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AGA BOUW

Active
Private limited company (pre-2019)founded 2018active for 8 yearsJef Lambeauxstraat 38, 2020 Antwerpen, BelgiumKBO/BCE: BE 0699.585.081
Summary

The computed 12-month bankruptcy probability of AGA BOUW is 1.7% (moderate). The 2025 annual accounts show equity of €38,381 and a net result of €3,585. Equity has been growing by about 20% per year since 2020. Its solvency ranks better than 41% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-07-2018 Normal situation
Activity
Painting of buildings NACE 43341and 3 others
Establishment unit
2.277.817.643 2020 Antwerpen, since 04-07-2018
Financial year end
31 March
Peppol
Reachable since 31-10-2023

Board and ownership

Board
  • Akpinar AhmetDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts to 31-03-2025
Gross margin
€13,977
▼ 10.6%
Turnover
≈ €140,000
estimated
Profit
€3,585
▼ 53.5%
Equity
€38,381
▲ 10.3%
Total assets
€99,978
▲ 16.9%
Staff
≈ 0.2 FTE
estimated
  • 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 27-11-2025)Liquidity: current ratio 1.541 financial year not filed after the legal deadline; last filed accounts filed 27 days lateSector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 41% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 63-3
equity 38.4% of total assets
Liquidity 35+14
short-term debt 61.6%
Profitability 73-7
return on assets 3.6%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%● unchanged vs 07-2025 09-2025: 1.4%▼ -0.1 percentage points vs 08-2025 10-2025: 1.6%▲ +0.2 percentage points vs 09-2025 11-2025: 2.2%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 1.7%▼ -0.5 percentage points vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.5%▼ -0.2 percentage points vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▼ -0.2 percentage points vs 07-2026 09-2026: 1.2%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 1.4%▲ +0.2 percentage points vs 09-2026 11-2026: 1.7%▲ +0.3 percentage points vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (1.53 in 2024), above the usual 1.5. Short-term debt is 61.6% of total assets. However, 61.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 41% of them on solvency, 24% on liquidity, 45% on profitability and 56% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Figures for financial year 2025 (filed on 27-11-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.54
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 27 days late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2026
not filed
2025
27 days late
2024
45 days early
2023
21 days late
2022
3 days late
2021
178 days late
2020
543 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 121 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €3,585 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as AGA BOUW: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €75,000 and €119,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
AGA BOUW Antwerpen€99,978€13,977
NORDECO Zwevegem€109,803€13,254
SCHILDERWERKEN MULLER Gingelom€100,500€11,874
TL-Interieur Schoten€101,679€18,538
SCHILDERWERKEN STRAETMANS Kasterlee€119,461€18,936
PAINT MASTERS Antwerpen€97,517€20,575
nobeldesign Malle€75,047€11,836
Full comparison

Key facts about AGA BOUW

What is the company number of AGA BOUW?
The company number of AGA BOUW is 0699.585.081. The VAT number is the same number with BE in front: BE 0699.585.081.
Where is AGA BOUW based?
The registered office is at Jef Lambeauxstraat 38, 2020 Antwerpen.Company details
What does AGA BOUW do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of AGA BOUW?
The legal form of AGA BOUW is Private limited company (pre-2019) (BVBA).
When was AGA BOUW founded?
AGA BOUW was founded on 04-07-2018.
Is AGA BOUW still active?
Yes, AGA BOUW is an active enterprise in the KBO register.
What is the turnover of AGA BOUW?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €13,977 and 163 comparable companies (NACE 433). It probably lies between €82,000 and €290,000. It is a rough estimate.Financials
Is AGA BOUW profitable?
In financial year 2025, AGA BOUW made a profit of €3,585.
Where can I find the annual accounts of AGA BOUW?
AGA BOUW filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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