AGCC
ActiveAGCC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €13k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-8
Solvency76▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 5.21 in 2024; short-term debt: 48.9% and cash: 77.1% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
14.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
154 d early
2024
64 d early
2023
23 d late
2022
77 d early
2021
90 d early
2020
16 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€135k
EBIT margin
10.7%
Net result
€13k▼ 37.0%
2024 · €20k
2018: €8k
2019: €7k
2020: €12k
2021: €-637
2022: €590
2023: €18k
2024: €20k
2018 → 2025
Working capital
€38k▼ 44.7%
2024 · €69k
2018: €7k
2019: €8k
2020: €21k
2021: €22k
2022: €24k
2023: €39k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€32k▲ 1.9%€50k▲ 56.3%€77k▲ 54.6%€44k▼ 43.2%
Operating result€2k-€3k▲ 48.1%€24k▲ 776%€27k▲ 10.9%€18k▼ 33.7%
Net result€-637-€590€18k▲ 2,957%€20k▲ 10.5%€13k▼ 37.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€6k▼ 30.5%
Current assets
€80k▼ 5.9%
Equity and liabilities €86k
Equity
€44k▼ 43.2%
Debt
€42k▲ 158%
The debt ratio rises from 17.4% to 48.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €31k
Cash flow
€16k▼
2024 · €24k
Solvency
51.1%▼
2024 · 82.6%
Current ratio
1.90▼
2024 · 5.21
Quick ratio
1.90▼
2024 · 5.21
Debt / equity
0.96▲
2024 · 0.21
ROE
28.6%▲
2024 · 25.8%
ROA
14.6%▼
2024 · 21.3%
Interest coverage
95.26▼
2024 · 192.81
Debt
€42k▲
2024 · €16k
Debt ≤ 1 year
€42k▲
2024 · €16k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€86k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€85k€80k▼
Amounts receivable within one year40/41€14k€13k▼
Trade receivables40€14k€12k▼
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€71k€66k▼
Deferred charges and accrued income490/1€643€601▼
Equity and liabilities
Total equity and liabilities10/49€94k€86k▼
Equity10/15€77k€44k▼
Contributions10/11€19k€19k=
Reserves13€59k€25k▼
Distributable reserves133€59k€25k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€16k€42k▲
Amounts payable within one year42/48€16k€42k▲
Trade debts44€2k€20▼
Suppliers440/4€2k€20▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€33k▲
Income statement
Code20242025
Non-recurring operating income76A€103€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€949€991▲
Gross operating margin9900€32k€23k▼
Operating profit (loss)9901€27k€18k▼
Financial income75/76B€0€188▲
Recurring financial income75€0€188▲
Financial charges65/66B€160€226▲
Recurring financial charges65€160€226▲
Profit (loss) for the period before taxes9903€26k€18k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€20k€13k▼
Profit (loss) for the period to be appropriated9905€20k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€13k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€5k€46k▲
Transfer to equity691/2€20k€13k▼
To other reserves6921€20k€13k▼
Profit to be distributed694/7€5k€46k▲
Return on contributions (dividend)694€5k€46k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20k ▲10.5%
Operating result €27k, net result €20k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.21
Current ratio from 2.50 to 5.21; short-term debt falls from €26k to €16k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €590
Net result €590 after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-637 ▼106%
Net result drops to €-637, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smidstraat 3502590 BerlaarGround area
1,010 m²
Building footprint
137 m²
Volume, LiDAR
694 m³
Parcel 12002D0708/00V000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGCC
since 20172.270.232.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002D0708/00V000 | Flanders | 1,009 m² | 1 · 136 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.