▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80 | €303 | €550 | ▲ 81.6% |
| Other operating charges640/8 | €281 | €361 | €371 | ▲ 2.8% |
| Gross operating margin9900 | €12k | €40k | €-7k | ▼ 118% |
| Operating profit (loss)9901 | €11k | €40k | €-8k | ▼ 121% |
| Financial income75/76B | - | €0 | €0 | ▼ 50.0% |
| Recurring financial income75 | - | €0 | €0 | ▼ 50.0% |
| Financial charges65/66B | €2k | €2k | €2k | ▼ 13.1% |
| Recurring financial charges65 | €2k | €2k | €2k | ▼ 13.1% |
| Profit (loss) for the period before taxes9903 | €10k | €37k | €-10k | ▼ 128% |
| Income taxes67/77 | €2k | €8k | €136 | ▼ 98.2% |
| Profit (loss) for the period9904 | €8k | €30k | €-10k | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €8k | €30k | €-10k | ▼ 135% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €19k | €71k | €53k | ▼ 25.4% |
| Fixed assets21/28 | €828 | €525 | €1k | ▲ 178% |
| Tangible fixed assets22/27 | €828 | €525 | €1k | ▲ 178% |
| Plant, machinery and equipment23 | - | - | €1k | - |
| Furniture and vehicles24 | €828 | €525 | €222 | ▼ 57.7% |
| Current assets29/58 | €18k | €71k | €52k | ▼ 26.9% |
| Amounts receivable within one year40/41 | €868 | €15k | €12k | ▼ 20.8% |
| Trade receivables40 | - | €15k | €0 | ▼ 100% |
| Other amounts receivable41 | €868 | €271 | €12k | ▲ 4,381% |
| Cash at bank and in hand54/58 | €17k | €55k | €39k | ▼ 29.0% |
| Deferred charges and accrued income490/1 | €743 | €775 | €767 | ▼ 1.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €19k | €71k | €53k | ▼ 25.4% |
| Equity10/15 | €10k | €39k | €28k | ▼ 27.0% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €7k | €36k | €25k | ▼ 29.3% |
| Distributable reserves133 | €7k | €36k | €25k | ▼ 29.3% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €9k | €33k | €25k | ▼ 23.5% |
| Amounts payable within one year42/48 | €9k | €33k | €25k | ▼ 23.5% |
| Trade debts44 | €3k | €3k | €2k | ▼ 17.0% |
| Suppliers440/4 | €3k | €3k | €2k | ▼ 17.0% |
| Taxes, remuneration and social security45 | €3k | €10k | €0 | ▼ 100% |
| Taxes450/3 | €3k | €10k | €0 | ▼ 100% |
| Other amounts payable47/48 | €3k | €20k | €23k | ▲ 13.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €30k | €-10k | ▼ 135% |
| + Depreciation and write-downs630 | €80 | €303 | €550 | ▲ 81.6% |
| Operating cash flow (approximation) | €8k | €30k | €-10k | ▼ 133% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | - |
| Change in cash | - | €38k | €-16k | ▼ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €30k ▲286%
Operating result €40k, net result €30k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2023
Ground area
1,028 m²
Building footprint
152 m²
Volume, LiDAR
896 m³
Parcel 12005C0121/00T002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AgEM
since 20232.345.864.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0121/00T002 | Flanders | 1,027 m² | 1 · 152 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 33,955 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-06-2023
Fiscal year end31-12
Trade name NL
Always going (the) Extra Mile
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.