AGEA
ActiveAGEA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €27k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+7
Solvency79▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.95 against 1.91 in 2024; short-term debt: 20.4% and cash: 42.4% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
14.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d early
2023
on the day
2022
2 d early
2021
31 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▲ 34.0%
2024 · €73k
2018: €67k
2019: €25k
2020: €29k
2021: €45k
2022: €47k
2023: €59k
2024: €73k
2018 → 2025
Total assets
€181k▼ 4.8%
2024 · €190k
2018: €249k
2019: €246k
2020: €209k
2021: €220k
2022: €209k
2023: €225k
2024: €190k
2018 → 2025
Net result
€27k▲ 62.6%
2024 · €16k
2018: €21k
2019: €8k
2020: €5k
2021: €18k
2022: €3k
2023: €14k
2024: €16k
2018 → 2025
Working capital
€109k▲ 68.9%
2024 · €64k
2018: €69k
2019: €29k
2020: €32k
2021: €48k
2022: €47k
2023: €56k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€47k▲ 2.9%€59k▲ 25.8%€73k▲ 25.0%€98k▲ 34.0%
Operating result€37k-€15k▼ 59.0%€30k▲ 92.2%€21k▼ 27.6%€45k▲ 110%
Net result€18k-€3k▼ 83.9%€14k▲ 366%€16k▲ 20.0%€27k▲ 62.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€35k▼ 35.5%
Current assets
€146k▲ 7.5%
Equity and liabilities €181k
Equity
€98k▲ 34.0%
Debt
€82k▼ 29.3%
The debt ratio falls from 61.4% to 45.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €40k
Cash flow
€46k▲
2024 · €35k
Solvency
54.4%▲
2024 · 38.6%
Current ratio
3.95▲
2024 · 1.91
Quick ratio
3.95▲
2024 · 1.91
Debt / equity
0.84▼
2024 · 1.59
ROE
27.1%▲
2024 · 22.3%
ROA
14.7%▲
2024 · 8.6%
Interest coverage
11.29▲
2024 · 6.88
Debt
€82k▼
2024 · €117k
Debt ≤ 1 year
€37k▼
2024 · €71k
Debt > 1 year
€46k=
2024 · €46k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€181k▼
Fixed assets21/28€55k€35k▼
Tangible fixed assets22/27€54k€35k▼
Land and buildings22€40k€28k▼
Furniture and vehicles24€9k€4k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€195€195=
Current assets29/58€135k€146k▲
Amounts receivable within one year40/41€73k€49k▼
Trade receivables40€73k€48k▼
Other amounts receivable41-€226
Current investments50/53€18k€18k=
Cash at bank and in hand54/58€42k€77k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€190k€181k▼
Equity10/15€73k€98k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€67k€92k▲
Distributable reserves133€67k€92k▲
Amounts payable17/49€117k€82k▼
Amounts payable after more than one year17€46k€46k=
Financial debts170/4€46k€46k=
Amounts payable within one year42/48€71k€37k▼
Current portion of amounts payable after more than one year42€19k-
Trade debts44€20k€9k▼
Suppliers440/4€20k€9k▼
Advances received on contracts in progress46€7k-
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Other amounts payable47/48€16k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€2k€843▼
Gross operating margin9900€42k€65k▲
Operating profit (loss)9901€21k€45k▲
Financial income75/76B€12k€210▼
Recurring financial income75€12k€210▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€27k€39k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€16k€27k▲
Profit (loss) for the period to be appropriated9905€16k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€27k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€16k€25k▲
To other reserves6921€16k€25k▲
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €27k ▲62.6%
Operating result €45k, net result €27k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.95
Current ratio from 1.91 to 3.95; short-term debt falls from €71k to €37k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €3k ▼83.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsplein 149500 GeraardsbergenGround area
160 m²
Building footprint
115 m²
Volume, LiDAR
1,165 m³
Parcel 41018A0766/00G000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Stationsplein 14, 9500 Geraardsbergen
since 20062.234.134.385
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018A0766/00G000 | Flanders | 160 m² | 1 · 115 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600QUKIEZ5HP8GQ52
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HERON MANAGEMENT
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2006
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
32400Other manufacturing
58110Book publishing
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
82990Other business support services
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:sven.milo@agea.be
E-mail:sven.milo@ageanet.com
Phone:0474/98.26.18