AG SOLUTION HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.20M and a net result of €280k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 6156 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
36 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€3.20M▲ 9.6%
2023 · €2.92M
2022: €2.92M
2023: €2.92M
2022 → 2024
Net result
€280k▲ 12,038%
2023 · €2k
2022: €-85k
2023: €2k
2022 → 2024
Total assets
€8.64M▲ 7.5%
2023 · €8.03M
2022: €8.08M
2023: €8.03M
2022 → 2024
Solvency
37.0%▲ 0.7pp
2023 · 36.3%
2022: 36.1%
2023: 36.3%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€2.92M-€2.92M▲ 0.1%€3.20M▲ 9.6%
Operating result€-20k-€93k€454k▲ 388%
Net result€-85k-€2k€280k▲ 12,038%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 388% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8.45M
Fixed assets
€7.39M▲ 1.9%
Current assets
€1.07M▲ 51.3%
Equity and liabilities €8.64M
Equity
€3.20M▲ 9.6%
Debt
€5.44M▲ 6.3%
The debt ratio falls from 63.7% to 63.0%. Equity and debt are higher.
Key figures and ratios
Solvency
37.0%▲
2023 · 36.3%
ROE
8.8%▲
2023 · 0.1%
ROA
3.2%▲
2023 · 0.0%
Debt
€5.44M▲
2023 · €5.12M
Debt ≤ 1 year
€4.93M▲
2023 · €994k
Debt > 1 year
€500k▼
2023 · €4.12M
Income taxes
€78k
Staff costs
€440k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8.03M€8.64M▲
Formation expenses20€80k€182k▲
Fixed assets21/28€7.25M€7.39M▲
Intangible fixed assets21-€19k
Tangible fixed assets22/27-€50k
Plant, machinery and equipment23-€48k
Furniture and vehicles24-€2k
Financial fixed assets28€7.25M€7.32M▲
Current assets29/58€704k€1.07M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€364k€946k▲
Other amounts receivable41€364k€946k▲
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€8k€61k▲
Deferred charges and accrued income490/1€283k€58k▼
Equity and liabilities
Total equity and liabilities10/49€8.03M€8.64M▲
Equity10/15€2.92M€3.20M▲
Contributions10/11€3.00M€3.00M=
Capital10€3.00M€3.00M=
Issued capital100€3.00M€3.00M=
Reserves13€50k€198k▲
Non-distributable reserves130/1€50k€10k▼
Legal reserve130-€10k
Own shares acquired1312€50k€0▼
Distributable reserves133-€188k
Profit (loss) carried forward14€-132k€0▲
Amounts payable17/49€5.12M€5.44M▲
Amounts payable after more than one year17€4.12M€500k▼
Financial debts170/4€4.12M€500k▼
Amounts payable within one year42/48€994k€4.93M▲
Current portion of amounts payable after more than one year42€560k€0▼
Trade debts44€89k€218k▲
Suppliers440/4€89k€218k▲
Taxes, remuneration and social security45€14k€122k▲
Taxes450/3€14k€78k▲
Remuneration and social security454/9-€44k
Other amounts payable47/48€330k€4.59M▲
Accrued charges and deferred income492/3€0€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€440k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€493€2k▲
Gross operating margin9900€118k€924k▲
Operating profit (loss)9901€93k€454k▲
Financial income75/76B€21k€21▼
Recurring financial income75€21k€21▼
Financial charges65/66B€111k€96k▼
Recurring financial charges65€111k€96k▼
Profit (loss) for the period before taxes9903€2k€358k▲
Income taxes67/77-€78k
Profit (loss) for the period9904€2k€280k▲
Profit (loss) for the period to be appropriated9905€2k€280k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€198k▲
Profit (loss) brought forward from the previous period14P€-85k€-82k▲
Transfer to equity691/2€50k€198k▲
To the legal reserve6920-€10k
To other reserves6921€50k€188k▲
Social balance
Average headcount (FTE)90870.04.0▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-08
State Gazette act
Resignations & appointmentsGeneral meeting · Board meeting · Director resignation7 facts ▸
State Gazette act
Resignations & appointments
General meeting · Board meeting · Director resignation7 facts ▸
- General meeting, 02/07/2026
- Board meeting, 02/07/2026
- Director resignation, Stéphane Lusoli (bestuurder)
- Director appointment, Yannick Waller (bestuurder)
- Power of attorney, Argo Law BV
- Power of attorney, Ad-Ministerie BV
- Power of attorney, Stéphanie Cauwenbergh
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €280k ▲12038%
Operating result €454k, net result €280k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 36 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Yannick Waller
CurrentDirector · since 02-07-2026
02-07-2026
Yannick Waller: Appointed as Director
30-06-2026
Stéphane Lusoli: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerelei 1252610 AntwerpenGround area
4,700 m²
Building footprint
2,210 m²
Volume, LiDAR
18,886 m³
Parcel 11463D0190/00E000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Moerelei 125, 2610 Antwerpen
since 20222.338.515.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0190/00E000 | Flanders | 4,700 m² | 1 · 2,210 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 9,508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stephanie.cauwenbergh@agsolution.be