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AGA CLUCI

Active
Private limited companyfounded 20242 yrs activeLeopold I-straat 142, 1020 Brussel, BelgiumKBO/BCE: BE 1010.183.239
Summary

The computed 12-month bankruptcy probability of AGA CLUCI is 5.3% (elevated). The 2024 annual accounts show equity of €5,015 and a net result of €4,015. Its solvency ranks better than 85% of 36380 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.38; short-term debt: 21% and cash: 2.4% of total assets), and 21% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
79%
Return on assets
63.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 92 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 June 2024, AGA CLUCI was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€5,015
Total assets
€6,346
Net result
€4,015
Working capital
€500

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €6,346
Fixed assets €4,515
Current assets €1,832
Equity and liabilities €6,346
Equity €5,015
Debt €1,331
Debt finances 21.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€5,217
Cash flow
€4,142
Current ratio
1.38
Debt to equity
0.27
ROE
80.1%
ROA
63.3%
Interest coverage
72.89
Debt ≤ 1 year
€1,331
Income taxes
€1,004

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€6,346
Fixed assets21/28€4,515
Tangible fixed assets22/27€4,515
Furniture and vehicles24€4,515
Current assets29/58€1,832
Amounts receivable within one year40/41€1,000
Other amounts receivable41€1,000
Cash at bank and in hand54/58€152
Deferred charges and accrued income490/1€680
Equity and liabilities
Total equity and liabilities10/49€6,346
Equity10/15€5,015
Contributions10/11€1,000
Profit (loss) carried forward14€4,015
Amounts payable17/49€1,331
Amounts payable within one year42/48€1,331
Trade debts44€182
Suppliers440/4€182
Taxes, remuneration and social security45€1,149
Taxes450/3€1,149
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127
Other operating charges640/8€437
Gross operating margin9900€5,655
Operating profit (loss)9901€5,090
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€72
Recurring financial charges65€72
Profit (loss) for the period before taxes9903€5,019
Income taxes67/77€1,004
Profit (loss) for the period9904€4,015
Profit (loss) for the period to be appropriated9905€4,015
Appropriation of the result
Profit (loss) to be appropriated9906€4,015

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127
Other operating charges640/8€437
Gross operating margin9900€5,655
Operating profit (loss)9901€5,090
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€72
Recurring financial charges65€72
Profit (loss) for the period before taxes9903€5,019
Income taxes67/77€1,004
Profit (loss) for the period9904€4,015
Profit (loss) for the period to be appropriated9905€4,015
Line2024
Assets
Total assets20/58€6,346
Fixed assets21/28€4,515
Tangible fixed assets22/27€4,515
Furniture and vehicles24€4,515
Current assets29/58€1,832
Amounts receivable within one year40/41€1,000
Other amounts receivable41€1,000
Cash at bank and in hand54/58€152
Deferred charges and accrued income490/1€680
Equity and liabilities
Total equity and liabilities10/49€6,346
Equity10/15€5,015
Contributions10/11€1,000
Profit (loss) carried forward14€4,015
Amounts payable17/49€1,331
Amounts payable within one year42/48€1,331
Trade debts44€182
Suppliers440/4€182
Taxes, remuneration and social security45€1,149
Taxes450/3€1,149
Line2024
Profit (loss) for the period9904€4,015
+ Depreciation and write-downs630€127
Operating cash flow (approximation)€4,142

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
167 m²
Building footprint
114 m²
Volume, LiDAR
1,272 m³
Parcel 21815D0065/00C003, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
AGA CLUCI
Leopold I-straat 142, 1020 BrusselConstruction of residential and non-residential buildings
since 20242.362.196.557
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21815D0065/00C003 Brussels 167 m² 1 · 114 m² 16.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,960 companies in sector 43331 we hold annual accounts for 1,788. 709 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010183239
Also 9925:BE1010183239
Registered 23-09-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.