AGDB

Active

Private limited companyfounded 2015active for 11 yearsDekenijstraat 89, 1180 Ukkel, BelgiumKBO/BCE: BE 0634.854.904

Summary

AGDB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €306,050 and a net result of -€6,084. Equity is growing by about 48% per year across the filed financial years. The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

AGDBActiveChecked score 52/100

Risk analysis Report Compare

Activity

“La création,l’acquisition,la gestion,la négociation de portefeuilles d’assurances et de réassurances de toute nature” (deed in French)

From the articles, 9 activitiesNo NACE code in the KBO yet1 site

Size

€1.2mtotal assets 2024

Equity: €306,050
Loss: -€6,084

Turnover not published (micro format)

Financial health

52 Fair Checked score 2024

Bankruptcy probability: sector outside the model

Structure

YOucef DehaneDirector
Daniel Alvarez BorbollaDirector

Accounts 82 days overdue2 of 7 deeds read

Signalsraises riskAnnual accounts not filedFiled more than 90 days lateShow the evidence

Checked score

Score 2024

52 / 100

Fair

Without a bankruptcy probability: score from the figures alone

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 51-24

equity 26.3% of total assets

Liquidity 63-6

short-term debt 10.0% · cash 10.6%

Profitability 41-59

return on assets -0.5%

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit of up to €15,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 3.15, compared with 2.22 in 2023, above the usual 1.5; short-term debt: 10% and cash: 10.6% of total assets), but 73.7% of the assets are financed with debt and provisions.

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Signals

Two signals.

raises risk

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 82 days later.

NBB · 9 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline21-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-04-2026, 258 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 9 filings

Deviation from the deadline

2025

not filed

2024

258 days late

2023

149 days late

2022

81 days late

2021

110 days late

2020

79 days late

2019

144 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 137 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

15-04-2026 Annual accounts filedfinancial year 2024 · micro…
20-01-2025 Resignation: Besim GECER (director)Appointment: YOucef Dehane (director)
31-12-2024 Weakest financial yearnet -€6,084