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AGC MOTORS

Active
Private limited companyfounded 2025active for 1 yearChaussée de Nivelles 12, 1410 Waterloo, BelgiumKBO/BCE: BE 1022.834.217
Summary

The computed 12-month bankruptcy probability of AGC MOTORS is 3.0% (moderate). The 2025 annual accounts show negative equity (-€3,007) and a net result of -€23,007. Its solvency ranks better than 21% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-04-2025 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.373.132.219 1410 Waterloo, since 29-04-2025
Financial year end
31 December
Peppol
Reachable since 16-05-2025

Board and ownership

Board

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.0%
Annual accounts 2025
Gross margin
-€21,593
Loss
€23,007
Equity
-€3,007
Total assets
€144,975
  • Negative equity on 31-12-2025
  • 2025 accounts filed 73 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 73 days late; 1 of the last 3 accounts lateNegative equity -€3,007Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.92, cash €22,413Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in retail trade (NACE 47)
Financial strength
Weak
Solvency 23
equity -2.1% of total assets
Liquidity 19
short-term debt 101.9% · cash 15.5%
Profitability 0
return on assets -15.9%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 05-2026: 1.8%lowest value 06-2026: 1.8%● unchanged vs 05-2026lowest value 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.4 percentage points vs 07-2026 09-2026: 2.3%▲ +0.1 percentage points vs 08-2026 10-2026: 3.0%▲ +0.7 percentage points vs 09-2026highest value 11-2026: 3.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.92, below 1. Short-term debt is 101.9% and cash 15.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 18% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Last filed accounts filed 73 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.92, cash €22,413
NBB · annual accounts
raises risk · Negative equity -€3,007
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
73 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,007 View
  • Caution: Lower net result than 90% of companies in retail tradesector median €5,083 · 22,756 companies -€23,007 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €20,000 · Appointment: VAN AELST Arnaud (director)
All 2 events

Comparable companies

These companies have the same main activity as AGC MOTORS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €102,000 and €183,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
AGC MOTORS Waterloo€144,975-€21,593
S&S Oudenburg€182,729-€8,303
ACCELERA AUTOMOTIVE Aalst€148,309-€12,509
MRZ Automotive Aartselaar€106,767-€58,007
N&A CARS Mechelen€107,982-€4,750
MO Auto Business Mons€179,668-€44,132
Iso Cars Deerlijk€101,758-€3,330
Full comparison

Key facts about AGC MOTORS

What is the company number of AGC MOTORS?
The company number of AGC MOTORS is 1022.834.217. The VAT number is the same number with BE in front: BE 1022.834.217.
Where is AGC MOTORS based?
The registered office is at Chaussée de Nivelles 12, 1410 Waterloo.Company details
What does AGC MOTORS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AGC MOTORS?
The legal form of AGC MOTORS is Private limited company (BV).
When was AGC MOTORS founded?
AGC MOTORS was founded on 29-04-2025.
Is AGC MOTORS still active?
Yes, AGC MOTORS is an active enterprise in the KBO register.
What is the turnover of AGC MOTORS?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is AGC MOTORS profitable?
In financial year 2025, AGC MOTORS made a loss of €23,007.
Where can I find the annual accounts of AGC MOTORS?
AGC MOTORS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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