AGAZ GROUP
ActiveAGAZ GROUP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €540k and a net result of €164k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 6.05 against 1.56 in 2024; short-term debt: 7.8% and cash: 38.8% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
26.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
13 d late
2024
14 d early
2023
26 d late
2022
22 d late
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€540k▲ 43.3%
2024 · €377k
2021: €95k
2022: €186k
2023: €288k
2024: €377k
2021 → 2025
Total assets
€620k▲ 43.4%
2024 · €432k
2021: €155k
2022: €263k
2023: €361k
2024: €432k
2021 → 2025
Net result
€164k▲ 81.9%
2024 · €90k
2021: €91k
2022: €91k
2023: €102k
2024: €90k
2021 → 2025
Working capital
€243k▲ 689%
2024 · €31k
2021: €94k
2022: €147k
2023: €255k
2024: €31k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€186k▲ 95.7%€288k▲ 54.5%€377k▲ 31.1%€540k▲ 43.3%
Operating result€114k-€117k▲ 2.5%€130k▲ 11.1%€118k▼ 9.4%€224k▲ 90.1%
Net result€91k-€91k▼ 0.1%€102k▲ 11.5%€90k▼ 11.1%€164k▲ 81.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 90% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €620k
Fixed assets
€328k▼ 5.3%
Current assets
€292k▲ 239%
Equity and liabilities €620k
Equity
€540k▲ 43.3%
Provisions
€30k
Debt
€50k▼ 9.8%
The debt ratio falls from 12.8% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€244k▲
2024 · €130k
Cash flow
€184k▲
2024 · €102k
Solvency
87.2%▼
2024 · 87.2%
Current ratio
6.05▲
2024 · 1.56
Quick ratio
6.05▲
2024 · 1.56
Debt / equity
0.09▼
2024 · 0.15
ROE
30.4%▲
2024 · 23.9%
ROA
26.5%▲
2024 · 20.9%
Interest coverage
792.07▲
2024 · 264.32
Debt
€50k▼
2024 · €55k
Debt ≤ 1 year
€48k▼
2024 · €55k
Income taxes
€60k▲
2024 · €27k
Staff costs
€65k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€432k€620k▲
Fixed assets21/28€346k€328k▼
Tangible fixed assets22/27€346k€328k▼
Land and buildings22€324k€316k▼
Furniture and vehicles24€18k€8k▼
Other tangible fixed assets26€4k€4k▲
Current assets29/58€86k€292k▲
Amounts receivable within one year40/41€51k€49k▼
Trade receivables40€47k€49k▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€33k€240k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€432k€620k▲
Equity10/15€377k€540k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€373k€536k▲
Provisions and deferred taxes16-€30k
Provisions for liabilities and charges160/5-€30k
Other liabilities and charges164/5-€30k
Amounts payable17/49€55k€50k▼
Amounts payable within one year42/48€55k€48k▼
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€51k€39k▼
Taxes450/3€38k€23k▼
Remuneration and social security454/9€13k€16k▲
Other amounts payable47/48€833€1k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€62k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€19k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€30k
Other operating charges640/8€42k€1k▼
Gross operating margin9900€234k€339k▲
Operating profit (loss)9901€118k€224k▲
Financial income75/76B€222€0▼
Recurring financial income75€222€0▼
Financial charges65/66B€491€308▼
Recurring financial charges65€491€308▼
Profit (loss) for the period before taxes9903€118k€224k▲
Income taxes67/77€27k€60k▲
Profit (loss) for the period9904€90k€164k▲
Profit (loss) for the period to be appropriated9905€90k€164k▲
Appropriation of the result
Profit (loss) to be appropriated9906€374k€537k▲
Profit (loss) brought forward from the previous period14P€284k€373k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Highest result since 2021net €164k ▲81.9%
Operating result €224k, net result €164k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 6.05
Current ratio from 1.56 to 6.05; short-term debt falls from €55k to €48k.
31-12
Financial
Equity above €500kEq €540k ▲43.3%
5 profitable years in a row build equity to €540k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €90k ▼11.1%
Net result drops to €90k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €200kEq €288k ▲54.5%
3 profitable years in a row build equity to €288k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Equity above €150kEq €186k ▲95.7%
2 profitable years in a row build equity to €186k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mutsaardweg 121820 SteenokkerzeelGround area
618 m²
Building footprint
104 m²
Volume, LiDAR
519 m³
Parcel 23081E0260/00L000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGAZ GROUP
since 20202.309.839.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23081E0260/00L000 | Flanders | 618 m² | 1 · 104 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500B8BB2CFE2D9804
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 11,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.