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AGC Conseil

Active Private limited companyfounded 2024active for 2 yearsMolièrelaan 291, 1050 IxellesKBO/BCE: BE 1015.339.382

Lifetime

2 annual accounts with figures on one time axis
peak €1.3m (2025)
€1.3m▲ 287%
peak €951,602 (2025)
€951,602▲ 280%
peak €1.2m (2025)
€1.2m▲ 376%
€274,591▲ 81.2%
Board2 names since 2024
Documentsfilings and deeds
16-07-202615 days before the deadline
2025abbreviated format
Gross margin from €328,351 to €1.3mResult from €250,643 to €951,602Registered office moved from Sint-Genesius-Rode to Ixelles 16-10Equity from €253,143 to €1.2mDebts from €151,563 to €274,591Cash from €387,522 to €1.5m

Key points

from the 2025 annual accounts

Result

€951,602 ▲ 280%
€251,0002024€952,0002025

The result rose in 2025 from €250,643 to €951,602.

Turnover

≈ €2.4m estimated

The abbreviated format states no turnover.

Debts

€274,591 ▲ 81.2%
Taxes and wages
+119,112
Suppliers
+2,930
Other debts
+985

Debts rose by €123,028 in 2025.

Liquidity

5.39 was 2.67 in 2024

Short-term debts rose from €151,563 to €274,591.

Position in the sector

€951,602

Higher net result than 95% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.

Checked score

99
Excellent
Financially stronger than 89% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2025: < 0.1% 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100+12equity 81.4% of total assets
95+12short-term debt 18.6% · cash 98.2%
100=return on assets 64.3%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 5.39, cash €1.5m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 16-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 89% on liquidity, 84% on profitability and 97% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,127 companies had the same profile as AGC Conseil has now. Each dot stands for 8 companies, two years later.

97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of AGC Conseil itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,127 companies, not a prediction for AGC Conseil. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €110,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 5.39 (2.67 in 2024), above the usual 1.5. Short-term debt is 18.6% and cash 98.2% of total assets. 18.6% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.39, cash €1.5m
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 16-07-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
15 days early
2024
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

GC
Director, since 21-10-2024
  • GARAND-CLAVEL Alexis Charles René 100 sharesdeed of 23-10-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 9925:BE1015339382
Registered office moved from Sint-Genesius-Rode to Ixelles New registered office: Molierelaan 291, 1050 Elsene · Previous registered office: Trielpopulierenlaan 18, 1640 Sint-Genesius-Rode · Gazette deed
Incorporation Founding capital of €2,500, 100 shares · Founder: GARAND-CLAVEL Alexis Charles René · Appointments: GARAND-CLAVEL Alexis (director) and DEBLAYE Bérengère (alternate director) · published on 23-10-2024 · Gazette deed
First establishment Trilpopulierenlaan 18, Sint-Genesius-Rode
All 8 events

Comparable companies

same main activity, similar in size and age
Company
AGC Conseil Ixelles €1.5m €1.3m 81.4% -
JR Conseil Uccle €1.7m €1.2m 66.1% -
L2J2 Wavre €1.3m €1.2m 70.0% -
QUALIFY Life Sciences Brussels €1.3m €1.5m 31.2% -
CAPISTELLU Brussels €1.7m €0.9m 44.8% -
Restructura Consulting Uccle €2.2m €1.4m 72.7% -
G. FEDERICO ECONOMICS Uccle €1.8m €1.1m 77.1% -

These companies have the same main activity as AGC Conseil: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.3m and €2.2m, founded between 2023 and 2025.

Official details

Source: KBO
Status
Active since 21-10-2024Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.366.384.2841640 Sint-Genesius-Rode, since 21-10-2024
Financial year end
31 December
Peppol
Reachable since 16-12-2025
Company details

Annual accounts 2025

€1.5m▲ 266%
Filing
Filed on 16-07-2026, 15 days before the end of the filing period
Financials

Insights on AGC Conseil

AGC Conseil has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €951,602.

Its solvency ranks better than 77% of 10,858 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AGC Conseil

What is the company number of AGC Conseil?
The company number of AGC Conseil is 1015.339.382. The VAT number is the same number with BE in front: BE 1015.339.382.
Where is AGC Conseil based?
The registered office is at Molièrelaan 291, 1050 Ixelles.Company details
What does AGC Conseil do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of AGC Conseil?
AGC Conseil is a private limited company (BV).
When was AGC Conseil founded?
AGC Conseil was founded on 21-10-2024.
Is AGC Conseil still active?
Yes, AGC Conseil is an active enterprise in the KBO register.
What is the turnover of AGC Conseil?
The turnover in financial year 2025 is ≈ €2.4m. This figure is estimated from the gross margin of €1.3m and 36 comparable companies (NACE 70200). It probably lies between €1.7m and €3.1m.Financials
Is AGC Conseil profitable?
In financial year 2025, AGC Conseil made a profit of €951,602.
Where can I find the annual accounts of AGC Conseil?
AGC Conseil filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGC Conseil due?
AGC Conseil must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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