AGAM BUSINESS

Active

Private limited companyfounded 2022active for 3 yearsStaatsbaan 17, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0794.345.965

Summary

AGAM BUSINESS has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,823 and a net result of €3,770. Equity is growing by about 120% per year across the filed financial years. Its solvency ranks better than 46% of 3,268 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisFollow Report Compare

AGAM BUSINESSActiveChecked score 65/100

Risk analysis Report Compare

Activity

Washing and cleaning of motor vehicles

NACE 95316

2 sites

Size

€80,730turnover 2025

Equity: €6,823
Profit: €3,770

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.5%

Structure

2025 accounts on time2 of 3 deeds summarised

Why 65raises risk1 change of registered office in 24 monthsSize: turnover €80,730, total assets €19,878lowers riskLiquidity: current ratio 1.52, cash €17,288Figures for financial year 2025 (filed 05-08-2026)Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 66% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 59+16

equity 34.3% of total assets

Liquidity 65+10

short-term debt 65.7% · cash 87.0%

Profitability 85-2

return on assets 19.0%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,122 companies, NACE 95, micro)

Last 24 months 11-2024: 3.8% 12-2024: 3.8%● unchanged vs 11-2024 01-2025: 3.9%▲ +0.1 percentage points vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.9%● unchanged vs 02-2025 04-2025: 4.4%▲ +0.5 percentage points vs 03-2025 05-2025: 4.6%▲ +0.2 percentage points vs 04-2025 06-2025: 4.6%● unchanged vs 05-2025 07-2025: 4.7%▲ +0.1 percentage points vs 06-2025 08-2025: 5.6%▲ +0.9 percentage points vs 07-2025 09-2025: 5.7%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 3.5%▼ -2.2 percentage points vs 09-2025 11-2025: 3.5%● unchanged vs 10-2025 12-2025: 3.5%● unchanged vs 11-2025 01-2026: 3.6%▲ +0.1 percentage points vs 12-2025 02-2026: 3.6%● unchanged vs 01-2026 03-2026: 3.7%▲ +0.1 percentage points vs 02-2026 04-2026: 4.3%▲ +0.6 percentage points vs 03-2026 05-2026: 4.7%▲ +0.4 percentage points vs 04-2026 06-2026: 4.7%● unchanged vs 05-2026 07-2026: 4.7%● unchanged vs 06-2026 08-2026: 1.5%▼ -3.2 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 45% on solvency, 66% on liquidity, 72% on profitability and 79% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.52, cash €17,288

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Size: turnover €80,730, total assets €19,878

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 05-08-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

on the day

2024

43 days late

2023

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 35 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 September (3 of the last 3 filed years within 43 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
03-06-2026 Registered officeRegistered-office move · Director in…
31-12-2025 Highest result from 2023 to 2025net €3,770 ▲11.6%

Key points

Turnover 20253 financial years filed €80,730 View
Active since 2022founded 02-12-2022 3 years View

By topic

Financials

Financial year: 2025
Turnover: €80,730
Profit: €3,770
Solvency: 34.3%

Turnover▲ 15.7%

Net result

20232025

Go to Financials

Timeline

Events: 7
Since: 2024
Next accounts: by 31-07-2027

12-09-2025Annual accounts filed
31-12-2024Back to profit
30-09-2024Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Washing and cleaning of motor vehiclesNACE 95316
Founded: 02-12-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about AGAM BUSINESS

What is the company number of AGAM BUSINESS?: 0794.345.965. In Belgium the VAT number is the company number with BE in front: BE 0794.345.965.
Where is AGAM BUSINESS based?: The registered office is at Staatsbaan 17, 3945 Tessenderlo-Ham.Company details
What does AGAM BUSINESS do?: According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
What is the legal form of AGAM BUSINESS?: Private limited company (BV).
When was AGAM BUSINESS founded?: On 02-12-2022.
Is AGAM BUSINESS still active?: Yes, AGAM BUSINESS is an active enterprise in the KBO register.
What is the turnover of AGAM BUSINESS?: €80,730 in financial year 2025, according to the filed annual accounts.Financials
Is AGAM BUSINESS profitable?: In financial year 2025, AGAM BUSINESS made a profit of €3,770.
Where can I find the annual accounts of AGAM BUSINESS?: AGAM BUSINESS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGAM BUSINESS due?: By 31-07-2027, for financial year 2026.Timeline